4 Broadcaster Press October 18, 2016 www.broadcasteronline.com State’s Support For Developmentally Disabled Ranked Top Ten Nationally According to the recently released 2016 Case for Inclusion Report, the South Dakota Department of Human Services (DHS) Division of Developmental Disabilities (DDD) operates a system of community supports for South Dakotans with intellectual and developmental disabilities that ranks among the top ten in the country. “This report reflects the focus South Dakota has placed on assisting people with disabilities to achieve their personal outcomes and goals including working in competitive jobs they choose and being active members of their communities,” said DDD Director Dan Lusk. South Dakota’s intellectual and developmental disability system has been ranked 9th, up 29 spots from its 2015 ranking, primarily as a direct result of its high marks on the National Core Indicators (NCI) quality outcomes. NCI provides person-level information on participation in the community, safety and life experience. DHS Cabinet Secretary Gloria Pearson said, “Our state’s system has embraced person centered practices so people with disabilities and their families are able to access the supports they need to achieve a good life in the community and what is most important to them.” The report, which is conducted by United Cerebral Palsy, examines data and outcomes for all 50 states and the District of Columbia (DC). The key areas states are measured against include promoting independence; health, safety and quality of life; supporting families; employment outcomes; and reaching those in need. To download and read the entire 2016 Case for Inclusion report, or explore the data tables, visit cfi.ucp. org. Dave Says Where Should Retirement Go? Dear Dave, Dear Dave, In your opinion, what is the limit you can responsibly spend for My mom is 95 years old, and she’s in a wedding if the people involved have debt? amazing health. Financially speaking, Paul she has about $150,000 in Certificates of Deposit, money market accounts, and savings bonds. Is there a better Dear Paul, place she can invest her money? The cost of the average wedding in America rose to $32,641 last Anonymous year. But when it comes to what you can reasonably afford, I think it becomes relative to exactly how much debt you have and what kind of income we’re talking about. If you have $5,000 in debt but you make $150,000 a year, stop Dear Anonymous, worrying, pay off your debt, and save up for a great wedding. If ICertainly there are other invest- you make $28,000 a year but you have $30,000 in debt, then you ment vehicles that will make much need to have a really minimal wedding. Anywhere from $3,000 to Dave more money than CDs, money markets and $5,000 would be reasonable in that kind of situation — and even savings bonds. However, at your mom’s then it’s going to be tight. age people aren’t generally investing for The more debt you have in relation to your income, the smaller the long haul, unless they’re investing it for your wedding expenses should be. A $32,000 wedding would be their heirs. ridiculous for someone with a $28,000 income. But $28,000 is a If she’s comfortable with her finances, I’d suggest just leaving below-average income, so you shouldn’t reasonably expect an avthings alone. Don’t try to force her into something new. At her erage wedding in terms of cost. It really all boils down to ratios. age she may still have bad memories of the Great Depression and Just remember, Paul, the amount of money spent on the cerea negative perception of the stock market. In a case like that, mu- mony, reception and all that stuff isn’t what’s important. It’s the tual funds might make her fearful. I wouldn’t take the chance of love that two people have for each other that makes the ceremony robbing a 95-year-old lady of her peace to try and do the “proper” special and the marriage one that will last a lifetime! thing with money. — Dave However, if she’s agreeable to the idea of doing a little better with her money, you could start by moving a little into growth stock or balanced stock mutual funds. But do something like this only if * Dave Ramsey is America’s trusted voice on money and busithe change won’t upset her and leave her fretting over her money. ness, and CEO of Ramsey Solutions. He has authored seven bestWhat we want for your mom is financial peace. selling books, including The Total Money Makeover. The Dave — Dave Ramsey Show is heard by more than 12 million listeners each RAMSEY ' 3 HDGOLQHV How Much is Too Much for a Wedding? 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WWW.SAVEAWARRIOR.ORG) Registration Fee (age 16+): $60/person Each person will shoot (Team perfect score = 147 pts): Shotgun: Trap/small game load only; 5 stations = 25 clays Pistol: 9mm-45ACP cal.; 10yrds; 2 strings/10-20 rounds each Rifle: No caliber limit; 25yrds; 1 string/6-15 rounds Strings/Rotating positions: 20 seconds; 15 seconds; 10 seconds Bring your own guns and ammo! Range Safety Officers On Site/Safety Rules Enforced: Cold range: All firearms must be unloaded & holstered/cased. Mandatory eye/ear protection. Trap Shoot: Clay County Sportsman Club Safety Policy Pistol/Rifle: U.S. Practical Shooting Association Safety Policy Children under direct supervision at all times. No alcohol allowed. Bring your own chair F&S Guns CASH PRIZES: 1st Place—$400; 2nd Place—$300; 3rd Place—$200 Top Military Team $250 (Active Duty, Reserve, Veteran) Top First Responders Team $250 (LEO, FF, EMT) 8AM—8:45AM Check in 9AM Opening Ceremony Concessions available; door prize raffle 9:30AM Competition starts Awards at close of tournament (late afternoon) 7PM Live Music by Kerry Degman $5 cover charge / age 18+ welcome Old Lumber Company Grill & Bar 15 Court St. Vermillion Clay County Sportsman’s Club VERMILLION PISTOL CLUB Sioux Falls Practical Shooters USPSA Registration to include: Payment ($60) payable to Save A Warrior; Team name; Participant names; Addresses; Emails; Phone numbers Registration mail/call: Jill Christopherson PO Box 10, Vermillion, SD 57069; 605.670.9354; jchristopherson47@gmail.com Safety/Clay County Sportsman’s Club/SF Practical Shooters Information: Barry Banks 605.624.2161; Bryan Kinney 605.670.4000