Broadcaster Press 9 November 29, 2016 www.broadcasteronline.com Dave Says Connecting Agriculture: Thanking Our Firefighters Funding a New Business Dear Dave, We’re completely debt-free with a fully funded emergency fund, and we have $350,000 sitting in the bank from a land sale a couple of months ago. My wife and I would like to buy a chicken farm with two houses and upgrade it to contract standards. This — plus the stock — would cost around $290,000. I would keep my regular job, and my wife would run the farm. An investor friend of mine said I should finance the entire business purchase. What do you think about this scenario? Darryl Dave RAMSEY to your friend about borrowing money. You’re liable to turn what was a blessing into a curse if the two of you go borrow money on a chicken farm. — Dave Micro Investing Apps? Dear Dave, What is your opinion on micro investing apps? Tammy Dear Tammy, Honestly, I’m not a big fan of micro investing apps. As you probably know, the word “micro” means small. So why would you want to mess with something like that? Are you going to have a micro retirement? Do you want to be micro wealthy? I don’t. I want to be really wealthy with a big retirement and a big life full of outrageous giving. It’s fine if you want to give micro investing apps a try. I’m not going to be mad at you or anything like that. But these things function kind of like deals where the marketers say you get one percent back. It’s like credit cards, where silly people spend $100,000 in order to get $1,000 in brownie points. You’ve got to do more than micro, because micro means what it says — small. I guess you could argue that at least you’re doing something, but if that’s your only plan you should prepare to be pretty hungry during retirement. When it comes to investing, why not go big? Go big, or go home! — Dave Dear Darryl, Either do the deal with cash, or don’t do it at all. Your investor friend is full of crap, and there’s a good chance he doesn’t have nearly as much money as you do. He’s probably got more bad opinions than dollars. Now, the pro formas on the kind of thing you’re talking about are incredible. They can make a ton of money, but they’re a lot of work — I mean real, hard work. Some are more high-tech than others, and that can mean a little less work, but someone’s got to be out there every day with their hands on this thing or you’re going to be in trouble. I don’t know the ideas you have for divvying up the work, but I’m afraid it would just be too much for one and a half people. I don’t mind you doing the deal, as long as you pay cash for it. But if you’re looking to invest, there’s always real estate — it seems like you’ve done pretty good there — or maybe another small business idea. Whatever you do, you need to stop listening * Dave Ramsey is America’s trusted voice on money and business, and CEO of Ramsey Solutions. He has authored seven bestselling books, including The Total Money Makeover. The Dave Ramsey Show is heard by more than 12 million listeners each week on 575 radio stations and multiple digital platforms. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. Emergency Management’s Credentialing System Hits 10,000 Milestone A milestone has been reached for a credentialing system which was created by the South Dakota Office of Emergency Management (OEM) to better identify resources needed for disasters or special events. Earlier this month, the name of the 10,000th responder was entered into the database of the Comprehensive Resource Management and Credentialing System (CRMCS). The system was first introduced in January 2015. “We are excited to have reached 10,000 names in less than two years,” says Laurie Morrison, credentialing program coordinator for the Office of Emergency Management. “More names of more responders with specific qualifications allow us to better identify those individuals who can help in a specific type of an emergency.” The CRMCS is a web-based system used to identify qualified personnel and equipment needed for a disaster or emergency. Organizations enter their personnel into the system including specific qualifications. Each responder receives a plastic ID card with their picture, organization, rank and qualifications all printed on the card and embedded in a barcode. The system also identifies response equipment by size, type and other characteristics. As of this month, there already had been 1,491 organizations and 6,907 pieces of equipment entered into the system. During an emergency or planned event, incident management personnel scan the barcode for each responder or piece of equipment that enters the incident