2 Broadcaster Press July 18, 2017 www.broadcasteronline.com Dave Says Rental House Being Foreclosed Dear Dave, I’ve been living in a rental house for some time now. I was just told by the owners that the house is being foreclosed on next week. I’ve tried to call and email them, but haven’t heard anything back. Should I go ahead and pay rent for this month? John Dear John, I wouldn’t. The bottom line in a situation like this is: You’re giving them money and they’re not paying the bills. I wouldn’t give the owners another dime until they return your Dave phone calls or talk to you in person and let you know the details as to what’s going on with the house you’re living in. In the meantime, I’d advise speaking with an attorney and a real estate professional in your area to find out exactly what your rights are at this point. Many places require a 30-day notice before renters are required to vacate a property. Good luck, John! — Dave Ramsey Dear Mike, First, I want you to take a deep breath and calm down. Debt collectors like to play on your emotions because they think you’ll give in and do something you can’t really afford to do. Most of them don’t care about you or your situation as long as they get some money. They won’t garnish your wages because they can’t. They would have to go through the formal, legal procedure of first suing you and then winning the case. They broke federal law by saying they would garnish your wages but hadn’t sued you. If I’m in your shoes, I’d be filing a complaint against these bozos with the Federal Trade Commission. Don’t react with fear and panic in the face of debt collector threats. Talk to them and explain your situation. See if you can work out a compromise. If they get nasty or break federal law again, let them know you’ll be filing another complaint with the FTC. You’d be surprised how reasonable these people can be when faced with the possibility of government intervention. In the meantime, do everything you can to scrape up as much cash as possible. Have a big garage sale and sell everything in your attic or basement you don’t need. Then, when you get this mess cleaned up, pay off the rest of your debts — if you have any — and start living on a written monthly budget! — Dave * Dave Ramsey is America’s trusted voice on money and business, and CEO of Ramsey Solutions. He has authored seven bestDear Dave, selling books, including The Total Money Makeover. The Dave I got a call from a debt collector regarding $2,000 I owe in medical Ramsey Show is heard by more than 12 million listeners each bills. I’m trying to get my finances in order and pay this off, but I’m week on 575 radio stations and multiple digital platforms. Follow afraid they’ll follow through on their threat to garnish my wages. Dave on Twitter at @DaveRamsey and on the web at daveramCan you give me some advice? sey.com. Threaten To Garnish Mike Dakota Senior Meals Served at The Main Street Center & Town Square, “Meals on Wheels” Please call before 9:00am to schedule or cancel a meal at 624-7868. Menus listed below are July 19 – July 25. Menus are subject to change without notice. All menus are served with whole grain bread and 1% milk unless otherwise noted. Vermillion Summer Lunch Menu The Summer Food Program at Jolley Elementary will be serving lunch Monday through Friday from May 30th to July 28th from 11:00 am to 1:00 pm. This meal is FREE to anyone 18 or younger. For more information call 677-7000. Menu listed below is for July 19 – July 25. Menus are subject to change without notice. Wednesday – Hot Dog, BBQ Beans Thursday – Italian Dunkers with Marinara Sauce, Peas Friday – Pizza, Golden Corn Monday – Baked Chicken Nuggets, Baked Tater Tots Tuesday – Soft Shell Tacos, Refried Beans, Sugar Cookie South Dakota Medicaid Fraud Unit Takes Part In Nationwide Health Care Fraud Sweep PIERRE, S.D. – Attorney General Marty Jackley announced today that the Attorney General’s Medicaid Control Fraud Unit (SD MFCU) participated with various law enforcement authorities in a nationwide coordinated health care fraud sweep. “This coordinated action demonstrates the effectiveness of our relationships with federal, state, and local law enforcement,” Jackley said. "By working together, we protect taxpayer resources and better ensure Medicaid dollars help those in need of assistance." TODD’S ELECTRIC SERVICE “The Line To Power” Design/Build • Fiber Cabling • Commercial • Residential Service Calls • Boom Truck with Auger • Trenching Serving the Beresford and Vermillion Areas Wednesday – Pork Chops with Mushroom Sauce, Sweet Potatoes, Green Beans, Mixed Fruit Thursday – Chef Salad with Turkey, Cheese, Egg and Tomato, Peaches, Oatmeal Blueberry Muffin Friday – Hamburger on a Bun, Tater Tots, Baked Beans, Pears Monday – Baked Pork Chop with Onion and Herbs, Baked Potato, Broccoli Corn Bake, Spinach Salad, Peaches Tuesday – Hot Beef Sandwich, Mashed Potatoes and Gravy, Corn, Sunshine Salad 1-800-560-2518 1221 Cornell St., Vermillion, SD • 605-624-5642 201 NW 13th St., Ste. 3, Beresford, SD • 800-560-2518 The sweep resulted in criminal and civil charges against 243 individuals, including 46 doctors, nurses and other licensed medical professionals, for their alleged participation in health care fraud schemes involving approximately $712 million in false billings. SD MFCU worked with other law enforcement agencies on two cases involving alleged drug diversion by medication aides in Yankton County and in Turner County. The two cases are listed below: • Cristy Luv Brandt, 37, Avon, one count of ingesting a substance other than alcohol to become intoxicated, class 1 misdemeanor • Sean Michael Hinds, 