2 Broadcaster Press January 7, 2020 www.broadcasteronline.com Dave Says How To Make Goals and Resolutions Become Reality Dear Dave, My wife and I have our budget ready for next month, and we’ll be following your plan in 2020 to pay off debt and get our finances in order. Do you have any tips for setting and sticking to goals in general? Rick Dear Rick, That’s a fantastic goal. Living on a monthly budget, and telling your money where to go instead of Dave wondering where it went, is an important step toward gaining control of your finances. Combine that with getting out of debt, and you’ll be in charge of your most powerful wealth-building tool—your income. If you’re following my plan, you already have goals in front of you where your money is concerned. For most Americans, though, a new year means nothing more than new resolutions without real plans. Don’t get me wrong. It’s good to make resolutions and set goals, but you can’t stop there. You have to formulate a plan that turns your dreams into bite-sized pieces of progress that will gradually create a big event in your life. If you want to achieve your goals, then keep these next things in mind. When setting goals, be very specific in what you want to achieve. Include steps that will help you get there, too. Being vague will only cause you to feel directionless and overwhelmed. Most people give up when these feelings arise. Make your goals measurable. If you want to lose RAMSEY weight, don’t simply write down “lose weight” as a goal. Exactly how much weight do you want to lose? What will it take in terms of exercise and dietary changes to make it happen? Are your goals your goals? Only you can realistically set your own goals. If your spouse, co-worker, or friend sets a goal for you, chances are you’re not going to achieve it. Taking ownership will give you more opportunity to meet your goal. Also, set time limits for your goals. Putting a time frame in place will help you set realistic goals. If you want to save a certain amount of money for a particular event, break it down and determine how much cash you need to put into your savings account each month leading up to that event. And finally, put your goals and resolutions in writing. Putting them in writing will make you more likely to achieve them. Write down your goals, and review them often. This will give you motivation to make them reality. I believe this is the process for success, Rick. Successful people reassess their lives regularly, and start living intentionally, in writing, and on purpose. Happy New Year! —Dave * Dave Ramsey is America’s trusted voice on money and business, and CEO of Ramsey Solutions. He has authored seven best-selling books, including The Total Money Makeover. The Dave Ramsey Show is heard by more than 12 million listeners each week on 575 radio stations and multiple digital platforms. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. “The highlight of the week before New Year’s,” said Steve, semi solemnly, “is to be able to tell your pals ‘See you next year’. “Really?” said Dud. “That’s it? How about now that we’re hip deep … almost … in the new year? What do you do now that is encouraging?” “Well,” Steve said, sipping his coffee and sending a jealous eye to Doc’s sweet roll, “one of my New Year’s resolutions is to figure out what to look forward to the first week of January. I mean … now we have to start worrying about taxes and scoopin’ up all those receipts so the IRS can tell us we can’t use them. Right? And it’s January, so it’s cold, and it gets dark early. And I dare any of you to try to forget it’s winter by watching a football game played in the Midwest in two feet of snow.” Doc took a bite of sweet roll, being careful to get that pulverized white frosting gently misting down to his necktie. He took a couple of chews and swallowed. It was its usual great sweet roll and deserved a smile. “Steve,” said Doc, “you need a hobby. When the outside world isn’t interesting enough to keep you optimistic, go find something you enjoy doing, and do it.” “Like what, Doc? I can’t play guitar or collect stamps. I just can’t.” “Then you make up your own hobby, Steve, like bull kicking.” “What?” “Sure. Walk out in the pasture and kick one of those old bulls in the butt.” “But he’ll chase me.” “Of course,” said Doc, “but you can use the exercise.” Visit Our Website at www.broadcasteronline.com Shed Those Fears of A Shocking Discovery Cancer Treatment By Daris Howard By Richard P. Holm, MD Mrs. B came into the emergency room one night, years ago, with some stress related issue. After taking her history, I began to suspect there was something else bothering her. As I was beginning her physical exam she blurted out, “I know there is a breast mass but you’re not going to send me to any breast cancer doctor!” She had already decided to avoid standard treatment and her next comment explained why, “My aunt suffered because of awful unnecessary surgery and chemotherapy,” she said. I sensed there was no changing her mind and that meant trouble for my patient. The story evolved as my patient’s breast cancer grew and eroded through her skin to become a weeping and tender sore. She soon sought out unconventional treatment by a non-physician from a neighboring town with an internet degree of some kind who promised to help her. The treatment involved a curious machine with flashing lights and an unusual noise which apparently indicated which group of herbal supplements the patient needed to buy in order to cure the cancer “naturally.” More women are diagnosed with breast cancer than any other malignancy, except for skin cancer. If the breast cancer hasn’t spread outside of breast tissue, then, with I was having trouble with my shoulder this summer. The pain increased during the two times I helped my son move, but I thought that after we finished, it would ease up. The pain did taper off, but it was still almost unbearable. I finally decided treatment, the five-year survival is about I had to have it checked. 