scene. That gives the incident commander a real-time look at who and what is working the response. Morrison says the CRMCS system was first used in the 2015 Delmont tornado and during the Sturgis Motorcycle Rally the last two years. She says officials will continue to expand the numbers of responders, organizations and pieces of equipment that are part of the system. “I am not sure you can ever have enough resources included in the system,” Morrison says. “The more people, organizations and equipment that are available, the more options that are available for an emergency response.” The Office of Emergency Management is part of the South Dakota Department of Public Safety. BROOKINGS, S.D. - Are you or someone you love living with a chronic disease? The Better Choices, Better Health® workshop, beginning Dec. 7, 2016 in Aberdeen may provide the support and research-based information on how to manage the impact of chronic disease you need. Better Choices, Better health is an extension of Stanford University’s Chronic Disease Self-Management Program. The six-week workshop begins Dec. 7 at 9:30 a.m. and runs until noon at the Aberdeen Area Senior Center (1303 7th Ave SE). “Living with a chronic condition can be difficult. In the workshops, participants learn skills and techniques to manage the impact of their chronic condition and gain the self-confidence they need to take charge of their health,” said Lori Oster, Better Choices, Better Health® Program Coordinator. “We welcome all interested adults to attend a workshop and learn how they can take charge and live healthier lives.” The BCBH program workshop sessions include interactive group discussion. “This is not a support group but rather a workshop on how to make small steps toward positive changes and a healthier life,” said Megan Erickson, SDSU Extension Nutrition Field Specialist. Better Choices, Better health is a collaborative partnership with SDSU Extension, the South Dakota Department of Health and South Dakota Department of Social Services. It is not disease specific and is designed for those with any chronic condition(s). This may include, but is not limited to: arthritis, heart problems, diabetes, depression, cancer, chronic pain, fatigue, anxiety and weight issues. BCBH workshops benefit caregivers and support people for those living with a chronic condition as well. Research-based results Stanford University research demonstrates that participants who complete the Better Choices, Better Health program experience better overall health, have more energy, less fatigue, make fewer visits to the doctor and enjoy an improved quality of life. “As someone who has lived with chronic illness for more than 40 years, the tools I learned in the workshop took me from surviving to thriving! I took the training to become a leader to help others experience the same,” said Joyce H., workshop participant and Lay Leader trainee. Since October 2014, the Better Choices, Better Health program has trained nearly 500 South Dakotans in chronic disease self-management. These include professionals, volunteers and community members as Master Trainers, Lay Leaders and workshop participants. Workshops and trainings are offered across the state. For more information please visit the Good and Healthy SD website or email. - See more at: http://igrow.org/news/bcbh-workshop-coming-to-aberdeen/#sthash.at01OznU.dpuf BCBH Workshop Coming to Aberdeen Gubbels salvaGe Wanted: • Old Cars • Farm Machinery • Irrigation Systems • Any Type of Scrap Iron • Grain Bin Removal Paying Top Dollar Will Pick Up ANTIQUE & COLLECTIBLE AUCTION SATURDAY DECEMBER 3, 2016 Located: Skylon Ballroom - 320 S. Robinson St, Hartington, NE AUCTION Starts at 9:45 AM LUNCH AVAILABLE AUCTIONEERS NOTE: Make plans to attend this great antique & collectible auction. Densel & Muriel Moseman have collected many wonderful items over the past 60 years. They had a very nice eye for excellent glassware along with other interests. However, many of their items were already boxed up in preparation for the move to the auction facility, so it was impossible to get a clear vision of all the items that will be sold. Plan on more than what is listed here. Also, a few additional items from other folks will be on this December auction. Visit our Web Sudoku #5 Site www.CHJAUCTIONEERS.COM for many photos. In case Book of inclement weather, please call 402.254.9753 for auction updates. bpp b Book 62 Since 1934 Since 1934 9 8 For complete listing & photos visit: www.CHJAUCTIONEERS.COM 4 8 1 3 Terms: Cash or Bankable Check. Not Responsible For Accidents or Theft. AUCTION CONDUCTED BY: CREAMER HEIMES JANSSEN AUCTIONEERS & APPRAISERS L.L.C. 9 4 2 7 RYAN CREAMER 402.254.9753 ALTON HEIMES 402.254.3315 ROGER JANSSEN: 402.388.4409 4 5 7 Broadcaster! Tell them you saw it in the Broadcaster! 