Page 4 shop online at www.broadcasteronline.com October 11, 2011 DAVE SAYS: Time To Break Out The Lunchbox! USED COMBINES 18 Mo. Interest Waiver on All Used Combines and Heads CASE-IH 5088 COMBINE - 385 HR - 30.5X32 LOADED - RT CHOPPER - TRACKER - $192,000 CASE-IH 2366 - 1998 - 2352 HR - 24.5X32 - RT - TRACKER CHOPPER - $83,500 CASE-IH 1644 - 24.5X32 - CHOPPER - RT - 1994 - SHARP CDC ENG - $39,000 SEVERAL GOOD 1620 - 1640 - 1660 JOHN DEERE 9550 - 1537 HR - $89,500 JOHN DEERE 9600 - 1997 - CLEAN - $59,000 NEW HOLLAND TR98 AND TR99 CASE-IH 2188 - 1996 - CLEAN - 2254 HR - CHOPPER MONITOR TRACKER - $69,500 * GOOD SELECTION OF 1020 FLEX HEADS 20 - 25 - 30 FT * GOOD USED 1063 AND 2208 6RN - 8RN CORN HEADS ON HAND PARTS & SERVICE – Harvest Parts Specials – – Combine Parts – • Upgrade Kits • AFX Rotors • Bars • Rotor Wear Bars •Belts • Chains • Rock Trap Blade Kits – Flex Head Parts – • 3” Cut Conversion Kits • Reel Teeth - Sections • Polly - Guards – Corn Head Parts – • Poly Conversions • Gathering Chains • Stalk Roll Knives • Sprockets Large Stock of Case-IH Axial - Flow Combine - Corn and Bean Head Parts - Call Us - Dear Dave, I love your plan, but I think my husband is attached to eating out. Budgeting is very hard for him, and the cost of his fast food lunches is making it dif?cult for us. He’s also taken a salary cut recently, and I’m working a parttime job to help us get by. Can you give him some tough love from a male perspective? Valerie Dear Valerie, It sounds to me like you’ve been way too nice. You’re acting like a mother dealing with little kid, and that’s not a good way to relate to a husband. Plus, if you guys are having money problems, the only time either of you should see the inside of a restaurant is if you’re working there! A man has several jobs in life, and one of those is to take care of his wife and children. You’re wife shouldn’t have to work so you can stuff your face with fast food. When you married him, you didn’t want a little boy. You wanted a man. He needs to grow Salvaging IH 1440 Axial-Flow Combine - Has Rock Trap - Good Feeder - Nice 23.1x26 Tires/ Wheels - Lots of Good Parts Rebuilt Axial-Flow Rotors 40-60-80 Series In Stock Both AFX and Specialty — Save $$$ SERVICE - SERVICE - SERVICE Call Our Full-Service Department Now! - CNH Capital Revolving Account - No Payments - No Interest - 90 Days! All Parts and Service Orders $500 up HARVEST EQUIPMENT * New 750 - 850 - 1000 BU. Grain Carts in Stock * New Augers in Stock - Most Sizes Available * Header Carts In Stock USED EQUIPMENT Brent 772 - 750 BU Grain Cart J&M 750 BU Grain Cart - Red - SHARP Parker 450 - 500 BU Grain Cart Ficklin 500 BU Grain Cart Mayrath 10x72 Swing Hopper - Like New $8,300 Feterl White 10x76 Swing Hopper - Nice $3,950 Feterl White 10x62 Swing Hopper - Nice $3,950 Westfield 10x71 Swing Hopper - $3,950 Dave RAMSEY up and start acting like one! That being said, my perspective probably won’t help. There’s a saying that goes, “Those convinced against their will are of the same opinion still.” He needs a serious change of heart. You said you love my plan, right? Then sit down with this guy, and show him the numbers. Show him where all the money is going, and tell him it’s just plain wrong for him to eat out all the time while you have to work just to make ends meet. People can do all HEAVY METAL Don’t call the rest, call the Best. Top Dollar Paid – Cars & Pickups Only Travis Peterson 605.520.8607 after 4 p.m. Patricia Curry: 605-661-2860 Andy Curry: 605-261-1202 Archie