Page 4 shop online at www.broadcasteronline.com March 15, 2011 DAVE SAYS: Which is best — buy now or wait? Dear Dave, My wife and I just relocated for my new job. Right now we’re renting an apartment, and we should make about $15,000 on the sale of our old house. Should we use the money from the sale of our house to pay off all our debt, or go ahead and use it as a down payment on a new home now? Brian Dear Brian, Traditionally, lots of people would tell you to use the money now to help save up for a down payment. The problem is that I’m not traditional at all. I love real estate, and I want you guys to own your own home again. But even more than that, I want to see you two get out of debt and stay out of debt! Paul’s Plumbing, Inc. PAUL HAGENBUCH Residential • Commercial • Repair 900 N. Norbeck St., Vermillion, SD 605-624-3463 I know this wouldn’t be a popular plan with some folks, but if you’ve got no debt – along with a decent, inexpensive place to hang your hat for a couple of years – you’ll be able to save money like crazy for a fat down payment. It will also give you time to become familiar with the area and find a place you both really like. When you lose the debt, Brian, you gain control of your largest wealth-building tool – your income. That’s when the fun begins! —Dave Fairview Township Board of Equalization su|do|ku © 2008 KrazyDad.com Filll the puzzle so that every row,, every column,, and every e e o t y y d n n e s 9 t g section contain the numbers 1-9 without repeating a number Dear Dave, I’m one of five sisters, and our parents’ fiftieth wedding anniversary is just around the corner. My two oldest sisters made plans for a party without consulting the rest of us. Now, they want everyone to chip in $1,000 to help pay for things. I’m trying hard to get out of debt, and I just don’t have that kind of money right now. How can I be fair about this? Dear Anonymous, A $5,000 party is pretty big stuff. Since you weren’t asked about this ahead of time, and had no say in anything, fair would be for you not to pay a dime! That kind of planning without consulting the people involved and helping pay for the event is way out of line. Don’t let your big sisters lay a guilt trip on you, either. This has nothing to do with how much you love your parents. It has everything to do with communication and consideration, or 1101 201 W. Cherry, Vermillion •Letter to Clay County Assessors Office at Court House, 211 W. Main St., Vermillion, SD 57069 If any questions please call 677-7140 Carolyn Carlson, Clerk Fairview Twp Anonymous Tell them you saw it in the Broadcaster! •Deadline for post mark to request challenge to property value: March 17, 2011 •Board of Equalization to meet March 21-25, 2011 at Burbank School. Property owners may come or call by 7pm on March 21 to schedule appointment if necessary. Sisters should have asked! www.broadcasteronline.com HOLMES WELDING 1 mile west of Vermillion • Business Exit 50 & Timber Rd 605-624-3532 We repair ALL snow removal equipment and have new cutting edges in stock. Steal fabrication and aluminum welding 605-624-3532 WANTED Farm Equipment & Misc. Consignments For Newcastle Consignment Auction Saturday, April 2, 2011 For proper advertising we need your consignments in by March 20th. Call one of our auctioneers. • John Wortmann, 402-355-2614 • Kelly Konken, 402-254-3472 • Ed Huwaldt, 402-337-0784 ST. AGNES Church, 416 Walker St., Fr. John Fischer: St. Agnes Church and Parish Office, tele. 624-4478. St. Agnes Rectory, 505 Catalina, tele. 624-1995. Mass schedule: 5 p.m. Saturday, 8:00 a.m. and 10:30a.m. Sunday, Weekday Masses – consult weekly bulletin; Sacrament of Penance, Saturday 4-4:45p.m. ST. PAUL’S Episcopal Church, corner of Main and Linden. Sunday: nursery available. 10:00 a.m. Holy Eucharist. 11:00 a.m. coffee hour. Call 624-3379 for more info. The Rev. Rita Powell, priest. Please Recyle When Done Reading! 2011 Ford Edge SEL AWD #3302 Check today’s issue for the solution to the puzzle. INT Book 17 #7 MSRP MFG Rebate Dealer Savings Sale Price $36,175 $3,000 $2,176 $30,999 439 $ and 3.99% APR 75 month w/$2,000 customer cash. All rebates to dealer. 3.99% W.A.C. credit rebates subject to change. * For more financial help, please visit daveramsey.com. Announcements - 1101 Events REACH 2 MILLION HOUSEHOLDS! Do you have a product, service, or business that would be helped by reaching over 2 million households throughout Iowa and the surrounding states? The Midwest Classified Network will allow you to reach these potential customers quickly and inexpensively. For more information concerning a creative classified ad call this publication or Midwest Free Community Papers at 800-248-4061 or get information online at www.mcn-ads.com (MCN) 624-4429 in this case, a lack of these things on their part. Just let them know, in a firm but loving way, what your situation is right now. Tell them you’d be happy to chip in what you can, but it won’t be anything close to $1,000. And tell them next time to check with their little sisters before hatching up an expensive plan like this! —Dave Lewis & Clark Ford mo. 316 Capitol St. • Yankton, SD (605)664-2000 • 1-877-865-7668 www.lewisandclarkford.com Announcements Events Sunday evening Experience at ONE HOUR is comprised of two primary elements: powerful worship and a life-changing message. Worship at ONE HOUR is led by a talented live band in a style that is consistent with todays culture and a relevant teaching message from LifeChurch.tv’s senior pastor, Craig Groeschel, via video broadcast. The worship is intense and the teaching is challenging but the environment will be relaxed and casual. ONE HOUR on the USD Campus at the MUC, 6:30pm Sundays! www.one-hour.org The USD Luther Center, where church and flip-flops go together! The Luther Center, at the corner of Cherry & Plum, Vermillion, has weekly worship services on Wednesday evenings at 7p.m. and 5 Alive meal and devotional gathers on Sunday evenings at 6p.m. during the school year. Pastor Kevin Jensen, 605-624-2834 The Vermillion First United Methodist Church, a welcome place reaching out to all God’s people. Located at 16 N. Dakota St., Sunday School 9:15am, Worship 10:20am. Call 624-2179 for more info. Pastor Brook R. McBride. Unitarian Universalist "The Uncommon Denomination." Services are the first and third Sunday of each month at 7 p.m. in the basement of the United Church of Christ, 226 E. Main. Child care services and refreshments provided. All welcome. Info: www.unitarianvermillion.blogspot.com UNITED CHURCH OF CHRIST CONGREGATIONAL, 226 E. Main St., Pastor Steve Miller. 10:30a.m. Worship Service. No Longer S t r a n g e r s www.uccvermillion.org We are Here to Serve You! 605-624-4429