624-4429 Tell them you saw it in the Broadcaster! 201 W. Cherry, Vermillion 624-4429 www.broadcasteronline.com Stories you missed this week because you’re not a Plain Talk subscriber Tell them you saw it in the Broadcaster! Coverage of the dedication of the auditorium at Vermillion High School. Its construction nearly 15 years ago was made possible, in part, by the untiring efforts of Tom Craig. 201 W. Cherry, Thomas H. Craig The building is now known as theVermillion Center for Performing Arts. 624-4429 Towing Service & Roll-Off Dumpsters Available www.broadcasteronline.com A story detailing a different twist planned for Vermillion’s annual parade of lights, which will be held downtown on Friday, Dec. 2. 1-402-640-6335 Coleridge, NE B In a time when the news seems filled with rancor, bigotry and intolerance, the Vermillion City Council took a different approach at its meeting Monday. You’ll know what happened if you read the Plain Talk. P Easy Sudoku Puzzles roadcaster ress Broadcaster Press by KrazyDad bp Broadcaster 1 bp B 9 Press4 Sudoku #1 8 5 3 1 6 6 7 9 2 3 2 1 4 7 9 7 6 1 Since 1934 9 8 3 2 8 5 4 4 9 5 3 7 1 8 6 4 2 9 4 2 6 5 5 3 7 8 1 Since 1934 9 2 7 8 4 7 2 6 2 7 9 Sudoku #7 Sudoku #2 1 5 3 9 2 9 7 3 8 4 6 5 3 1 5 8 9 6 2 7 7 8 4 6 5 3 1 4 6 7 8 2 4 2 9 1 9 5 8 4 6 1 7 3 2 4 7 2 8 5 6 1 2 8 7 1 3 7 9 6 And if you want to see: 2 8 6 5 9 3 7 6 5 4 1 9 8 2 4 1 3 7 2 6 4 7 2 6 9 1 7 8 9 3 1 3 7 6 1 2 3 7 8 4 6 5 6 5 9 2 3 1 8 4 © 2008 KrazyDad.com 1 7 62 8 EA4BOOK 5 9 #6 3 2 2 3 8 4 7 6 5 9 4 6 3 9 3 4 9 3 9 4 2 7 1 3 8 6 5 3 7 1 6 8 5 9 4 2 6 5 8 9 4 2 3 1 7 7 2 6 4 3 8 5 9 1 4 3 5 1 6 9 2 7 8 8 1 9 5 2 7 4 3 6 3 6 5 6 7 8 4 8 46 2 9 4 1 2 1 2 1 25 5 9 83 3 #4 8 Sudoku 4 3 7 5 1 9 9 15 2 8 8 4 5 7 5 62 1 2 8 4 9 5 Press roadcaster 78 1 4 5 3 3 91 9 5 6 2 6 4 3 588 8 29 4 6 1 Sudoku #3 5 5 2 7 1 9 6 3 6 1 2 3 8 9 5 4 4 5 7 3 1 9 5 5 6 4 2 3 1 397 6 8 2 4 3 2 8 5 1 9 7 5 6 3 8 7 Glass. Harmony House Set of China. Stemware. Set of Time 7 1 Life Books. Postcards. Several Quilts. Asst. of Miscellaneous Jewelry. Fancy Work. Marbles. Oil Tins including; Red Giant, Kendall, Amolube & Others. Griswold & Keen Kutter Grinders & Waffle Irons. Many Cast Iron Skillets. Enterprise Sausage 8 Stuffer. Several “Wayne, Nebraska” Advertising Pictures. Jack Rorah - Spencer Iowa - Advertising Calendar. M. Hengels - Ci2 4 gars “Gardian Print”. Several Nice Framed Prints. Light Fixture 9 8 6 Parts. Train Sets. Toys Including: John Deere “B” Precision 7 3 Tractor, JD 8760 Collectors Edition. Titan Scale Model Tractor, 1 4 9 JD 520 Tractor & Other Misc. Toys. STONEWARE: “The Cash 7 Store - Wharton & Connell” Advertising Crock Rolling Pin. Red9 4 wing “Waconda Water” 5 Gallon Crock Jug. 4 Gallon 2008 KrazyDad.com 2 Elephant © 3 4 6 7 1 2 5 8 Ear Crock. 12 Gallon Redwing Open Crock. 3 Gallon Redwing EASY 8 7 1 9 4 5 2 6 Open Crock. 2 Gallon Salt Glaze Open Crock. Western “Plant Last Tuesday’s 7” 2 Gallon Open Crock. Asst. of Crock Jugs. Crock Churn Lids. ADVERTISING BEER SIGNS & MIRRORS: Old Style, SudokuSolution #5 Miller, Schlitz, Pabst Extra Light & Coors, & Andeker Lighted 2 8 7 3 9 1 6 5 Beer Signs, Moosehead, Rainier, LA & Coors Advertising Beer Sudoku #7 Sudoku 4 5 6 3 2 7#8 1 8 Mirrors. PLUS MANY MORE MISCELLANEOUS ITEMS TOO 1 9 4 8 5 6 7 2 NUMEROUS TO MENTION. Densel & Muriel Moseman & Others - Owners The weather this fall across much of South Dakota has been unseasonably warm and dry. The mild weather, though, has caused an extended fire season in the state. The South Dakota Department of Agriculture has five divisions, one of which is the Wildland Fire Division. This division helps fight fires across the state as well as provides many other services and resources to local communities to ensure our firefighters have the tools and skills to fight fires safely and successfully. Below, Wildland Fire’s division director, Jay Esperance, shares a glimpse into what our firefighters do and the kind of fire season we have had this year. “This year, South Dakota experienced one of the longest lasting wildfire seasons on record. Large fire activity started statewide in April with the warm spring weather. The active fire season, particularly in western South Dakota, prompted Governor Daugaard’s Drought Task Force to declare a 13 county area ‘Red Zone’ in western South Dakota. This designation allowed the state to assist counties that fought large, expensive fires. “During July the 18,000 acre Freeman fire