Febraury 15, 2011 shop online at www.broadcasteronline.com Page 5 DAVE SAYS: Help... My girlfriend is a financial nightmare Dear Dave, I’m fairly responsible with finances, but my girlfriend is in a terrible financial situation with a lot of credit card debt, an expensive car payment, and a big, fancy apartment. Plus, she just quit her job because she didn’t like it anymore. Now, she’s thinking about filing bankruptcy and thinks us moving in together will help solve her problems. If she can’t handle her finances on her own, what’s going to happen if we get together? Can you help? Dino Dear Dino, This is someone to keep dating, not marry right now or move in with, and see if she changes her spending habits. You’d have a very tough life being married to this woman, unless she makes some real attitude adjustments where her money is concerned. I can’t say if she’s technically bankrupt, but she definitely needs to move into a cheaper apartment and sell the car for starters. Still, bankruptcy’s not going to solve anything if she’s got a heart problem. By this, I mean if she buys stuff to try and make her happy and lives beyond her means in the process. Lots of people have the idea that they are what they drive, or they are where they live. Those are heart problems, and that’s the way I was many years ago until I had some sense knocked into me by going broke. Then, I realized I had to stop and make some changes. This doesn’t mean that she isn’t worthy of your love or she’s a terrible person, but it does mean that the girl has got some growing up to do. Money matters aside, you don’t quit your job without a plan unless Apartments NEXT TO WALMART UNDER NEW OWNERSHIP NEWLY CONSTRUCTED APARTMENTS • LOW ELECTRIC BILLS New large 3-bedroom with master bedroom, master bathroom, walk-in Closets New large 2-bedroom Handicap accessible, no pets, no parties. Only pay electricity, all other utilities paid! 214 Bower Street, Vermillion CALL GARY Cell: 712-899-0505 New Kid In Town... B &S Plumbing For all your plumbing needs in Southeast South Dakota. Competitive Rates! Us Out! 15 Years Experience CALL 605-569-1460 or 605-670-1007 you’re being sexually harassed or abused, or there’s some matter of principle at stake. Leaving one job for another is okay. But the idea of deciding you just don’t like something, and walking away from it when you’ve got a bunch of bills, is just plain irresponsible. She’s probably not bankrupt, but there are some definite character issues that need to be addressed. Hopefully, you two can work through this together. —Dave So, he knows how to manage money? Dear Dave, My husband likes to borrow money on fix-up projects around the house. He says he knows how to manage money, and will pay the loans back quickly. The other day, he came to me for money to make the payment on the latest loan FULLERTON he took out. Then, he started fussing at me when I didn’t have the money to make the payment. It’s not the first time this sort of thing has happened. How can I make it stop? Crystal Dear Crystal, This guy needs a swift kick in his rear end! He says he knows how to manage money, but he doesn’t know how to save up to re-wire the garage? It sounds to me like you’ve got am overgrown teenager on your hands instead of a husband. It’s bad enough that he can’t take care of his own responsibilities, but then he turns around and fusses when you won’t do it for him. That’s ridiculous! Marriage is all about unity. Once the rings go on those fingers it’s a we thing, not a me thing. Husbands and wives should work together to form a game plan that will help them win in life, and that includes fi- nances. I think you should take the money he’s asking for and use it to see a good marriage counselor. There are some real issues here that need attention. You guys need to deal with them, and create a real marriage, be- * For more information on how you can see Dave live, please visit http://www.daveramsey.com/category/events/ . THE ANNUAL MEETING OF P RAIRIE C ENTER T OWNSHIP will be held in the Township Hall Tuesday, March 1, 2011 from 7-9 p.m. Hearing of reports, election of officers and any other business. Matt Olson, Township Clerk su|do|ku © 2008 KrazyDad.com Fill the puzzle so that every row, every column, and every section contain the numbers 1-9 without repeating a number BUILDING CENTER 113 West Main Street, • Vermillion, SD 605-624-2655 • 1-800-481-2655 Fullerton’s February Savings 15% Off Insulation • Blow-In Insulation • Fiberglass Insulation *Some exclusions apply INT Book 16 #7 Check today’s issue for the solution to the puzzle. 15% Off Sale through Monday, Feb. 28, 2011 •Building Materials •Windows & Doors •Siding & Roofing • Cabinets •Paint and much, much more! Koupal Angus 34th Annual Production Selling 150 registered yearling bulls, 30 registered 2 year old bulls & 10 registered fall bulls. Monday, February 21, 2011 • 12:30 CST No Creep! Real Bulls For Real Cattlemen! First Breeding Season Guaranteed! At the Ranch 3 South 1/2 East of Dante fore this situation gets any worse! —Dave www.koupalangus.com Sale LaVern Koupal, Mobile 605-491-1768 Bud Koupal, Mobile 605-491-2102 Membership Appreciation Day p n EVERYONE IS INVITED Tuesday, February 22, 2011 Serving 7:00 a.m. til 1:00 p.m. at the cooperative headquarters at 1410 E. Cherry in Vermillion FREE PANCAKE & SAUSAGE BREAKFAST Need memb not be a er to j oin us ! The Vermillion Area Lions Club will once again be cooking and serving the pancake and sausage breakfast. In addition to the free breakfast, those attending the event will also be able to take in a free Mini Home Show. Many area business owners will be on hand with displays ranging from heating and cooling products, building and remodeling aids and ideas, new home designs and more. Also available to attendees will be health screening services provided by Sanford Hospital. Member Appreciation Day is held by Clay Union Electric as a way of not only showing its members, but the whole community, its appreciation for the support this cooperative receives as it goes about its duty of serving the people of the area. Everyone is encouraged to stop in for the free breakfast, and if you like, stop back by for a noon meal too. Also, because of the support Clay Union Electric receives from its members. This year we would like to include a food drive for the Vermillion Food Pantry. At this time the pantry is looking for: canned chili, soda crackers, canned beef stew, fruit juice (quart jars), peanut butter, jelly, toilet paper (wrapped four-packs only). We hope to see you on the February 22, 2011 and if you can, bring one of the items listed above.