Page 4 shop online at www.broadcasteronline.com DAVE SAYS: March 8, 2011 1101 Why can’t she get another job? Dear Dave, Dear Dave, I listen to you often and enjoy your radio show, but why don’t you ever ask women to go to work? When a family is broke, and the woman is at home raising one child who is already in the fifth grade, why can’t the wife get a “second job?” George Dear George, I think far too many ladies, in the name of paying for stuff they don’t need, have left the household and the children for the workplace. Many of them didn’t even want to do this; they just felt obligated to do it by people like you. There are a lot of ladies who have sacrificed their ability to be full-time moms on the altar of the car payment. Now, sometimes ladies have to go to work. There’s a time and a place for that kind of thing. But if there’s any way I can financially and budget-wise figure out how mom can be waiting at home with a big hug and a plate full of cookies when that fifth grader walks in the house – and if that’s what she wants to do – then you’re going to find me fighting for her opportunity to do that. Fairview Township Board of Equalization • Deadline for post mark to request challenge to property value: March 17, 2011 • Letter to Clay County Assessors Office at Court House, 211 W. Main St., Vermillion, SD 57069 • Board of Equalization to meet March 21-25, 2011 at Burbank School. Property owners may come or call by 7pm on March 21 to schedule appointment if necessary. If any questions please call 677-7140 Carolyn Carlson, Clerk Fairview Twp There’s no higher calling on the planet than motherhood. We’ve lost that in our culture, and we’re suffering dearly for it. I’m no Neanderthal jerk. I don’t say every mother has to be at home or they’re a bad person. But these days we’ve got very few people who defend full-time, in-the-home motherhood. The inference you’re making is that she’s not helping, or worse, lazy. Why don’t you go take over her job for a week? I think you’ll find out in a hurry there’s not a lazy bone in her body! —Dave Smaller down payment Dear Dave, I’m 24-years old, and just got married two months ago. We make $80,000 a year, have our emergency fund and no debt, plus we’ve saved up for a 15 percent down payment on a house. I know you suggest 20 percent, but RJ Rider’s Bar is 15 percent okay? Tony Dear Tony, I don’t have a lot of issues with 15 percent instead of 20 percent. You’ll probably end up having to pay private mortgage insurance, but it sounds like you guys are in good enough shape financially to handle things. However, I generally recommend that couples wait until they’ve been married at least a year before buying a home. Buying a house is huge decision. That’s why I think it’s smart to wait and get to know each other even better before making a decision of this magnitude. Plus, you need to figure out just how close you want to live to your mother-in-law! Seriously, take your time and don’t rush things. There will still be great deals on the market in a year or so, and you’ll be able to save more money, too! —Dave * For more financial help, please visit daveramsey.com. AT AUCTION Located on Main St., Gayville, SD Open House: Sat., Feb. 26th • 10am - 11am NOTE: Gayville is a nice community located between Yankton and Vermillion along Hwy 50. This community has a near new school and several newly built homes as well. If you are thinking of starting your own business be sure to check this out! There is plenty of room for a beer garden on the backside of the bar as well as mobile home hookups. LEGAL: N 75’ of Lots 1-2 & 3 Blk 3 original Town of Gayville, Yankton County, SD. TAXES: $805.40 TERMS: Non-refundable $20,000 down day of the auction with the balance on closing April 11th, 2011. Title insurance and closing cost split 50/50 between buyer and seller. Yankton Title closing agent. Taxes prorated to day of closing, with possession on closing. Buyer will be responsible for purchasing inventory day of closing. RJ Rider’s Bar • John & Rita Breckenridge - Owners (605) 661- 1846 Girard Auction & Land Brokers, Inc. Wakonda, SD 57073 • www.GirardAuction.com (605) 267-2421 • Toll Free: 1-866-531-6186 Marv Girard, BA# 12399; Ken Girard, CAI, AARE, Broker# 10183; Mike Girard, CAI, BA#13549 ST. AGNES Church, 416 Walker St., Fr. John Fischer: St. Agnes Church and Parish Office, tele. 624-4478. St. Agnes Rectory, 505 Catalina, tele. 624-1995. Mass schedule: 5 p.m. Saturday, 8:00 a.m. and 10:30a.m. Sunday, Weekday Masses – consult weekly bulletin; Sacrament of Penance, Saturday 4-4:45p.m. ST. PAUL’S Episcopal Church, corner of Main and Linden. Sunday: nursery available. 10:00 a.m. Holy Eucharist. 11:00 a.m. coffee hour. Call 624-3379 for more info. The Rev. Rita Powell, priest. Sunday evening Experience at ONE HOUR is comprised of two primary elements: powerful worship and a life-changing message. Worship at ONE HOUR is led by a talented live band in a style that is consistent with todays culture and a relevant teaching message from LifeChurch.tv’s senior pastor, Craig Groeschel, via video broadcast. The worship is intense and the teaching is challenging but the environment will be relaxed and casual. ONE HOUR on the USD Campus at the MUC, 6:30pm Sundays! www.one-hour.org Also see us at Siouxlandhomes.com www.dunhamcompany.com Elk Point, SD Virtual Tours 1704 Arnold Palmer Lane - $224,900 611 E. Washington Street - $119,900 2650 sf., 4 bedrooms & 3 baths, kitchen appliances included, huge 768 sf garage, dbl. lot. Top to bottom updates in 2006; lite form basement, tiled floors in kitchen, newer cabinets. 