011717_YKBP_A2.pdf
2 Broadcaster Press
January 17, 2017 www.broadcasteronline.com
Teaching Children
About Service
Dave Says
Dissolve the LLC?
Dear Dave,
My wife and I are debt-free, plus she
has a business giving music lessons.
We formed an LLC last year when she
had several students and was making over $3,000 a month, but that all
changed when our first baby arrived.
Now, she has only a few students, and
they bring in around $700 per month.
Should we dissolve the LLC?
Ben
By
out. This time he came to my wife and I, asking for $350 to get out Daris Howard
of overdraft at the bank. We’re trying to live on a budget and get
control of our finances, and $350 would make things kind of tight
A friend of mine, Richard, saw me and laughed. “Is this
at the moment. What do you think we should do??
the new you?”
Jeremy
Dear Jermey,
I understand feeling an obligation to help your dad. But there’s a
lesson here that dad needs to learn, and it’s something that goes
much deeper than the money or helping out a family member.
You have to do the right thing, no matter how dad reacts to this.
Right now, the right thing is taking care of your family and not
putting them in jeopardy. So my answer to dad would be no. Another thing that needs to happen is for the definition of “help”
to change. When you say he’s been irresponsible with money his
whole life, giving him $350 won’t help — and it will make you an
enabler. Just handing him $350 will actually hurt him, and it will
give him the idea he can continue being dumb with money and hit
you up for cash anytime.
Like I said, I understand the pull of helping out a parent. So if you
feel this is something you absolutely must do, I would advise making the $350 contingent on the fact that he begin and complete a
financial counseling course. Be gentle when you talk to him, and
let him know it hurts to see him struggling. But let him know, too,
it’s his responsibility to work through his debts and take care of
his own finances!
— Dave
Dear Ben,
First, congratulations on being debtfree and new parents. Happy New Year to
you all!
In most states, the only upfront cost for an
LLC is the money you pay for the initial set
up. There may be a small fee for a business license and subsequent annual renewal, but that generally doesn’t add up to much.
Then, there’s the money you pay for filing your tax return on the
LLC once a year. Even if you live in a state where there are other
fees to consider, as long as the cost of maintaining the LLC wasn’t
killing you, I’d recommend keeping it in place. You went to the
trouble of opening it, and you just might use it again someday.
Even if your wife is staying home with the baby, she just might be
able to take on more students again as time goes by.
Just be reasonable and use common sense. If you spend $3,000
to stay open, and you’re making $700, you’d dissolve it, right? But
as long as you don’t have fees that are making you cringe, I’d prob- * Dave Ramsey is America’s trusted voice on money and busiably leave it in place.
ness, and CEO of Ramsey Solutions. He has authored seven best— Dave
selling books, including The Total Money Makeover. The Dave
Dave
RAMSEY
Ramsey Show is heard by more than 12 million listeners each
week on 575 radio stations and multiple digital platforms. Follow
Dear Dave,
Dave on Twitter at @DaveRamsey and on the web at daveramMy dad has been really bad with money his entire life. Anytime sey.com.
Helping Dad
he would get into trouble, my grandparents would always bail him
SDPB Launches 24-Hour Kids
Channel And Live Stream
SDPB Kids, the new 24-hour TV
channel and live stream, is launching.
South Dakota Public Broadcasting
will launch new, free 24/7 children’s
programming services on Monday,
January 16. Provided by SDPB,
the free services include a new TV
channel and live stream on digital
platforms. The effort is SDPB’s latest
initiative to support early learning in
South Dakota.
SDPB will broadcast PBS KIDS
shows 24 hours a day on an additional
television channel called SDPB Kids
and offer a live stream, making it easy
for South Dakota children to watch
their favorite series 24-hours-a-day, including during primetime and other after-school hours when viewing among
families is high. Viewers will be able to
watch the SDPB-branded live stream
through pbskids.org and on the PBS
KIDS Video App, which is available
on a variety of mobile devices and
tablets. The live stream complements
on-demand clips and full episodes,
which will continue to be available for
free on the PBS KIDS Video App and
streaming via pbskids.org.
Following its initial launch, the
localized live stream experience will
expand to offer an integrated games
feature, enabling children to toggle
between a PBS KIDS show and an
activity that extends learning – all
in one seamless digital experience.
The live stream and games feature
is grounded in research demonstrating that measurable gains in learning
are achieved when children engage
with PBS KIDS content on multiple
platforms. The games will align with
the learning goals of each TV series,
deepening children’s involvement and
supporting learning.
On SDPB Kids, children can watch
their favorite PBS Kids series – including Sesame Street, Daniel Tiger’s
Neighborhood, Thomas & Friends,
Odd Squad, Wild Kratts, as well as
PBS Kids’ newest series Splash and
Bubbles, Nature Cat and Ready Jet Go!
