Page 6 shop online at www.broadcasteronline.com December 21, 2010 DAVE SAYS: Brother needs help, but how? Dear Dave, My brother and I recently received an inheritance after our mom died. He’s never been very good with money, so I was proud of him when he used his portion to pay off his debts. But then he went out and financed a $23,000 van he can’t afford. I’m afraid he’s falling right back into the same old money problems, but I don’t know how to talk to him about it. Diana T O D D’S E LECTRIC S ERVICE DESIGN/BUILD FIBER CABLING COMMERCIAL • RESIDENTIAL SERVICE CALLS BOOM TRUCK WITH AUGER TRENCHING 201 NW 13th St. Suite 3, Beresford, SD 57004 1221 Cornell St., Vermillion, SD 57069 (800) 560-2518 (605) 624-5642 mandtoddelectric@qwestoffice.net APARTMENTS FOR RENT • 3 bdrm 1 bath with washer/dryer, available NOW • 4 bdrm, 2 bath, lots of storage and a large yard • Efficiency available, all utlities included Call Lydia to view 605-624-2904 Dear Diana, Over the years I’ve learned that you can’t make people listen to you. Even with what I do for a living I don’t throw my opinion around unless someone asks. I’m glad you realize there are some boundaries here. Still, there’s no reason you can’t create a situation where he can ask your opinion. You might begin with talking about some of the mistakes you’ve made in the past. This could help him connect with you and feel more comfortable opening up about his own situation. Once he realizes you’ve learned from your mistakes and haven’t repeated them, he might feel comfortable enough to ask how you accomplished it all. Then, once he does that, the door is open! But you can’t become preachy or act like a know-it-all every time someone does something dumb. Acting that way makes you seem arrogant, and you’ll probably only succeed in hurting the other person’s feelings and making them tune you out completely. — Dave HOLMES WELDING For All Your Equipment Repair – General Welding & Fabrication Needs – Aluminum Welding Including Boats FOR SALE: New steel cut to your specs. We do custom ornamental metal work. Authorized LINWELD dealer for oxygen, acetylene and gases. 1 MILE WEST OF VERMILLION Established 1932 Business Exit 50 & Timber Rd. • 605-624-3532 Time to close up? Dear Dave, I have my own medical practice, but I’m in a lot of debt and the practice just doesn’t seem to be working out. I took out a large loan in the beginning, and I can’t seem to stay current on the payments no matter how hard I work. Do you think I should file bankruptcy? John Dear John, You went to school to be a doctor, which is an admirable thing. But now you’re also a businessman, so you need how to run your interest profitably. Chances are you’re not bankrupt. It sounds to me like you made the mistake of starting a new business without first having a realistic business plan in place. Talk to your lender, and Read & Recycle! Thank You We are so blessed to live in this community! The out pouring of thoughts and prayers has really helped to make it through this time. We know she will be missed by many. Special Thanks to Dr. Dendinger and staff, Davis Pharmacy, Kober Funeral Home and Father John Fischer, and Legion Baseball. To 2 very special ladies, Nancy Minks and Sharon Brewer – Thank You! God Bless You All! JaDeen, Mindy, Jody and Jill su|do|ku © 2008 KrazyDad.com Fill the puzzle so that every row, every column, and every section contain the numbers 1-9 without repeating a number let them know what your situation is like right now. They may be willing to work with you on a plan that would give you a little bit of breathing room. You might also look into the possibility of hiring a business manager. This would require paying someone an additional salary, but at least you’d be assured that the business side of things is being run properly. But don’t file bankruptcy, John. It’s a stressful and emotionally-damaging process. You’re doing what you love and what you were called to do. The trick is to free up the money that will allow you to continue doing this great work! — Dave * For more financial help, please visit daveramsey.com. 1870 Ag Equipment 8’ bucket and 4 tine grapple fork for farmhand loader and heavy duty 2 wheel military trailer. Call evenings (605)661-5220. Deal of the Year Used $10,000 Butler steel building, 22x40. Selling for $3,200. Disassembled and on pallets. (402)640-9278. VISIT THESE WEBSITES FOR AG, IMPLEMENT & RURAL LIVING PRODUCTS & IDEAS: Cal.Co.Imp. John Deere Dealer: calhouncountyimplement.com - - - - - - - - - - - - - Red Power Team: www.redpowerteam.com - - - - - - - - - - - - - Farmers Best White Popcorn: www.farmersbestpopcorn.com (MCN) Wanted To Buy: JD 7000 Series planters: JD 875, 885, 886 & Hiniker 6000 cultivators, (402)920-2125. Wanted: Used 18-4-38 tire, 1 or 2, 15-5-38 tires. Wanted to buy or rent 3 point subsoiler, 10 or 12 foot 3 point field cultivator. Leave message, (605)677-7370. 1875 Livestock - Poultry Black Simmental and Angus 2yr. old and yearling bulls for sale. Top quality, reasonable. Rick Wetovick, Fullerton, 308-536-2901, cell 308-550-0628. 1895 Utility - Livestock Trailer SANTA NEEDS A NEW TRAILER! All sizes, All ON SALE. Save $$, trailers going up in January. Check our inventory at www.fortdodgetrailerworld.com We Special order just for your needs. 515-972-4554 (MCN) Check today’s issue for the solution to the puzzle. INT Book 14 #7 Tell them you saw it in the Broadcaster! Vermillion, SD 624-4429