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2 Broadcaster Press June 5, 2018 www.broadcasteronline.com Dave Says Teach Them While They’re Young What You Can Learn From Children is grabbing quick meals between extra shifts, and eating out By a lot after work, because I’m usually too tired to cook when Daris Howard I get home. How can someone who has very little free time When I was asked to be the music teacher for all of the start gaining control of their finances? children in our congregation who were under twelve years Shelia old, I was scared to death. I had never led music before. In our church, we call the organization that works with children of that Dear Shelia, No matter how little free time you think you have, or how age “primary.” The woman who was the primary leader told me tired you are, you must make time do a written budget eve- the most important thing was to just love the children. Dear Mike, That was the one thing I knew I could do. I loved the chilry month. This is essential. Making a budget for the month Your son is at a great point in dren, and after I learned to let go of my fear of making a fool of life to learn how to make money ahead isn’t a lot of hard work, and it really doesn’t take long. behave. Even in his situation, When you give every dollar a name before the month begins, myself, it became the greatest assignment of my life. That is not when he’s still living at home, you’re taking control of your money instead of allowing a lack to say that I didn’t still make a fool of myself. I just learned that Dave it didn’t matter to the children when I did. there are plenty of things he can include of it to control you. One spring I decided we should sing a few songs for the seain a budget. There’s gas for his car, Start with the income you know is predictable. If that isn’t along with maintenance and insurance. son. We had just finished singing a song about baby animals possible, look back over the last few months and find the He’ll need to save a little money — maybe even for college minimum amount you brought home during a month over being born and how life was new, when a little four-year-old boy — and I’m sure he’ll want some spending cash, too. that period of time. This will be the basis for your budget. raised his hand. Sit down, and teach him how to make a written budget “Yes, Jeremy,” I said. “What do you want?” by figuring out the upcoming month’s income and expenses Once you’ve established a baseline income, you can write “Baby animals don’t just get born in the springtime,” he said. down and prioritize bills and other expenses. Just remember, ahead of time. Also, make sure he knows how to properly “That’s true,” I replied. “Baby animals are born all year long.” balance and reconcile his bank account. restaurants are not a priority! “Did you know our dog had puppies last fall?” Jeremy asked. It’s still your responsibility to provide him with the basic When you make a prioritized spending plan, and start tell“No, I didn’t,” I replied. “I’m sure that was a lot of fun.” necessities at this point. But I love your willingness to teach ing your money what to do ahead of time, you’ll have the abil“And I got to see baby chicks hatch this last winter,” Jeremy your son how to handle money intelligently. The sooner ity to do what’s important with what you’ve earned! added. “They were all fuzzy and cute and barely fit in the egg.” he learns some basic money management principles, the — Dave sooner he’ll be able to handle his finances responsibly in “Watching a baby chick being born is really amazing, isn’t the real world! it?” I said. — Dave “I asked my dad how the baby chick got into the egg,” Jer* Dave Ramsey is America’s trusted voice on money and busiemy said. “The eggs we eat don’t have any baby chicks in them. ness, and CEO of Ramsey Solutions. He has authored seven best-selling books, including The Total Money Makeover. The My dad explained to me all about how animals get born and Dear Dave, Dave Ramsey Show is heard by more than 12 million listeners why the baby birds were in there.” I was sure that this was quickly turning into a lesson on the I work long hours, and I make pretty good money. The prob- each week on 575 radio stations and multiple digital platforms. lem is the money from my paychecks always seems to disap- Follow Dave on Twitter at @DaveRamsey and on the web at birds and the bees, and that was the last thing I wanted to talk about during music time for children, especially at church. I depear before the end of the month. I know part of the problem daveramsey.com. cided that I should try to change the subject. “That’s nice that you and your dad had a good talk about it,” I said. “How about we sing another song about springtime?” “But don’t you want to know about how baby chicks get in the eggs?” Jeremy asked. Thursday – Hot Pork & Cheese Sauce Sandwich, 1/2c Served at The Main Street Center & Town Square, “Meals on “Well, that is probably something that is special and should Potato Rounds, 1/2c Beets, 1/2c Peaches Wheels”. Please call before 9:00am to schedule or cancel a meal be shared just between you and your dad,” I replied. Friday – 3oz Salisbury Steak, 1/2c Mashed Potatoes & at 624-7868. Menus listed below are June 13 – June 19. Menus But Jeremy was not to be dissuaded. He wanted to impart Gravy, 1/2c Parslied Carrots, Fresh Fruit are subject to change without notice. All menus are served with his newfound knowledge. Monday – 3oz Baked Chicken, 1/2c Creamed Potatoes, whole grain bread and 1% milk unless otherwise noted. “My dad said that when a person just has hens, there can’t 1/2c Baked Squash, Apple Wednesday – 3oz Meatloaf, Baked Potato, 1/2c Lima Beans Tuesday – 3oz Pork Cutlet, 1/2c Sauerkraut, 1/2c Mashed be any baby chicks,” Jeremy said. “Did you know that?” “Uh, yes, Jeremy,” I replied, “I did know that.” w/Pimento, 1/2c Pineapple