SDPB will continue to offer children’s
programming from PBS KIDS on its
main TV channel.
“SDPB has been an integral part
of South Dakota for years, delivering
content and services that parents
trust and that impact early childhood
learning,” said Julie Overgaard, Executive Director, SDPB. “We are excited
to build on the work we do every day
for South Dakota’s families by adding
these new 24/7 services to our offerings, ensuring that our proven educational content is accessible anytime
and anywhere to all kids – especially
those who need it the most.”
There are several ways viewers can
receive the programming:
Over-the-air: Television sets, including digital TVs, with a connected
antenna properly tuned can receive
the signal free, over-the-air. Viewers
who already have an antenna or a convertor box should perform a channel
scan or “re-scan” to find SDPB Kids.
For more information about receiving
the signal over-the-air, consult SDPB’s
online tutorial at SDPB.org/cuttingthecord
Online: The 24-hour channel can
also be accessed online at SDPB.org/
Kids24 or via the PBS Kids Video App
via mobile devices like tablets and
smartphones. The service will be
added to over-the-top platforms, such
as Roku and Apple TV, later in 2017.
SDPB is working with local cable
providers to add the channel to their
line-up. Cable subscribers are encouraged to contact their local cable
company for more information. Until
then, viewers may try attaching an
antenna to receive the channel free,
over-the-air.
A printable SDPB Kids schedule is
available at SDPB.org/buddy
I tried to act innocent. “What do you mean?”
He laughed again. “Your eyebrows are missing, as is
most of your hair. And you’re redder than a lobster.”
I sighed as I thought about how I came to be in my current state. I always looked for chances to teach my children
about community service, so when it was announced that
there was a need for a volunteer to help maintain the church
furnace, I was quick to sign up.
Our old church had a coal furnace. A person had to make
sure that the coal was raked down to cover the auger that
fed the fire and also had to clean out all of the old clinkers.
A few days before it was my turn to take over, I met Gary
at the church. He was the man who was currently doing it,
and I wanted to go through the routine so I could make sure
I knew where all of the switches were and learn any other
details. It had been a long time since I had removed clinkers
from a furnace.
Clinkers are the debris that is left after coal is burned.
They look like strangely shaped rocks. If a fire has been
burning, they will still be extremely hot. A person reaches
into the furnace with a long metal rod that has a handle on
one end and two pincers on the other. When the pincer end
is over a clinker, he will twist the handle end, and the pincers will close, grasping the clinker. Then he can pull the hot
clinker out of the furnace and drop it into a metal bucket.
When I was a boy, we had a coal-fired furnace, so I had done
this many times.
Gary showed me the switches to shut down the auger
and the blowers. The blowers blow air through the furnace
to make the fire hotter and, in turn, put more heat into the
building. It took a little practice to properly grasp the clinkers, but I quickly had the hang of it and soon had the furnace clean. I then restarted the auger and the blowers.
After I had done this by myself for a few days, I decided
it was time to teach my six-year-old son. I hoped he would
learn community service by following my example.
He was fascinated as we went down into the old furnace
room. Everything was new and exciting to him. I told him
our first job was to rake coal to the auger. I turned to grab a
rake, and when I turned back, he was nowhere to be seen. I
called his name, and he answered, calling back to me from
the coal bin. We weren’t actually supposed to climb into the
coal bin. We just reached over the short wall and pulled the
coal down. By the time I got him out, both he and I were
black from one end to the other with coal dust, and I knew
my wife wouldn’t be happy.
Next came the clinkers. I shut off the switch to the coal
auger and pulled the handle down to shut off the blowers.
My son intently watched the whole process. I then opened
the furnace door and reached in to grab a clinker. As I did, I
explained what I was doing.
“Once I reach this into the furnace,” I said, “I turn the
hanWhen I said “turn the handle,” my son thought I was telling him to do something. But the only handle he could see
Tell one that turned on it in the Broadcaster!
was thethem you saw the blower fans. So wanting to be
helpful, he turned them on. When the air from the fans hit
624-4429
the inside of the furnace, a ball of fire shot toward me. Before I could extract myself, the fire, exacerbated by the coal
dust all over me, took my eyebrows and most of my hair.
As my thoughts returned and Richard grinned, waiting
for my reply, I managed a weak smile and simply said, “It’s
the look that comes from teaching a child about service.”
Tell them you saw it in the
Broadcaster!
624-4429
Hy-Vee Voluntarily Recalls Several Candy Products Due
Tell them you saw it in
to Possible Health Risk
the Broadcaster!
