102015_YKBP_A3.pdf
Broadcaster Press 3
October 20, 2015 www.broadcasteronline.com
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Dave
Says
A Rule Of Thumb —
Timing Is Everything
BY DARIS HOWARD
Derek, a friend of mine,
had lost half of his thumb to
a power saw while building
kitchen cabinets. Despite
this setback, I never once
saw him discouraged, even
STEEL
CULVERTS
FOR
during the days of his recovSALE: New, All sizes. 605-661ery. He always found a way
5050 or 605-387-5660. Ulmer
to keep his sense of humor.
Farm Service, Menno, SD.
One day he agreed to let
my scout troop use his wood
SUPPORT our service memshop to build our sled for the
bers, veterans and their families in their time of need. For
Klondike Derby. The boys
more information visit the Fishagreed that in exchange they
er House website at
would help clean his shop.
www.fisherhouse.org
Derek spent quite a bit
nani
of time talking to the boys
IT TAKES TWO
THINKING
ABOUT
A
about safety and was insistDear Dave,
CRUISE? Let us help you
ent that they follow the rules
I’ve spent most of my marriage not being a good husband
match your needs and wants
to a T. But never once did
with your budget.
Royal and not being involved in our family finances. After being
he talk about his thumb. I
Caribbean, Celebrity, Carnival introduced to one of your programs at work, I realized how
figured he would use the acand all major cruise lines. Hurcident as a powerful example
ry great offers available for a irresponsible I had been and went home to apologize and tell
of what not to do, but I
limited time! Call 877-270-7260 my wife about it. During this conversation I learned that we
decided he must be embaror go to NCPTRAVEL.COM to have about $80,000 in debt I didn’t know about, plus $45,000
rassed about it, because he
research. nani
in debt on a new car and motorcycle I did know about. We
never mentioned it.
also have a mortgage on our home. My wife apologized for
TV, Internet, and Phone bunEven with all of Derek’s
dles starting at $89.99/mo! making a mess of things, but it wasn’t all her fault. She wasn’t
discussion of safety, it was
Plus - Free HD DVR + EPIX! sneaking around spending and taking out debt, she just made
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Call now!
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mistakes and was afraid to tell me. Together, we make about
eighteen boys out of trouble.
(MCN)
There were more than a few
$100,000 a year. Can you help us?
Want To Purchase Minerals
of them that went home
- Curtis
And Other Oil/Gas Interests.
covered with wood glue or
Dear Curtis,
Send Details To: PO Box
wearing clothes painted a
13557, Denver CO 80201. nani
I’m really glad you’ve made the decision to man up.
different color than when
they came. But they worked
YOUNG READERS Find the That’s a big step in the right direction for you and your
magic of farm life in this won- marriage.
hard, enthusiastic about
derful children's book. Check
the job at hand, and with
To me, what you described is a lot different than her
out Richard the Donkey and
completely lying, hiding stuff, and actively having a financial Derek’s wonderful tools and
His LOUD, LOUD Voice at
great direction, we built a
affair — so to speak — on the side. You weren’t plugged in
www.RichardTheDonkey.com
nani
and she wasn’t doing a good job, but she didn’t have anyone beautiful, sleek sled. It took
us a few scout meetings, but
worse, then she probably
when it was completed, the
1820
Give Aways to talk to about it. Things got it got and didn’t want to tell
felt ashamed about how ugly
boys were proud of the job
they had done.
FREE FIREWOOD: 14 Miles anybody.
Not counting your house, you’ve got about $125,000 in
When it came time to
north of Vermillion. You cut,
you haul. Call (605)271-6148.
clean, their enthusiasm
debt. You’ve got to look at all this with a $100,000 income
waned a bit. I told them that
and say, “What is the fastest way to clean up this dadgum
1850
Agriculture mess?” That’s going to mean beans and rice, rice and
with the twenty of us we
should be able to make short
FREE for 30 words or less beans. That means a scorched-earth lifestyle and living on
work of it. Derek directed the
for private party classified a budget, which also means you’re not going out to eat,
cleaning, and I worked with
line ads in the Broadcaster not going on vacations, and you’re going to start selling so
the boys, having found that
and Plain Talk. If you need much stuff that the kids think they’re next.
was the best way to keep
more than 30 words, don't
them on task.
