6 Broadcaster Press Dave Says February 21, 2017 www.broadcasteronline.com A Good Marketing Idea Dear Dave, My husband and I have four kids, and I make $50,000 a year. He runs a small business that has been floundering for a while now, so we’re basically living off my income. Part of that income is going into the business. Plus, we don’t have much in savings, and we’re behind on our house payments. Do you have any advice? Paige Dave RAMSEY Broad Dear Paige, casoferonliand your husband First t all, you ne .com have to get on the same page financially. Sit down together, and do a house- hold budget and a profit and loss statement on the business. A profit and loss statement will tell you the money that comes in minus the money that goes out. Here’s the thing. If you’re putting other money into a business account, that’s a clue that you’re not making money on the business. Put his rent, supplies and any other business expenses on the profit and loss list, and write out — step by step — what it will take for you to break even in the business each month. If you don’t at least break even, then it’s time for him to do something else for a living. I’m an entrepreneur and a business owner. I get the allure and excitement that goes along with running your own business. But family and your financial responsibilities come first. You don’t need to put any money into the business account, except for the income he creates. And while you two are sorting this out, use your income to get current on your house payments and attack any other debt! — Dave appy Ads H Keep it Simple Dear Dave, I’m looking for a good accounting program for small business. Do you have any suggestions? Julie Dear Julie, The best one I’ve seen is called FreshBooks. I like it so much that 2x1 we’re actually endorsing it on some of our podcasts and a few other places. It’s a cloud-based program for small business, and it’s a pretty simple accounting system. Honestly, you don’t want anything super complicated for smallbusiness accounting. You just need something that allows you to write out invoices and keep up with your expenses while categorizing them. It’s important you know what’s going on in your business — to be able to continually analyze what’s happening — and have the ability to look in your rearview mirror and see if anything’s coming up behind you! — Dave 3x1 Broadcasteronli*neRamsey is America’s trusted voice on money and busiDave ness, and .com Solutions. He has authored seven bestCEO of Ramsey selling books, including The Total Money Makeover. The Dave Ramsey Show is heard by more than 12 million listeners each week on 575 radio stations and multiple digital platforms. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. Broadcasteronline.c om Share your special birthdays, anniversaries, and announcements with the world with a happy ad in the Broadcaster Press or Vermillion Plaintalk. We can help you say thank you, invite people to events or request card showers. Our professional graphic designers will create a personalized ad that will make you smile. Call 624-4429 4x1 Help Wanted 1330 General Laborer CDL Preferred is accepting applications for: Contact Full-time Treatment Plant Operator with the Water Department Applicants must possess a Class III Water Treatment Certificate from the State of South Dakota. $22.32 - $24.43 per hour plus benefits. Application and a complete job description are available at: City Hall, 25 Center Street, Vermillion, SD 57069, the SD Department of Labor and Regulation, and on the web at www.vermillion.us/careers Vermillion 605-670-9567 This position is open until filled with first review of applications March 10th. EOE Now Hiring: General Manager for Red Roof Inn of Vermillion, SD. Applicants Must Possess the Following Qualifications: Well Groomed & Good Personal Hygiene, Exceptional Organizational Skills, Upbeat Personality, Great Communication Skills, Visionary Leader. Wage D.O.E. Please Send Resumes to: Eberts Corporations Attn: Linda or Kathy 3503 S Norton Avenue Sioux Falls, SD 57105 (t) 605-339-2382 (f) 605-275-0389 lhort@ebertsconstruction.com kathy@ebertsconstruction.com FULL TIME Farm Help/Truck Driver OPEN POSITIONS: • Campus Planner/Architect • Project Manager/Building Engineer II • Physical Plant I – HVAC Controls • Plumber Sunset Manor Avera is now accepting applications for the following positions to join our excellent team of caring