Tidbits, Dinner Roll Potatoes, 1/2c Parslied Carrots, Seasonal Fruit “My dad said that a person has to have a rooster,” Jeremy said. “How about we sing a song about growing gardens and how God gives us sunshine and rain to make them grow?” I interjected. But Jeremy didn’t miss a beat. “That’s why we don’t have any eggs with chicks in them,” he said, “because we don’t have RAPID CITY, S.D. – The South Dakota Detreatments. Treatments larger than 6.5 any roosters.” partment of Agriculture’s Wildland Fire Divi- acres are typically not eligible under this “That too bad,” I replied. “Well, let’s sing . . .” sion reminds citizens that there is funding program, unless specifically targeted as a “So, you see,” Jeremy interrupted, “the eggs the hens lay available through the 50 Percent Cost Share necessary mitigation effort for a high-risk don’t have baby chicks in them, and that’s why we eat those The Summer Food Program at Fire Hazard and Fuels Reduction Program. interface area. eggs. It’s only the eggs that roosters lay that have the baby Jolley Elementary will be serving The intention of the program is to create To determine eligibility for participachicks. I think that after our hens get old and die, the next time lunch Monday through Friday or enhance defensible space around homes, tion, contact Logan Brown, urban interface we should get all roosters so we can have rooster eggs and have from May 29th to July 27th reducing the spread rate and intensity in specialist with South Dakota Wildland Fire, baby chicks.” from 11:00 am to 1:00 pm. the event of a fire. Treatment will promote at 605.394.2584. For more information on I smiled. “I guess you’ll have to take that up with your dad, This meal is FREE to anyone forest health by mimicking the effects reducing fire threats around your home, Jeremy.” 18 or younger. For more that fire would have on the landscape by visit www.gpfiresafecouncil.com. It truly is amazing the things a person can learn from chilinformation call 677-7000. removing unhealthy trees, resulting in less Follow South Dakota Wildland Fire on dren. Menu listed below is for competition. Twitter @SDWildlandFire and on Facebook June 6 – June 12. Menus are The program will target and remove by searching SD Wildland Fire. Follow the subject to change without deformed, diseased, damaged and broken Great Plains Fire Safe Council on Twitter @ notice. topped coniferous trees while encouraging GPFireSafe and on Facebook by searching @ Wednesday – Crispy Chickgrowth of deciduous trees. Conifers will be GreatPlainsFireSafeCouncil. en Sandwich, Green Beans removed until an average spacing of 30 feet Agriculture is a major contributor to Thursday – Hot Dog, Baked between the crowns is achieved. Remaining South Dakota’s economy, generating $25.6 Beans, Chocolate Chip Cookie conifers will be limbed at least 10 feet up billion in annual economic activity and Friday – Cheese Pizza, from the ground. employing over 115,000 South Dakotans. Potato Triangle The Wildland Fire Division is unable The South Dakota Department of AgriculMonday – Cheeseburger, to cost share projects consisting of select ture's mission is to promote, protect and PIERRE, S.D. – South Dakota Secretary of Education Don Crinkle Cut French Fries tree removal due to various forms of tree preserve South Dakota agriculture for today Kirkegaard announced today he will leave his position as secFriday – Mini Corn Dogs, Peas mortality (i.e. bug tree removal) or cleanup and tomorrow. Visit us online at http://sdda. retary of the South Dakota Department of Education in July. of slash piles, chip piles or cut and chunk sd.gov or find us on Facebook, Instagram Kirkegaard, who has served as secretary since December material that has been left from previous and Twitter. 2017, has accepted a position as superintendent of schools for Get your ad in the.. the West Bend School District in West Bend, Wisconsin. "I am very grateful for the opportunity to serve as secretary and to work with the dedicated team at the Department of Education," said Kirkegaard. "I have had the privilege to spend Classifieds my entire career in South Dakota public education and I thank all the educators, students and parents I have worked with. I am also excited by the opportunity to work in the West Bend School District." CALL Gov. Dennis Daugaard praised Kirkegaard’s service as 624-4429 secretary. ••• “Don accepted this job knowing it would be for a short FAX time, but his service has been crucial,” said the Governor. 624-2696 “Under Don’s leadership, the Department has moved past the ••• Common Core standards, pushed forward pilot programs to EMAIL promote CTE and apprenticeships, and advanced new graduation requirements that will enhance work-based learning classifieds@plaintalk.net opportunities. I thank Don for his service.” ••• Kirkegaard is a native of Trent. Prior to serving as secretary, ONLINE he was superintendent of the Meade County School District BroadcasterOnline.com from 2011 to 2017, and had previously held leadership roles in ••• the Bristol and Britton school districts. Kirkegaard also served DROP BY on the State Board of Education Standards from 2006 to 2017. 201 W. Cherry, Vermillion Mary Stadick Smith, the department’s deputy secretary, will serve as interim secretary for the remainder of the Daugaard Administration, which will end in early January 2019. She previously served as interim secretary in December 2017. Dear Dave, My wife and I want to begin teaching our son how make a budget and live on one. He’s 16, and he has a part-time job and a hand-me-down car. Is this a realistic idea? Mike Ramsey Controlling Your Cash Dakota Senior Meals Vermillion Summer Lunch Menu Fire Hazard And Fuels Mitigation Cost-Share Program Don Kirkegaard To Depart As Secretary Of Education Congratulations on 50 Years Together! 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