www.broadcasteronline.com www.broadcasteronline.com Broadcaster Press 5 October 23, 2018 www.broadcasteronline.com 1885 Equipment Repair www.broadcasteronline.com DIESEL FUEL INJECTION SERVICE Central Fuel Injection Service Co has diesel fuel injection pumps, injectors, and turbos in stock ready for exchange, or we can repair your own unit. Contact us at 2403 Murray Rd Estherville IA 51334. Call 712-362-4200, 800-548-9464, service@centralfuel.com www.centralfuelinjectionservice.com Facebook: Central Fuel Injection Service Co. Visit our Web site at www.broadcasteronline.com Visit our Web site at 1890 Seed www.broadcasteronline.com - Feed Rye Seed for sale. Call 402254-6705. If www.broadcasteronline.com www.broadcasteronline.com You Read This... You Know Advertising Pays! www.broadcasteronline.com Call the Broadcaster at 605-624-4429 or stop by to place your ad today! Visit our Web site at www.broadcasteronline.com Visit our Web site atCherry St 201 West Vermillion, SD www.broadcasteronline.com 624-4429 Labor Department www.broadcasteronline.com Hosting Visit our Web site at Apprenticeship www.broadcasteronline.com Summit PIERRE, S.D. – The Department of Labor and Regulation (DLR) will host the Start Today SD Summit to promote Registered Apprenticeships on Tuesday, Nov. 13 from 1 – 4:30 p.m. CST at Mitchell Technical Institute. Businesses, apprenticeship sponsors, policy makers, and workforce and education professionals are invited to attend at no cost. Online registration is available at https://www.starttodaysd.com/Summit2018. “The Start Today SD Summit kicks off National Apprenwww.broadcasteronline.com ticeship Week and will feature apprentice and sponsor testimonials,” said state Labor Secretary Marcia Hultman. “We will also celebrate the success of all apprentices who earned an apprenticeship credential in the last year with a graduation ceremony.” Award recipients of the Start Today SD incentive funding will also be announced. Businesses could apply for up to a maximum of $30,000 in funding to help offset the initial start-up costs when developing a new apprenticeship program. “The apprenticeship model is one potential solution to workforce shortages,” said Secretary Hultman. “The summit will help educate those interested in learning more about the process and provide expert resources to answer questions.” DLR was recently awarded an $847,000 State Apprenticeship Expansion Grant from the U.S. Department of Labor’s ApprenticeshipUSA program. The goal is to add 200 active apprentices by fall 2020. Visit our Web site at www.broadcasteronline.com www.broadcasteronline.com www.broadcasteronline.com Visit our Web site at www.broadcasteronline.com Visit our Web site at www.broadcasteronline.com Financial Aid For Post-Secondary Education By Lorna Saboe-Wounded Head There are many options to pay for post-secondary education, such as savings, scholarships, grants, and student loans (federal and private). Costs for education is increasing. Tuition, room and board make up the majority of the costs but additional expenses that include books/supplies, personal, and transportation should also be considered. Savings A 529 Prepaid Tuition Plan, 529 Savings Plan, Coverdell Education Savings Account, or Roth IRA are tools that can be used to save money for post-secondary education. Most even provide tax benefits. Each plan has different benefits and risks. Research each type of plan to determine which is best for your situation. Scholarships and Grants Research scholarships and grants available from the institutions being considered, local community and state. Start the search process early to avoid missing submission deadlines. Remember to conduct the scholarship and grant search each year attending the institution. There are many scholarship opportunities that go unfunded because of lack of applicants. Never pay to apply for a scholarship/grant or for access to scholarship opportunities. Federal Student Loans Following are the types of loans available through the Federal Department of Education. Application for the loans is done by completing the FAFSA (Free Application for Federal Student Aid). •Direct Subsidized Loans: Made to eligible undergraduate students who dem- onstrate financial need to help cover costs of school. These loans do not accrue interest until the student is out of school. The amount loaned is based on your gradelevel at a particular school. •Direct Unsubsidized Loans: Made to eligible undergraduate, graduate, and professional students. Students do not need to demonstrate finance need to get an unsubsidized loan. Interest begins to accrue as soon as the loan is disbursed and the amount is based on your gradelevel at a particular school. •Direct PLUS Loans: Are taken by parents to help pay for the students education. If a parent is denied a PLUS loan because of their credit history, they can contact the school to see if their student would be eligible for