professionals: • Grounds Keeper • Facility Worker – Custodial Clinical Care Coordinator $22 w/License 2 Shifts: 11:30am – 8pm and 7:30pm – 4am For detailed descriptions and to apply, go to http://yourfuture.sdbor.edu Professional 1335 Other Employment Employment Plumbing, Heating, Electrical EEO/AA MIXER TRUCK DRIVERS Standard Ready Mix Concrete, a division of Lyman-Richey Corporation, is now hiring Mixer Truck Drivers for the new season! We want to get our drivers hired and trained so they can be ready to go when the busy spring arrives. Come be a part of a company that you can build a CAREER with. We have immediate openings at our Vermillion location. To make the deal even sweeter, we have just INCREASED our starting wages to $17.65 per hour! Preferred candidates will: •Have a valid Class A or B CDL •Be able to pass the DOT pre-employment physical and drug screen We offer: •INCREASED STARTING WAGE!! $17.65 TO START!! •401(k) plan •Health, dental and vision insurance •Paid Vacation •And much more! Apply Online at www.lymanrichey.com TODAY! RN/LPN to supervise our Traumatic Brain Injury and Challenging Behavior units. Full-time position LPN or RN Charge Nurse Full-time night shift position available To apply go to Avera.org or contact the Personnel Office at Sunset Manor, Irene, SD at (605)263-3318 Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities -Elk Point Area- Grain farm is looking for a full time farm employee/ truck driver. Candidate must have farm experience. This operation also runs a commercial trucking operation pulling hopper trailers. You will also need to be able to fill in for drivers and drive in the off season. You would be home every night. Candidate must have a class A CDL, a good driving record and be able to pass a drug test. Hourly salary DOE. Call or text (712) 251-6343 or email reidbird@empireag.net Concrete Materials of Yankton is looking for drivers for our Ready Mix trucks 1360 Income Opportunity AIRLINE MECHANIC TRAINING - Get FAA certification. Approved for military benefits. Financial Aid if qualified. Job placement assistance. Call Aviation Institute of Maintenance 888-686-1704. nani Attention Roofers and Contractors!! Are you looking for more income, free time and/or owning your own business? Seeking individuals to apply commercial spray-on roof coatings. Must be honest, highly motivated, teachable & reachable. Startup fee includes training. Serious inquiries only. Call 1-855-222-1986 today,for more info! (MCN) DRIVER TRAINEES NEEDED! Learn to drive for Stevens Transport! NO EXPERIENCE NEEDED! New drivers earn $900+ per week! PAID CDL TRAINING! Stevens covers all costs! 1-888-734-6714 drive4stevens.com nani TRUCK DRIVERS. CDL-A Company Drivers and Owner Operators. Great pay and benefits. Driver friendly. All miles paid. Many bonuses. Home when needed. Nice equipment. Paid weekly. WWW.MCFGTL.COM Call now 507-437-9905 (MCN) Class B CDL and DOT Medical card required, or must be able to obtain. This is for local deliveries only and you are home every night. If you would like to know more, visit our website at www.cmcsd.com or stop by our location at 2210 Alumax Rd., Yankton, SD or call 1-605-665-2475 EOE and Drug Free Workplace $500 retention bonuse may be availabl We want you! Come join our team as a Supported Employment Specialist Your role will be to assist young adults with intellectual and developmental disabilities. The primary responsibilities will include job development, job placement, coaching, mentoring, and building community resources to help people achieve their employment goals. Applicants should possess a Bachelor’s Degree in a related field, and/or the equivalent work experience in the supported employment or vocational rehabilitation field and working with people with disabilities. Highly motivated, excellent interpersonal skills, and the ability to work under minimal supervision. This is a full-time hourly position with an excellent benefits package. Submit a letter of interest and resume to the Human Resource Director at employment@sesdac.org or in person. The position will close on March 3rd, 2017 Visit www.masabainc.com work. Call 402-254-6444 Art Kathol Appliance, Bow Valley, NE for more information. 1314 E. Cherry St. Vermillion, SD 57069 (605) 624-4419 www.sesdac.org Don’t get left out in the rain! The Broadcaster has all the deals you need to keep you high and dry! 624-4429 broadcasteronline.com