26, Hill City, one count of possession of a controlled substance, hydrocodone, class 5 felony, punishable by up to 5 years and/or $10,000 fine Since January 1, 2014, SD MFCU has assisted in the recovery of over $3 million for taxpayers. Sleep By Daris Howard My mother is now ninety-one years old, and her life of long days of work is still ingrained into her. I grew up on a dairy farm, and at its peak we were milking one hundred and twenty cows. The tardy bell at school rang at eight-thirty in the morning, so we had to be up by around five o’clock to get the cows milked and fed in time. My mother was up before we were to make breakfast, and now that she is retired, she still is often on the same schedule. There have been a few times that she has decided she needed to talk to me early on a Saturday morning. I am often up before six in the morning, but on Saturday I like to sleep until six-thirty. But Mom has called me now and then at four o’clock. One Saturday morning when she called me at that time, I answered the phone groggily with my voice cracking. “Oh, did I wake you?” my mother asked. “Yes,” I said. “We do like to sleep in just a little bit on Saturday mornings.” “Okay,” she replied. “I will call you back later.” Being wakened in the middle of the night makes it hard to go back to sleep. It was almost a full hour before I began to slip into a slumber, and just as I did, a little after five o’clock, the phone rang again. I answered it and heard my mother’s voice on the other end of the line. “So I called back to talk to you about what I called about before,” she said. I stretched and rolled out of bed to visit with her in another room so my wife could sleep. I didn’t think there was any reason for me to try to sleep again. But recently, Mom had an interesting sleep experience of her own that she wanted to tell me about. “Do you know I go to bed at seven every evening?” she asked. The last time I went to bed at seven in the evening was a couple of years ago when I was so sick I had the mortician’s number on my phone’s speed dial just in case. I actually didn’t know Mom went to bed that early, but I knew better than to call her much past five. “I didn’t know you went to bed quite that early,” I said. “Well, I do,” she continued. “Saturday evening I went to bed as usual, and I immediately fell asleep. When I awoke, I felt more refreshed than I usually do. I looked at the clock, and it said it was eight o’clock. I have church at nine o’clock, so I almost panicked. I have never slept that late. I hurried and showered and ate breakfast even though I wasn’t really hungry. But that isn’t all that unusual at my age. I hurried to church, and you know what I found?” “What?” I asked. “I found the whole place empty. There was not a car in the parking lot, and every church door was locked.” “Did you begin to wonder if everyone had been taken to heaven and forgot to tell you about it?” I asked. Mom didn’t even answer my frail attempt at humor and continued her story. “I thought and thought about what could have happened. Was church canceled? Were we meeting somewhere else? But then I looked across the street to the grocery store that is closed on Sundays, and its parking lot was full, and people were coming in and out as busily as you please. And I didn’t know what to think.” “If I was your age,” I said, “I would have thought I died and ended up in a strange world.” Mom again ignored me. “What I finally realized,” Mom said, “was that the sun was sinking in the west, not rising in the east. I had only slept one hour, and it was still Saturday evening.” “So what did you do?” I asked. “I went home and went to bed so I could get up at four to get ready for church,” she replied. Place an ad. Make money. It works! Romsdahl’s Repair & Remodel Carpentry, Decks, Interior & Exterior Painting, Refinishing, Drywall, & Ceramic Tile 18 Years in Business Free Estimates Stories you missed this week because you’re not a Plain Talk subscriber Full coverage of the Clay County Commission’s decision regarding amendments to the county’s Concentrated Animal Feeding Operation (CAFO) ordinance. News that a meeting will be held in Vermillion July 25 to discuss proposed improvements to the Highway 50 bypass in Vermillion. A feature story about the hard work being put in by cast and crew of the Vermillion Community Theatre. They will present “Fiddler on the Roof” July 21-24 in the Thomas H. Craig Center For Performing Arts at Vermillion High School. And if you want to see: Updates on the search for a man who is presumed drowned after he went missing while swimming in the Missouri River near Burbank Beach. A report and photos following a fire that heavily damaged a house in Wakonda. A story about the Ambassadors of Excellence Camp for high school students being held on the University of South Dakota campus July 17-28. 605-670-2161 Hartington Tree LLC TREE TRIMMING, REMOVALS & TRANSPLANTING TREES FOR SALE EVERGREEN • SHADE • ORNAMENTAL Yankton 605-260-1490 Hartington 402-254-6710 Serving Southeast SD & Northeast NE for 20 Years Kent & Kyle Hochstein • Licensed Arborists www.hartingtontree.com - ROOFING - Asphault Shingle - Steel - Flat - EPDM - SIDING - Remodel oR New CoNstRuCtioN small or LarGe evenings Gerald Jensen 605.263.3927 LP Smart - Cement - Vinyl - Stone - GUTTERS - Heavy Duty Seamless - Gutter Guard - EXTERIOR PAINTING Sherwin-Williams Pro Pick up this Friday’s Plain Talk! Local news since 1884! STORM RESTORATION - HAIL OR WIND 201 W. Cherry, Vermillion, SD 57069 605-624-2695 605-595-7809 • Vermillion, SD Here for you yesterday, today and tomorrow. 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