Dunham: 605-366-4625 Emergency After-Hours Parts Service - Call 605-661-3268 — Service Charge Will Apply — kinds of things when they’re stressed out because of money problems. I’m sure taking a cut in salary was a blow to his self-esteem. However, it’s time for a strong wake-up call when these behaviors start to have a negative impact on family and ?nances! —Dave Also see us at Siouxlandhomes.com www.dunhamcompany.com PRICE REDUCED 4 BR, 3 bath ranch. Open concept, living room w/firepl, slider to patio. Kitchen appliances stay. Master w/ roomy walk-in closet, large mst bath w/double sinks. Main fl laundry. L level finish: huge family rm, 2 BR w/ egress, full bath. 3 stall heated garage w/epoxy finish floor. 3rd stall set for tandem 4th stall, pad poured. 1806 Jack Nicklaus – $209,900 PRICE REDUCED 5 BR, 3 baths, master with bath, slider from dining to cedar bi-level deck, fenced yard. Heated and cooled garage. 1804 Jack Nicklaus – $208,000 2 BR, 3 baths, multi-level home, slider from lofted living room to cedar deck, master w/bath & huge walk-in closet. Lower level family room. Triple car garage. Extra storage, extra clean. Dear Dave, I’m a sophomore in college, and I earn about $1,500 a month at my job. My rent is $500 a month. I don’t really have a credit history, but I’ve saved $20,000, and I’m thinking about using it as a down payment on a $140,000 home. Would this be a good idea? Gil Dear Gil, I wouldn’t do it. I love the fact that you’re working while you’re in school. Saving that much money is fabulous, especially for someone who’s not even 20 years old! I almost did the same kind of thing * For more ?nancial help, please visit daveramsey.com. www.broadcasteronline.com PRECISION PAINTING INTERIOR • EXTERIOR COMMERCIAL • RESIDENTIAL Quality Workmanship, Reasonable Rates Since 1983 CLINT TUCKER • 624-4621 A17407 Virtual Tours Elk Point, SD 1704 Arnold Palmer Lane – $219,900 Let’s wait a while … when I was in college. I was into real estate, and I really wanted to test my wings and buy something. Looking back on it, though, I’m glad I didn’t. It would have been a huge mistake. College can be a bumpy enough ride, even for the most responsible student. If you lost your job you’d be in a real mess, and with your stated income you wouldn’t have a lot of breathing room. Plus, the two years following graduation have the potential to be the most permanently lifechanging period you’ll ever experience. You could move across the country for a new job, get married, or decide to attend graduate school. In any of these situations, a house would turn into an anchor around your neck. Being a renter is a great thing while you’re still in school. In the meantime, keep piling up cash until you’re ready to settle down! - Dave 303 W. Washington St. – $105,000 NEW LISTING Well kept ranch. 1361 sf finished, 3 BR, 1 updated bath. All kitchen appliances stay, new countertops. Single car garage attached. Close to downtown and school. A must see! Vermillion, SD 67 Cypress Drive – $194,900 NEW LISTING 2268 sf split home, 4 BR, 2 bath. Home features vaults, 9’ceilings, plan shelf, barrel vault in hall. Stainless steel appliances stay. Bosch dishwasher ‘11. Master w/walkin closet and master bath. Hardwood in kitchen & dining. Huge lower level family room w/builtins and wired for surround/projector. A must see. 10% DISCOUNT COUNTRY CLUB ESTATES/ RESIDENTAL LOTS IN ELK POINT CASH? Need We want to make you a loan! Loans $100-$3,000 Gentry Finance 918 E. Cherry, Vermillion 605.624.6737