99 percent. If the cancer has spread to The doctor moved my arm through a lot of different rotations. He said he was lymph nodes just outside the breast, then, sure there were torn ligaments. He wanted me to get an MRI to make sure, so I set with treatment, the five-year survival is an early morning appointment with the imaging lab so I could get it over with and about 90 percent. Even if the cancer has get on with my day. spread to distant parts of the body, which On the appointed morning, I arrived at eight and filled out the paperwork. It happens only in about six percent of the wasn’t long after I turned it in that I was called back. cases, then, with treatment, more than “Do you have any problems with claustrophobia?” the technician asked. 25 percent are still alive after five years. “Some,” I replied. “But I think if I just keep my eyes closed, I will be okay.” Since 1989, the number of people who “This will only take about eighteen minutes,” he said. “You will have headdie from breast cancer has been steadphones on, partly because the machine is loud, and partly so we can play music. ily decreasing which is the direct result Music usually helps calm a person.” of improved methods for breast cancer The technician examined my shoulder. “Do you have any metal in your arm?” screening, detection and treatment. I shook my head. “No. Why do you ask?” “You have some interesting scarring on your shoulder. If you were to have any My patient died less than a year from metal in it, the metal could heat up in the machine.” our meeting in the emergency room. I still I climbed onto the table. The technician wrapped a cap-shaped item around regret not convincing her to get help from my shoulder and handed me a remote with a button on it. He told me to press it if a science-based breast cancer physician. there was any problem. She may have lived years longer and I laid back and closed my eyes, and the bed moved me into the machine. He in more comfort. Many people are now turned on the music, and the sound and vibration started. But it had been on less being saved who were previously lost to than a minute when it all shut down. all types of cancers. Even when lifesaving He came on over the headphones. “You have a bullet in your arm.” is not possible, current cancer treatment “How can I have a bullet in my arm and not know it?” I asked. can at least improve the quality of the He laughed. “Shouldn’t I be the one asking you that question?” time that remains. He hit the buttons to have the bed move me back out, and he talked to me. “Were you in the military and possibly picked up some shrapnel?” When I told Bottom line: The fear of death and the him I wasn’t, he said, “I suppose it could be picking up something on your shirt.” fear of suffering keep some people from He had me take my shirt off and roll the sleeve on my undershirt up beyond my seeking medical help. Please shed those shoulder. He again put the cap piece over my arm, and I climbed back on the table. fears and seek science-based help. Once I was back in place, he started the machine up again. Once more, the MRI machine was on less than a minute before he shut it down. He spoke over the speaker. Richard P. Holm, MD is founder of The “There is definitely a bullet in your shoulder. It will probably get warm and Prairie Doc® and author of “Life’s Final maybe even really hot. I can try to work around it and still do the MRI, but it has Season, A Guide for Aging and Dying with to be your choice.” Grace” available on Amazon. For free and “Let’s do it,” I said. easy access to the entire Prairie Doc® library, “All right, but if it starts to get too hot, hit the button.” visit www.prairiedoc.org and follow Prairie He started the machine up again, and the spot he indicated had the bullet did Doc® on Facebook featuring On Call with the get hot, but not unbearably so. It also felt like tiny pins were poking me all around Prairie Doc® a medical Q&A show streaming on Facebook and broadcast on SDPB most that spot. By the time the test was done, that part of my shoulder was tingling Thursdays at 7 p.m. central. enough to nearly drive me crazy. After I put my shirt back on, I asked if he would show me the bullet on the MRI. He brought up the image, and I asked, “Do you think that’s what is causing my problem?” “I’m a technician, not a doctor,” he said. “I’m not allowed to even guess. But I do Save $30 on a Summer AC Tune-Up! have a question. Surely you have some idea where it came from, don’t you?” “Oh, I have some ideas,” I replied, “but the strange thing is there are too many possibilities to be sure.” When I walked out of there, all I could think about was how strange it was to Just give us a call and we’ll be told you have a bullet in your arm and not know for sure where it came from. send out a qualified (To be continued.) Buy Local! Shop the Classifieds! 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