I’d probably sell the car and the motorcycle. Get into a
worry you still won't pay a lot.
We loaded the garbage
A 31-word ad is only $.90 and couple of basic cars, and spend about two years of crazy
into Derek’s old pickup truck.
the cost only goes up $.50 per intensity getting debt free except for your home. You can
The handle on the tailgate
word thereafter. Stop in at 201 clean this up that fast, but you’re going to have no life
was broken, and a person
W. Cherry Street, Vermillion or
during that time.
had to use a pair of pliers to
call 605-624-4429.
The two of you have some relationship work to do also. It open it, but the truck was
Want to buy good farmland in sounds like you’ve already started on that with you owning
large and held a lot. After
eastern South Dakota. If you
your part and her owning hers. The thing is not to blame.
two trips to the landfill to
are ready to sell and want to
From this point forward you need to sit down together and
avoid brokerage fees, call
(402)750-4409. Cash buyer, make all of your decisions — financial and otherwise —
local individual.
together.
Trust me, if you’re both willing, you can heal the math
Want to Buy: Good farmland
in eastern South Dakota. If you problem, the debt problem and the marriage problem all at
are ready to sell and want to the same time. It will be an amazing thing!
Your opinion is something
avoid brokerage fees. Call 402we always want to hear.
Questions?
—Dave
750-4409. Cash buyer, local inCall, write us or contact
We’re
all ears.
* Dave Ramsey is America’s trusted voice on money and
business. He has authored five New York Times best-selling books.
1870
Ag Equipment The Dave Ramsey Show is heard by more than 8.5 million listeners
For Sale: JD 750 no till drill, each week on more than 550 radio stations. Dave’s latest project,
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605-202-1088.
dividual.
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Call the
Broadcaster at
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or stop by to place
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Story Ideas?
know how we are doing.
201 W. Cherry •Vermillion, SD 57069
605-624-4429 • classifieds@plaintalk.net
Two Locations
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- Music -
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605-384-3681 • 800-693-1990
O r v i s i t u s a t : w w w. m a r k s i n c . c o m
W.H. Over Museum • 1110 University Street
•Homeowners
unload, the shop was finally
looking nice.
Derrick and I were loading
the last of the garbage into
his truck while the boys
played a game of steal the
flag, when the subject of his
injured thumb came up.
“I am just a bit curious,”
I said. “I thought that when
you talked to the boys about
safety, you might mention
your accident.”
Derrick laughed. “Actually, I save that until just
the right moment. Timing is
everything.”
“Like what?” I asked.
“You’ll see,” he replied.
It wasn’t too long before
the game of steal the flag
ended and the boys came
over. “Hey, Gordy,” Derek
said to the oldest scout,
“would you mind closing the
tailgate of my pickup while I
hold the garbage out of the
way?”
Gordy nodded and
slammed the tailgate shut.
The instant it latched, Derek
put his cut thumb into the
crack at the edge and started
to scream, “You caught my
thumb!” He continued to
scream as the boys rushed
around, knocking each other
down, trying to find some
pliers to open the tailgate,
while I almost suffocated
myself trying to conceal my
laughter.
The more the boys
tried to hurry, the worse
things went. They eventually found pliers, dropping
them multiple times in their
anxiousness. But finally, the
tailgate popped open, and
Derek pulled his thumb out
and held it up. The boys
shuddered, thinking they had
cut it off. Then one of them
asked suspiciously, “So why
isn’t bleeding?”
Derek started to laugh.
“You know, come to think of
it, that is the one I cut the
end off of a few years ago
with the table saw.”
The boys looked sheepish
knowing they had been had.
Laughing, Derek turned to
me and said, “Timing truly is
everything.”
605-624-6291Knutson, D.D.S
Dr. Richard Knutson, D.D.S • Dr. Matthew
www.KnutsonFamilyDentistry.com
BlainesBodyShop@gmail.com