in Oglala Lakota County and the 14,000 acre Indian Canyon Fire in Fall River County kept state resources busy. The fire season then slowed in August and early September with timely rains, but an extended drying period brought drought conditions back to the western half of the state. These conditions created optimal fire conditions when the 41,000 acre Cottonwood Fire in Jackson County was ignited. This fire is the largest fire in state history for the month of October since 1949. Unseasonable warm conditions have extended the fire season into November with large fire activity still occurring in portions of the state. “It’s been a busy season across the country too. When needed, our team travels across the country to assist in fighting fires in other states. This year our team has been assigned to fires in Colorado, Wyoming and North Carolina. These fires are complex and require team members to be completely engaged in activities in order to be safe and successful. I am passionate and committed to being an advocate of the safety of wildland firefighters and am proud of our team for taking safety seriously. “Although our firefighting efforts tend to claim most of the glory, I am very proud of all aspects of the division. Our training program is currently in the planning process for three academies across the state. These academies offer training for state, federal and volunteer firefighters so they have the knowledge and skills to fight fire safely. The fuels mitigation program continues to accomplish thinning projects in the Black Hills in between responding to fires. The prescribed fire program is active in providing assistance with the planning and implementation of prescribed burn projects across the state to make sure they are done safely and only burn what has been targeted to burn. The fire prevention program continues to grow through cooperatively working with our interagency partners on projects to communicate and teach safety around fire. Finally, none of this work would be possible without the dedication and diligence of our administrative staff who make sure the phones get answered and the bills get paid. “Our Wildland Fire Division issaw it in theprotecting Tell them you committed to South Dakota’s forests, homes, farms and ranches from fire and to bringing everyone home safely. I am proud of the work we’ve done this year extinguishing over 550 fires.” As we take time to celebrate Thanksgiving with our friends and families, I would like to thank all the volunteers, state employees and federal partners who have worked tirelessly this year to protect our homes and communities. I would also ask that as you gather with family, you keep in your thoughts and prayers those firefighters and their www.broadcasteronline.com families who are unable to be together during this holiday season. Fill the puzzle so that every row, every column, and every section contain the numbers 1-9 without repeating a number. Sudoku 62: Answers#6 Challenging Sudoku Puzzles by KrazyDad 2 5 9 ANTIQUES & COLLECTIBLES: Oak Mission Style China Hutch. Walnut Chest of Drawers w/Marble Top. Set of (4) Oak Pressed 8 4 7 Back Chairs. Wooden Parlor Table. Wicker Sewing Rocker. Vic- 1 trola Cabinet w/Turn Table Conversion. Round Wooden Piano Stool. Flat Trunks. Oak Kitchen Clock. Oak 9 Telephone. 3 Wall 6 4 2 5 “Adlake” Railroad Lantern-Converted to Lamp. “Fred Jeffery - Martinsburg, Nebr.-Farm Equipment” Advertising Match 2 1 3 Safe. Depression 7 Glass-Assortment of Styles & Types. Carnival 5 4 2 4 9 6 3 5 3 1 8 6 4 By Mike Jaspers South Dakota Secretary of Agriculture 3 4 1 7 2 8 3 6 9 5 8 5 3 4 2 9 7 6 1 A preview story about the Vermillion Tanagers girls’ basketball team and their expectations this season. A report and photo from the Dakota Hospital Foundation’s 2016 Holiday Décor-ating Contest. Community members were encouraged to submit holiday décor items and they were auctioned off at a social held Nov. 22 in the Muenster University Center. A story with details about the discussions held by the Clay County Commission at a public hearing Nov. 22 concerning amendments to the county’s concentrated animal feeding operations (CAFO) ordinance. Pick up this Friday’s Plain Talk! Local news since 1884! Here for you yesterday, today and tomorrow. su do ku Sudoku #6 2 3 1 6 5 6 9 4 7 8 8 7 5 1 2 © 2008 KrazyDad.com 1 2 6 9 3 3 8 7 4 1 4 5 9 8 6 5 6 2 3 9 7 1 8 5 4 BOOK 62 9 4 3 2 7 #5 9 9 3 4 5 2 7 7 8 4 5 2 1 6 3 9 8 4 7 9 6 5 3 1 2 1 4 7 8 6 2 9 3 8 1 5 6 2 Check next Tuesday’s paper for 4 6 3 the solution to today’s puzzle. 7 CH 5 3 6 Sudoku 8 1 9 #8 201 W. Cherry, Vermillion, SD 57069 605-624-2695