February 1, 2011 shop online at www.broadcasteronline.com Page 7 DAVE SAYS: Dating on a dime in college Dear Dave, I’m a recent college graduate, and I’m determined to follow your plan and get out of debt. My biggest problem is when it comes to dating. Things aren’t cheap today, so aside from not dating, how do you handle this area of your life when you’re trying to get your finances in order? Roland Dear Roland, First of all, you definitely need to date people. I couldn’t have gone without dating, especially at your age. So, I’m not going to tell you to do something I couldn’t do. There’s absolutely nothing wrong with dating inexpensively if you’re thoughtful. Just don’t be so cheap that you’re freakish about things. There are plenty of nice, stylish places that don’t cost an arm and a leg. A picnic and a Frisbee will go a long way on a pretty day! Your efforts to be a gentleman and make things happen in creative ways will be a lot more charming to any lady worth dating than throwing down an extra $100 at a snooty restaurant you can’t afford. The other thing is to make dating part of your monthly budget. In your situation, it’s a legitimate expense, and you need to make it part of your financial game plan. Then, if you’re seeing someone on a regular basis, and the money in the “dating” envelope is getting low, you can explain to her that you’re working hard to manage your money properly so you’ll be wealthy one day. This will make you even more attractive to the right kind of person, because it shows that you’re mature enough and responsible enough to be thinking toward and planning for the future! —Dave Nix the lawn service? Dear Dave, We currently pay to have our lawn mowed each week. This expense is figured into our monthly budget, but we’re not quite out of debt yet. My wife says this is a luxury at this point, and I should cut the grass myself until we’re out of debt. What do you think? Ty Dear Ty, I think it depends a lot on your income. If you’re a surgeon making $350,000 a year, then making lawn care part of your monthly budget is probably pretty reasonable. Now, if you’re only making $26,000 a year, you probably need to get be- hind the mower and start pushing it yourself! Is this a snobbish attitude? I don’t think so. It’s a simple matter of mathematics. What is your personal time worth in the marketplace, and should you be plying your trade out in the world rather than mowing the lawn? Let’s say you’re an attorney who charges $400 an hour. In that case, you’re probably going to be better off out there lawyering— especially if you’re trying to get out of debt—than you would pushing a mower. But if you make $12 an hour, it’s a good idea for you to be cutting your own 12 oz. Choice New York Strip 12.99 $ .com * For more financial help, please visit daveramsey.com. Coyote Twin/ Vermillion Theatre www.broadcasteronline.com February Beef Special grass, isn’t it? Whether or not something is a “luxury” depends on your own personal income and financial situation. That’s how I look at it. —Dave 624-3331 • 624-3546 • Visit us at jjtheatres.com Coyote1 NO STRINGS ATTACHED Coyote2 -R- Nightly 7:00 p.m. • Fri., Sat. & Tues. at 9:15 p.m. Sat. & Sun. Matinees at 1:00 p.m. and 3:15 p.m. No Passes Please Vermillion YOGI BEAR - PG - BLACK SWAN -R- Nightly 7:00 p.m. Fri., Sat. & Tues. at 9:15 p.m. Sat. & Sun. Matinees at 1:00 p.m. and 3:15 p.m. Nightly 7:00 p.m. Fri., Sat. & Tues. at 9:00 p.m. Sat. & Sun. Matinees at 1:00 p.m. and 3:00 p.m. Yankton • 605-665-9884 OPEN SEVEN DAYS A WEEK Plan To Attend The Gayville Fire & Rescue Dept. Plan To Attend The Gayville Fire & Rescue Dept. Valentine’s Day Fundraiser “Somenchanted ng” E Eveni At The Gayville Community Center W inter Fiesta Winter Come join us for an evening of entertainment, information, and our newly produced video. Sharing the Dream in Guatemala invites you to a benefit for our friends in Guatemala. Friday, Feb. 4th 7PM Saturday Saturday February 5th Pro’s - 912 N. Dakota St. • Vermillion, SD Silent and live auction RSVP 605-624-6895 • Storm date (Feb. 6th) Social Hour: 6pm Dinner To Follow Auction: 8:30pm Entertainment: 9:30pm Prepare To Be Amazed By Hypnotist Rob Leckband Much more than a handout, Sharing the Dream in Guatemala provides an avenue for fair trade through partnerships with Guatemalan artisans. Come find out what difference this makes in the lives of Guatemalans. If you cannot attend, please check out auction items online at www.sharingthedream.org. From Sioux City, Iowa Meal Catered By Wild Bill’s Tickets: $25 In Advance Or $27.50 At The Door Tickets Available At CorTrust Bank & Valley Ag Supply Tickets Available At CorTrust Bank & Valley Ag Supply Both In Gayville Both In Gayville STOP A GREAT TIME FOR T E R A GREAT CAUSE! T prizes • auctions dinner • fun ‘Kidding’ yourself … Attend a Rocky Mountain Elk Foundation Dinner and Benefit Auction where fun and fundraising combine for a memorable evening. If you don’t get the word out about your business, no one else will!!! Broadcaster 201 W. Cherry • Vermillion 624-4429 www.rmef.org DATE: Saturday, February 5th TIME: Doors open at 5:00 PM PLACE: Minervas E. Hwy 50, Yankton TICKET INFORMATION: Call Pat Cody at 605-661-8283 Proceeds benefit elk and other wildlife Tuesdays are ALL-YOU-CAN-EAT Spaghetti With Texas Toast $4.99 without meatballs $5.99 with meatballs 4PM TO CLOSE No other added discounts are valid with these specials. Join us for Live Music Thursday @ 8pm with Junker Diddle & Hired Hand Valentine’s Day is Monday Feb. 14th Make plans to take your sweetie to Raziel’s for a special lunch or dinner. Check next week’s Broadcaster for details We Cater & Deliver! 624-9696 13 W. Main St., Downtown Vermillion • 624-9696