6 Broadcaster Press May 24, 2016 www.broadcasteronline.com Dave Says BY DAVE RAMSEY It’s Okay to Take Control Courtesy of EveryDollar.com Dear Dave, My husband is a recovering heroin addict. He’s been clean for two years, but I still feel we shouldn’t keep cash in the house or give him unsupervised access to a bank account. He agrees with these precautions, even though he does need a little pocket money from time to time. We’ve also started your plan to try and get control of our finances, so how would you suggest handling a situation like this? Meghan and expand that to weekly when you’re comfortable with it. Also, ask for some accountability from him as to where the pocket money goes. Ask him to keep receipts, and turn them in as if he were working for a company and taking a petty cash Dave withdrawal. That holds him accountable for spending it on what he said he was spending it on, and it’s healthy for someone who’s a recovering addict. When someone’s fresh recovering from being an addict, and especially because heroin is so addicting, I probably wouldn’t let him legally have access to the household account for a while longer. He can look at it, and you two can make financial decisions together, but you are in control of it. I wouldn’t want it where he can just reach over and clean out the account if he has a relapse. Obviously, this guy has gotten some healing and I’m very proud of you both. Heroin is a big deal and a hard habit to kick. The fact that he has done it this long is awesome! I’m going through a divorce that’s about to become final in two weeks. I moved in with my parents temporarily while I save up money to get my own place and start over. I make $30,000 a year, and it looks like I’ll have around $43,000 in debt when the divorce is finalized. Should I pause my debt snowball in order to financially get back on my feet again? Adam State’s Debt Center Is Almost Ready More Than A Year Later BY BOB MERCER State Capitol Bureau PIERRE – South Dakota’s obligation recovery center is scheduled to open this summer to attempt to directly collect money from people who owe money to the state government, an official said Tuesday. Dear Adam, Jeff Holden, commisYeah, that’s what I would do. There sioner for the state Bureau are reasons to pause the debt snowball, of Administration, briefed and one of those can be going through a the Legislature’s Government divorce. Not only are there expenses, but Operations and Audit ComDear Meghan, you may end up with payments you don’t mittee about its status. First of all, congratulations on his beeven expect. ing clean for two years. That’s awesome! He said the private conI think the motivation and the heart The longer he stays clean, the more he’ll tractor selected to manage behind the debt snowball is that you begin to normalize his mechanical activithe center intends to start gain momentum and traction, and you ties with things like money. operations July 15. He said do it quickly when you’re in a positive I agree with not putting him in charge the contractor, CGI, is workemotional position. You may not have of large sums of money just yet. However, ing with Wells Fargo. that right now, so I think pressing pause we work with addicts all the time at my CGI was one of two and building up for expenses that may company, and I don’t agree that you can’t come — plus getting your own place — is companies that sought the have any money in the house when he state contract, according to a good idea. has been clean for two years. You might Holden. Based in Montreal, Just rent the cheapest spot you can not want a big pile of cash lying around, Quebec, the company has ofas soon as possible. Then, once you get but there’s no reason you can’t run the fices throughout the world. in there and get your life in operational envelope system out of your purse. I mode again, you’ll be ready to rock on! Holden said negotiations mean, at this point if you can’t trust him —Dave to stay out of your purse, then you’ve got are under way with three other major issues in your marriage. companies that want to —Dave I think you need to be on a debit card EveryDollar is a simple, online budg- serve as third-party coland the envelope system. I also think you eting tool that helps users set a monthly lectors for debts that CGI Pause the Debt Snowball need to be controlling about 98 percent budget and seamlessly track expenses. chooses to send them. of the money for now. For what he’s For more information, go to www.everyThe third-party collecDear Dave, doing, I’d work daily cash allowances dollar.com. tors would work on oneyear contracts with annual reviews and options for four annual renewals, according to Holden. He acknowledged to Rep. The 2016 Summer conditioning clinics where athletes. Manager, Sanford Vermillion. Jean Hunhoff, R-Yankton, that POWER program for middle she received instruction by “We provide hands-on Molencamp, a former USD CGI has a five-year contract school and high school athOlympic trainers and other training that will educate the Coyote football player, will without reviews. letes begins June 6. POWER well-known strength and athlete on how to execute bring some added expertise The original timetable is sponsored by Sanford conditioning coaches from the training program efand direct coaching to the this year called for start-up Vermillion and is a Satellite around the United States. ficiently, correctly and safely. program. April 15. program of Sanford POWER According to Richardson, We