Broadcaster Press 7 March 01, 2016 www.broadcasteronline.com Dave Says Funding for soil study gets Legislature’s OK Should Retirees Move Investments to a CD? BY BOB MERCER Courtesy of EveryDollar.com State Capitol Bureau BY DAVE RAMSEY Dear Dave, My wife and I are in our early 70s, and we’re retired. We have about $136,000 in corporate bonds and $200,000 in mutual funds. Considering our age, should we move the investments into a CD? Kurt Dear Kurt, There’s always a chance you’ll lose money if you leave it in mutual funds and bonds. That’s the nature of the market. But there’s another kind of risk based on what you’re proposing, and that’s risk of value due to inflation. Assuming you two are in good health, you could expect to live another 10 to 20 years. Most current CD rates are less than 1 percent. Even if they rise to 2 or 3 percent in the future, do you really want to see that kind of return when inflation is likely to rise 4 percent annually? That’s in itself a type of risk, so I would urge you to keep that in mind. No, I wouldn’t advise moving all of your money to CDs. If I were in your shoes, I’d 1310 Drivers Family owned business looking for CDL drivers to haul livestock. Annual income opportunities of 55k 70k, + sign on bonus. We are willing to work with your home schedule and offer a great Benefit Package for our Full-Time Drivers. Visit www.lynchlivestock.com or call Angie @ 563-776-3051 for more information. EOE (MCN) 1320 RAMSEY —Dave Her Birthday Money Is Symbolic Dear Dave, My wife received $100 from her parents for her birthday. When I asked what she planned to do with it, she said she was going to add it to her spending money. I think she should put it toward us paying off debt, but I bit my tongue and didn’t Construction 1320 Established electrical contracting business is looking to hire persons for construction with basic mechanical and electrical knowledge. Will train. Resumes can be mailed to: DEC, Inc., PO Box 10, Page, NE 68766. E-mailed to: dsobotka@dec-inc.com or kvanevery@dec-inc.com or call (402)338-5342 for more information. 1315 live off the income generated by my mutual fund investments. As for the corporate bonds, I’m not a big fan of those. They entail almost as much risk as mutual funds without the good returns (on average) over a long period Dave of time. If you’re concerned about stability, I’m okay with you taking a little money from your bonds and putting it into a CD right now. But I wouldn’t touch the mutual funds. Education 25 DRIVER TRAINEES NEEDED! Become a driver for Stevens Transport! NO EXPERIENCE NEEDED! New drivers earn $800+ per week! PAID CDL TRAINING! Stevens covers all costs! 1-888-7346714 drive4stevens.com nani Education 1335 AIRLINE CAREERS. Get FAA approved maintenance training at campuses coast to coast. Job placement assistance. Financial Aid for qualifying students. Military friendly. Call AIM 888-686-1704 nani 1330 Professional Employment PROPERTY MANAGER We are seeking a full time Senior Property Manager to manage a property on site as well as supervise the management of a portfolio of properties in South Dakota. LIHTC/HOME experience preferred, but not required. Email resumes to jbreuer@nlrmanagement.com Have a Great Day 1335 Other Employment Farm Help Wanted: Full-time help wanted on grain and livestock farm. Must have experience. 402-640-5382. Nebraska Indian Community College is currently seeking Financial comptroller Job Duties include: • Creation of financial statements on a quarterly basis • Assistance with accounting procedures including bank reconciliations and journal entries say anything. We’re in pretty good shape financially, so should I mention it or just let it go? Charles Dear Charles, I’m sure you’re a smart man, so you’ll understand when I tell you — for the sake of your marriage and mental health — to let this one go. Seriously, is $100 going to move the needle that much? It’s her birthday, and it was a gift designed to let her do something nice for herself. There’s absolutely nothing wrong with her spending a little bit on herself on her special day. If she had asked me about this, I would have told her it was fine. If she had asked me about putting it toward debt, I would have said that’s fine, too. It’s not a big deal for someone to have a little fun once in a while. But it’s a bad plan for you to try to get at her gift. Just let it go, and do your part to make sure she knows that you love her and that she has a great birthday! —Dave EveryDollar is a simple, online budgeting tool that helps users set a monthly budget and seamlessly track expenses. For more information, go to www.everydollar.com. Other Employment Knox County is accepting applications for a full-time bridge employee. The position will be based out of Center, Nebraska and a CDL license is required. Applications may be picked up at the office of the Knox County Highway Superintendent, Center, Nebraska or call 402-288-5610. Applications will be accepted until March 24, 2016. Read and Recycle! Human ResouRces DiRectoR Apply at: www.thenicc.edu Nebraska Indian Community College is currently seeking Qualifications include: • Masters Degree in Business or related field • Fundraising experience • Graphics experience • Professional communication skills, both verbal and written Industrial Engineer Sacred Heart Monastery located in Yankton, SD has openings for a: We offer a competitive starting wage with growth opportunity and a complete benefits package. Apply in person at: Mead Lumber Company 113 West Main Street Vermillion, South Dakota 605-624-2655 Part-time RN or LPN • 3 8-hour night shifts every two weeks • No computer charting • Every