4 bedrooms 3 bath ranch. Open concept, living room w/firepl, slider to patio. Kitchen appliances stay. Master w/roomy walk in closet, large mst bath w/double sinks. Main fl laundry. L level finish: huge family rm, 2 bedrms w/egress, full bath. 3 stall heated garage w/epoxy finish floor. 3rd stall set for tandem 4th stall, pad poured. OPPORTUNITY - - - OPPORTUNITY - - - OPPORTUNITY This is a great opportunity for someone wishing to purchase a thriving turn-key bar! The bar consists of a 50’x60’ block building built in 1975. Building has kitchen, 4-bathrooms, storage, and walk-in cooler. New roof in 2009, 2 heat pumps hooked to natural gas, new water heater, & updated ansul system. Business includes under bar coolers, kitchen appliances & fryers, tables & chairs, bar stools, several lights, signs & more! This property does include a liquor license. For a complete listing & photos of everything included, go to www.GirardAuction.com! REACH 2 MILLION HOUSEHOLDS! Do you have a product, service, or business that would be helped by reaching over 2.5 million households throughout Iowa and the surrounding states? The Midwest Classified Network will allow you to reach these potential customers quickly and inexpensively. For more information concerning a creative classified ad call this publication or Midwest Free Community Papers at 800-248-4061 or get information online at www.mcn-ads.com (MCN) Patricia Curry: 605-661-2860 Andy Curry: 605-261-1202 Archie Dunham: 605-366-4625 Sold in one auction as a turn-key, ready to run bar & grill! Saturday, March 12th at 10:00 am Announcements - 1101 Events 207 W. Clay Street. - $60,000 710 E. Main Street - $154,900 2103 sf Ranch (1/2 of duplex) 3 bedroom, 2 bath, main floor laundry. Huge LL family room, storage. Oversized garage, fenced yard, garden shed. Many updates. 3 bedroom, 1 bath, huge kitchen. New carpet/ flooring/interior/extior paint/roof 2009. 2 blocks from school. 209 W. Walnut Street - $98,500 602 S. Pinckney Street - $205,900 1/2 Duplex. 1034 sf, ranch, 2 bedrooms, 1 bath, main floor laundry. All appliances included. Single attached garage w/GDOpener and remote. 2-car garage on alley. Ranch, 2147 sf, 4 bedrooms, 3 bath, bay dining area leads to deck. Main floor laundry. Master bed/bath, walk-in closet. Huge garage, lawn sprinkler system. 101 West Cherry Street Vermillion, SD 605-624-8624 800-624-6690 2009s Ford Escape Ford Explorer Ford Fusion Lincoln Town Car The USD Luther Center, where church and flip-flops go together! The Luther Center, at the corner of Cherry & Plum, Vermillion, has weekly worship services on Wednesday evenings at 7p.m. and 5 Alive meal and devotional gathers on Sunday evenings at 6p.m. during the school year. Pastor Kevin Jensen, 605-624-2834 The Vermillion First United Methodist Church, a welcome place reaching out to all God’s people. Located at 16 N. Dakota St., Sunday School 9:15am, Worship 10:20am. Call 624-2179 for more info. Pastor Brook R. McBride. TRINITY LUTHERAN CHURCH, 816 E. Clark, 624-4442: WORSHIP: Saturday Evening at 5:30pm; Sunday Morning at 10:00am. Holy Communion on the 1st and 3rd Sunday each month. Sunday School, 9am. Info: www.trinityvermillion.org Unitarian Universalist "The Uncommon Denomination." Services are the first and third Sunday of each month at 7 p.m. in the basement of the United Church of Christ, 226 E. Main. Child care services and refreshments provided. All welcome. Info: www.unitarianvermillion.blogspot.com UNITED CHURCH OF CHRIST CONGREGATIONAL, 226 E. Main St., Pastor Steve Miller. 10:30a.m. Worship Service. No Longer S t r a n g e r s www.uccvermillion.org Vermillion Alcoholics Anonymous Group: A fellowship of men and women banded together to help each other recover from alcoholism. Meetings are held in the Post Office basement. Closed AA on Tuesday, 8 p.m. Closed AA on Friday, 8 p.m. VISUALLY IMPAIRED meeting, 1:00 every second Monday of the month. For information 605-624-4063 or 605-653-1000. WANT TO ADVERTISE TO THE MIDWEST? Place your classified ads in the Midwest Classified Network anytime online at www.midwestfreeclassifieds.com(MCN) 1200 Cars DONATE YOUR CAR! Breast Cancer Research foundation! Most highly rated breast cancer charity in America! Tax Deductible/Fast Free Pick Up. 800-771-9551 www.cardonationsforbreastcancer.org nani www.vermillionford.com Tom Taggart 624-8701 David Halverson 624-4097 2010s Ford Escape Limited Mercury Mariner Ford Focus Ford Flex Mercury Milan Mercury Grand Marquis Ford Fusion Announcements Events 2006s 2008s Ford Expedition Ford Escape Ford F-150 Super Crew Ford Escape 4x2 2007s Ford Five Hundred Pontiac Grand Prix Ford Fusion Ford F-150 Super Cab Ford Expedition Limited Ford F-350 Reg. Cab Flatbed Dually Diesel Ford Edge AWD 2005s Ford Edge FWD Ford Escape Chevrolet Malibu Ford Expedition XLT Mercury Milan Ford Expedition Limited Ford F-150 Super Crew Ford F-250 Crew Cab Many More to Choose From CHECK OUT OUR INVENTORY AT WWW.VERMILLIONFORD.COM Check us out online at www.broadcasteronline.com