also pre and post-test the The summer session beSen. David Novstrup, in Sioux Falls. The goal of the 8-week session is geared athlete to ensure that the de- gins June 6 and runs through R-Aberdeen, asked Holden to provide to legislators its POWER is to help athletes towards middle and high sired training results are obJuly 28. Classes will be held policy for driver licenses improve performance, reschool athletes that want tained. This program teaches at Vermillion High School. duce their risk of injury and to maximize their aththe body and mind how to Registration deadline is June and Game, Fish and Parks licenses and permits being enhance their athletic skills. letic potential. The program function in an athletic man1. Find the POWER regiswithheld from debtors. Certified athletic trainer Amy emphasizes speed, agility, ner,” said Richardson. tration form and program Holden said people Richardson at Sanford Verflexibility, plyometrics, core This year, Richardson details at sanfordvermillion. wouldn’t get a notification million leads the program. strengthening, along with is joined by Ryan Molenorg. unless at least $1,000 is owed Richardson has attended weight and conditioning camp, Physical Therapist and the person hasn’t taken numerous strength and training opportunities for and Rehabilitation Services any action to resolve the RAMSEY POWER Program Begins In June Sacred Heart Monastery Part-Time Employment Opportunity: Evidence Manager Department: Vermillion Police Department Compensation/Hours: Part-Time 20 hours a week, $12.06 hour. Deadline: Open until filled. First review date will be June 10th. For complete descriptions, requirements, and applications visit the City of Vermillion’s website at www. vermillion.us. and click on careers. ESU #1 seeks applicants for the following full-time position for the 2016-17 school year. Instructional Coach This position is subject to a veterans preference. Positions available: Evenings and weekends. Must have excellent people skills and be detail oriented. Retail experience preferred but not required. Flexible schedule and bene?ts available. Add’l $2.50 per hour for weekend hours. Apply in person at: Menards 3210 Broadway Ave. Yankton, SD 57078 Requirement: Elementary Education Degree Elementary or junior high teaching experience preferred with emphasis in reading and/or math. Will work in Santee Communtiy School with classroom teachers. Join a team of professionals committed to providing quality services to children in Northeast Nebraska. We offer competitive wages and an excellent benefit package. Sacred Heart Monastery is looking for a responsible person 18 years of age or older to assist with yard work at the monastery for approximately 16 weeks. The job would begin mid-late May and could run into September. The position is 20 hours/week and includes mowing, trimming hedges, weed eating and similar activities. If interested, please complete an application form at Sacred Heart Monastery 1005 West 8th Street Yankton, SD. If you have questions, please contact HR office at 668-6284. BroadcasterOnline.com ~ NOW HIRING ~ ~ NOW HIRING ~ MATERIAL HANDLER MATERIAL HANDLER YANKTON METALS • YANKTON, SD Apply on-site at: Submit an application by visiting: www.esu1.org Send letter of interest, resume and credentials to: Personnel ESU #1 211 Tenth St. • Wakefield, NE 68784-5014 402.287.2061 Yankton Metals 1405 Bill Baggs Road, Yankton 605-665-3535 Equal Opportunity Employer debt. “The process of notification is something I’m still working out between CGI and those agencies,” he said. “I can’t tell you exactly how it’s going to work.” Novstrup said there is “a huge difference” between a hunting or fishing license and a driver license. He called losing a driver license “a pretty big hammer.” “We’re drafting the rules now,” Holden said. CGI would get 20 percent of the debts it collects. Rep. Roger Hunt, RBrandon, asked Holden to describe the chain of command. “I don’t think I can,” Holden chuckled. Hunt said it’s important information for legislators. “We need to know where it’s gone wrong,” Hunt said. Holden said any issues should be addressed to him. Holden said he reports to Jason Dilges, who is the commissioner for the state Bureau of Finance and Management, and ultimately to Gov. Dennis Daugaard. CGI is contracted manager and reports to the Bureau of Administration, Holden said. The third-party collectors report to CGI but their contracts are with BOA, he said, and CGI would make recommendations about them to BOA. The three state agencies that would work first with CGI are the Unified Judicial System, the Department of Corrections and the Department of Game, Fish and Parks. 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To apply contact: Kathy Braaten kbraaten@mtronpti.com MtronPTI 1703 East Hwy 50 • Yankton SD, 57078 (605) 260-1232 Sacred Heart Monastery Come join us in a calm, caring work atmosphere where you are able to spend quality time with sisters while providing nursing care in our private long-term care center. Sacred Heart Monastery located in Yankton, SD has openings for a: Part-time RN or LPN • 32 hours day position every two weeks • No computer charting • Every third weekend and every third holiday • Combined 12 + 8 hour shifts • 22 bed average census • Slower pace • Pleasant work environment • Earn PTO for hours worked Apply at Sacred Heart Monastery, 1005 West 8th Street, Yankton, SD 57078. If you have questions please feel free to contact us at 605-668-6284.