third weekend and every third holiday Part-time CNA or NA • 4 8-hour night shifts every two weeks • Includes rotating weekends and holidays Hours are 10:30 pm to 7:00 am • 22 bed average census • Slower pace • Pleasant work environment • Earn PTO for hours worked Apply at Sacred Heart Monastery, 1005 West 8th Street, Yankton, SD 57078. If you have questions please feel free to contact us at 605-668-6284. Equal Opportunity Employer Drug Free Workplace Apply online at ?rstnational.com EO • AA • Veteran • Disability Employer • Member FDIC OPEN POSITIONS: •Director of Construction Services •Assist. Director Operations & Maintenance •Electrical Engineer •Energy Engineer •Project Manager •Plumber - $22/Hr. •Custodial Supervisor I 2 positions - 11:30am - 8pm and 7:30pm - 4am •Lead Locksmith/Structural Shop •Field Technician •Irrigation Specialist •Facility Worker - Custodial 2 shifts - 11:30am - 8pm and 7:30pm - 4am For detailed descriptions and to apply, go to http://yourfuture.sdbor.edu EEO/AA HEATING & COOLING 920 Broadway, Yankton • 605-665-9461 • www.larrysheatingandcooling.com Apply at: www.thenicc.edu Come join us in a calm, caring work atmosphere where you are able to spend quality time with sisters while providing nursing care in our private long-term care center. Fast growing supplier of building materials is looking for a delivery driver. Will handle a wide variety of tasks related to local delivery, loading, forklift operation and customer service. Must be able to perform physical work and have a clean driving record. We’re Growing…. We need to add the following positions to our professional team • Sales Consultant • Service Technician • HVAC Installer • Installation Coordinator Director of Development Sacred Heart Monastery • Part-time Delivery Driver(s) Please contact Southeast Farmers at (605)253-6150. Above average pay, full benefits, retirement plan and other incentives. Please apply in person or send resume to: Apply at: www.thenicc.edu Mead Lumber Truck driver Drug screening required. is currently seeking • Masters Degree in Human Resources • Prior HR experience • Strong communication skills, both verbal and written • Knowledge/experience in ADP Workforce Full-time/Part-time positions available Must have class A CDL, Hazmat/tanker endorsement, hoper bottom. Nebraska Indian Community College Qualifications include: PIERRE – Legislation that designates $175,000 of state funding for a soil productivity study is on its way to the governor. State senators voted 35-0 Thursday to approve the plan. It calls for the state Department of Revenue to receive the money and pay South Dakota State University to conduct the work. SDSU’s plant science and economics divisions will conduct research on methods used to determine agricultural land production and to update data on soil types in the 66 counties. South Dakota uses an agricultural productivity system to set taxable values for cropland and grassland. The proposal came from the Legislature’s agricultural land assessment implementation and oversight advisory task force. Its chairman, Sen. Jim Peterson, D-Revillo, said Thursday that SDSU conducted annual updates of soil data but stopped in 1996. The new work will occur during a two-year period. “We really need science-based ratings for all our soils,” Peterson said. Sen. Gary Cammack, R-Union Center, said the study would present different methods for identifying soils and improve soil ratings. “The bottom line is it will directors of equalization information to make accurate assessments,” Cammack said. Sen. Larry Tidemann, R-Brookings, said “a lot of new technology that is available” now can be used to better determine soil productivity. The measure, HB 1007, won approval Feb. 17 from the House of Representatives 59-10. Bene?ts available for full time employees • Health, Dental & Vision • 401k with Employer Match & Annual Company Contribution • Paid Time Off plus Bank Holidays • Learning & Career Development • Employee Banking Incentives • Community Involvement • Plus many more... TruXedo, Inc, a leader in the automotive accessories industry, located in Yankton, SD, is seeking qualified applicants for an Industrial Engineer position. This position will assess work process flow and labor utilization, identify and resolve problems, assess manufacturing processes to increase efficiency at optimal effectiveness. Requirements: • BS in Industrial Engineering or related field • 5 years hands-on Industrial Engineering experience in a Tell them you saw it in the Broadcaster! manufacturing environment 624-4429 • Lean manufacturing knowledge/experience (6S, Kaizen) • Analytical problem solver • Excellent interpersonal skills and organizational skills TruXedo offers an excellent compensation package including: competitive wages, health, dental, vision, 401(k), paid holidays and PTO Tell them you letter of interestin the Submit resume and saw it to TruXedo, Inc, Attn: Human Resources, Broadcaster! 2209 Kellen Gross Dr, Yankton, SD 57078; 624-4429 Email: jobs@truxedo.com Ph: (605) 664-8200 EOE Tell them you saw it in the Broadcaster! 201 W. Cherry • Vermillion, SD 624-4429 Tell them you saw it in the Broadcaster! 201 W. Cherry • Vermillion, SD 624-4429 Take the ?rst step toward a new career. Customer Care Representatives We are looking for high energy, self-motivated individuals to join our Customer Care teams in Yankton, SD and Bloom?eld, NE. If you are passionate about helping people, we want to talk to you! New starting wage $15/hour in Yankton, SD, $12/hour in Bloom?eld, NE +$1.50/hour evening shifts, + $1.50/hour bilingual skills JOB ID: 36-12231 Yankton, SD | 36-12280 Bloom?eld, NE