additional unsubsidized student loans. •Federal Perkins Loans: School-based loan program for students with financial need. Under this program, the school is the lender and the amount of the loan is determined by each school based on the amount of funds they have available to lend. Private/Non-Federal Student Loans There are many non-federal loan options available to students. Most of these loans will require the student to have a co-signer. Being a co-signer is risky. If the student does not make the payments, the co-signer will be required to make the payments. Interest rates for private loans will be either variable or higher than federal loans. These loans are not available for flexible repayment plans and cannot be consolidated with federal student loans. 2019 South Dakota 4-H Calendar BROOKINGS, S.D. - Photos taken by 44 South Dakota youth ages 8 to 18, will be featured in the barn-themed, 2019 South Dakota 4-H Calendar. Selected by State Fair 4-H photography judges, out of more than 166 entries in the barn category during the South Dakota State Fair, this is an additional honor explained, Amanda Stade, SDSU Extension State 4-H Events Management Coordinator. "Photos featured were selected from Judge's Choice and Honorable Mention winners in the barn category during the judging process at the South Dakota State Fair. Photos that "wow" the judges are marked with a "WOW" on their exhibit tag and were then re-evaluated for entry into the calendar," said Stade of the 25 Judge's Choice and 25 Honorable Mention photos featured in the 2019 calendar. The 2019 calendar will include images from Judge's Choice photos awarded to the following youth: Mark Hamilton, Beadle County; Jayda Orthaus, Codington County; DeLaney Anderson, Codington County; Samantha Ford, Davison County; Trey Dunse, Day County; Hayden Niles, Day County; Nicolette Hoffman, Douglas County; Sydney Miller, Fall River County; Abby Goehring, Hutchinson County; Kadyn Fast, Kingsbury County; Brooklyn Hyland, Lake County; Anna Marohl, Lincoln County; Ella Stiefvater, McCook County; Abby Blagg, McCook County; Olivia Miller, Pennington County; Sydney Senyak, Potter County; Jaxen Dockter, Roberts County; Jill Davis, Roberts County; Tyler Braun, Spink County; Wade McClanahan (2), Tripp County; Maggie DeMers, Tripp County; Madison Hofer, Turner County; Heather Maier, Yankton County; and Shelbi Lindner, Yankton County. Sanborn, McPherson County; Landen Matkins, Pennington County; Brooklyn Beringer, Potter County; Mollie Anderson, Roberts County; Evelyn Fritz, Roberts County; Maggie DeMers, Tripp County; MaKelle Sandmeier, Walworth County; Shelbi Lindner, Yankton County; and Heather Maier, Yankton County. PRECISION PAINTING Order your calendar •Interior •Exterior today •Commercial This is the tenth year •Residential South Dakota 4-H has deQuality Workmanship, signed and sold calendars. Reasonable Rates To purchase a 2019 South CLINT TUCKER Dakota 4-H Calendar visit 624-4621 Since the iGrow Store here. 1983 Proceeds go to promotion for 4-H Events. During the 2019 State Fair, photos will be selected for the 2020 calendar theme, which is Honoring Those Who Serve. Honorable Mention photos featured in the calendar awarded to the following youth: Hannah Schoenfelder, Beadle County; Kya Tschetter, Beadle County; Lily Hemmingson, Clark County; Lauren Keller, Codington County; Seth Shorb, Custer County; Nicolette Hoffman, Douglas County; Alexis Hoffman, Douglas County; Dylan Bohn, Grant County; Casside Seezs (2), Grant County; Aralyn Jurrens, Hamlin County; Lorena Misar, Lake County; Robbie Sealy, Lincoln County; Joshua Klemme, Lincoln County; Anna Marohl, Lincoln County; Jayna Sanborn, McPherson County; Kylee For every Medicare question. It’s Medicare enrollment season. October 15 through December 7 Sanford Health has teamed up with HealthPartners, a Minnesota-based non-profit health organization, to offer North Dakota and South Dakota a different perspective on Medicare. One with local care, expert customer service and health plan options all working together for you. We’re not just another choice. We’re not just another health plan. We’re a health partner. Medicare answers from Tree Cutting Demo Thursday, November 1st • 3PM 31332 Bluff Road, Vermillion, SD Featuring the ASV RT-120 Forestry Track Skid Steer featuring the Loftness G4 Mulching Head along with other types of tree cutting and shearing equipment. For more information contact: Dave Hertz 605-624-4661 www.buyaloader.com Enroll today at healthpartners.com/sanfordplan or call 800-247-7015 (TTY: 711) HealthPartners is a Cost plan with a Medicare contract. Enrollment in HealthPartners depends on contract renewal. Other providers are available in our network. We take calls October 1 to March 31, 8 a.m. to 8 p.m., CT, seven days a week. April 1 to September 30, 8 a.m. to 8 p.m., CT, Monday through Friday. 19535 (9/18) ©2018 HealthPartners H2462_113146_C IR 09/2018