West Des Moines, Iowa – Hy-Vee,
Inc., based in West Des Moines,
Iowa, is voluntarily recalling several
candy trays because they have the
potential to be contaminated with
Salmonella. The potential for contamination was brought to Hy-Vee’s
attention when Palmer Candy Company announced a limited recall of
certain chocolate products after it
was informed by its supplier, Valley
Milk Products LLC, that a milk powder ingredient used in a compound
chocolate coating has the potential
to be contaminated with Salmonella. The voluntary recall includes selected products produced between
Oct. 20, 2016, and Dec. 9, 2016, and
shipped by Palmer Candy Company
to grocery, convenience store and
wholesale customers nationwide for
repackaging.
Below is the product description, size and UPC number that can
be found on the label of each candy
tray that is being recalled.
Description UPC
Chocolate Almond Bark, 4 oz.
026133400000
Chocolate Almond Bark, 12 oz.
026133300000
Chocolate Almond Pretzels, 4 oz.
026131900000
Chocolate Almond Pretzels, 12
oz. 026131800000
Crème De Menthe Almond Bark,
12 oz. 026266300000
Dazzled Peanut Brittle, 12 oz.
026267400000
Dazzled Peanut Brittle Tub, 8 oz.
026267300000
Holiday
Candy Tray,
10”, 16 oz.
026139100000
Holiday
Candy Tray,
The family of Donna Hahn would like to sincerely 12”, 32 oz.
026139300000
thank family, friends, and First Responders for
Holiday
their thoughts, prayers and help during this Candy Tray,
16”, 48 oz.
difficult time.
Dale and Kevin Hahn 026139500000
Holiday
Faith (Hahn) Ericsson Candy Tray,
18”, 64 oz.
026139700000
Peppermint Bark, 4 oz.
026133800000
Peppermint Bark, 12 oz.
026133700000
Peppermint Bark Tub, 9 oz.
026267900000
9” Candy Tray, 16 oz.
026138000000
12” Candy Tray, 32 oz.
026138100000
16” Candy Tray, 48 oz.
026138200000
9” Cookie & Candy Tray, 16 oz.
026138600000
12” Cookie & Candy Tray, 32 oz.
026138700000
16” Cookie & Candy Tray, 48 oz.
026138800000
The candy trays were distributed
to all of Hy-Vee’s 242 grocery stores
across its eight-state region of Iowa,
Illinois, Missouri, Kansas, Nebraska,
South Dakota, Minnesota and
Wisconsin. The product comes in
a plastic container with a clear lid.
The sell-by date range for all items
is between Jan. 26, 2017 and Feb. 23,
2017. The sell-by date can be found
at the top of the product label.
To date, no illnesses have been
reported in connection with these
products. Salmonella is an organism that can cause serious and
sometimes fatal infections in young
Card of Thanks
children, 201 W. Cherry •
frail or elderly people, and
others with weakened immune systems. Healthy persons infected with
Salmonella often experience fever,
diarrhea (which may be bloody),
nausea, vomiting and abdominal
pain. In rare circumstances, infection with Salmonella can result in
the organism getting into the bloodstream and producing more sever
illnesses such as arterial infections
(i.e., infected aneurysms), endocarditis and arthritis.
Out of an abundance of caution
Hy-Vee has decided to recall all
candy trays that include products
in the recall. W. Cherry •
201
Customers who purchased this
product should dispose of it or
return it to their local Hy-Vee store
for a full refund.
Consumers with questions may
contact Hy-Vee Customer Care representatives 24 hours a day, seven
days a week at 1-800-772-4098.
The family of Ruth Swanson would like to thank all
who helped her, visited with her, ministered to her
and entertained her. She enjoyed her life and her
friends at the Sanford Care Center in Vermillion.
Heartfelt thanks to the entire staff, volunteers,
residents and residents' family members who cared
for her so well, in so many different ways. Many
thanks also to those at the Edith Siegrist Library,
Trinity Lutheran Church, Hy-Vee Floral, and Hansen's
Funeral Home for the work they do so very well.
The families of Dave and Jane Armstrong,
Beth and Dave Weiskircher and Joel Swanson
Vermillion, SD
624-4429
Arrrrrre
you
advertising
Tell them you saw
it in the in the
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Broadcaster!
Vermillion, SD
Watch
624-4429 the
“treasure”
3x
...the Value
pile up
when
you
advertise
in the
201 W Cherry
Vermillion, SD
For Your Classified!
605-624-4429
Thank you...
Phone:
(605) 624-4429
Fax:
(605) 624-2696
Thank you to the City of Vermillion Police, Ambulance
and Fire Departments for their prompt response and
valiant efforts on January 1 to aid
and transport Barry Sinkular.
Thank you to Hansen Funeral
Home of Vermillion for their
professional and caring service in
our time of need.
Jeannette Sinkular and Family
Dallas, SD