2 Broadcaster Press Menus listed below are for April 12 - April 18. Menus are subject to change without notice. Vermillion Schools Breakfast Available everyday: Breakfast entrée or choice of cereals with toast. Fruit or Fruit Juice, Milk choices Wednesday – A. Yogurt with Goldfish Grahams, B. Cereal Choices and Toast, Pineapple, Juice Choices, Milk Choices Thursday – A. Pancake Sausage Stick, B. Cereal Choices and Toast, Peaches, Juice Choices, Milk Choices Friday – No School Monday – No School Tuesday – A. Waffles with Syrup, B. Cereal Choices and Toast, Pears, Juice Choices, Milk Choices Vermillion Elementary Schools Lunch Wednesday – A. Domino’s Pizza, B. Baked Fish Sandwich, Golden Corn Thursday – A. Baked Ham April 11, 2017 www.broadcasteronline.com SCHOOL LUNCH MENUS Slice and Dinner Roll, B. Chicken Nuggets and Dinner Roll, Scalloped Potatoes, Home-style Green Bean Casserole, Holiday Cookie Friday – No School Gravy Monday – No School Tuesday – A. Italian Dunkers with Marinara Sauce, B. BBQ Rib Sandwich, Candied Carrots Vegetables Thursday – Tater Hot Dish and Dinner Roll, Mixed Vegetables Friday –No School Monday – No School Tuesday – Italian Dunkers with Marinara Sauce, Candied Carrots Vermillion Middle School Lunch Wednesday – Domino’s Pizza, Golden Corn Thursday –Ham Slice and Dinner Roll, Scalloped Potatoes, Green Bean Casserole, Holiday Cookie Friday – No School Monday – No School Tuesday – Italian Dunkers with Marinara Sauce, Candied Carrots St.Agnes School Lunch Wednesday – A. Domino’s Pizza, B. Baked Fish Sandwich, Golden Corn Thursday – A. Baked Ham Slice and Dinner Roll, B. Chicken Nuggets and Dinner Roll, Scalloped Potatoes, Home-style Green Bean Casserole, Holiday Cookie Friday – No School Monday – No School Tuesday – A. Italian Dunkers with Marinara Sauce, B. BBQ Rib Sandwich, Candied Carrots Vermillion High School Lunch Wednesday – Tater Hot Dish and Dinner Roll, Mixed Elk Point-Jefferson Breakfast Wednesday – A. Yogurt with Goldfish Grahams, B. Cereal Choices and Toast, Fresh Dakota Senior Meals Served at The Main Street Center & Town Square, “Meals on Wheels” Please call before 9:00am to schedule or cancel a meal at 624-7868. Menus listed below are April 12 - April 18. Menus are subject to change without notice. All menus are served with whole grain bread and 1% milk unless otherwise noted. Wednesday – Turkey ala King over Biscuit, Mixed Vegetables, Peaches, Tomato Juice Thursday – Beef Barley Soup, Carrots, Lime Pacific Mold, Fruit Crisp, Crackers Friday – Salmon Patty, Creamed Potatoes, Peas, Red Jello with Peaches Monday – Swiss Steak with Onion and Tomatoes, Baked Potato, Oriental Blend Veggies, Fresh Fruit Tuesday – BBQ Ribs, Potato Wedges, 7-Layer Salad, Seasoned Spinach, Mandarin Oranges Turn Yo ur Clutter i nto Cash! Orange, Juice Choices, Milk Choices Thursday – A. Pancake Sausage Stick, B. Cereal Choices and Toast, Mixed Fruit, Juice Choices, Milk Choices Friday – No School Monday – No School Tuesday – A. Sausage Gravy over Biscuit, B. Cereal Choices and Toast, Pineapple, Juice Choices, Milk Choices Elk Point-Jefferson Elementary & Middle School Lunch Wednesday – A. Super Nachos, B. Grilled Chicken Sandwich, Refried Beans, Cinnamon Breadstick Thursday – A. Home-style Tater Hot Dish and Dinner Roll, B. Hot Dog, Mixed Vegetables Friday – No School Monday – No School Tuesday – A. Italian Dunkers with Marinara Sauce, B. BBQ Rib Sandwich, Candied Carrots Elk Point-Jefferson High School Lunch Wednesday – A. Super Nachos, B. Grilled Chicken Sandwich, Refried Beans, Cinnamon Breadstick Thursday – A. Home-style Tater Hot Dish and Dinner Roll, B. Hot Dog, Mixed Vegetables Friday – No School Monday – No School Tuesday – A. Italian Dunkers with Marinara Sauce, B. BBQ Rib Sandwich, Candied Carrots Irene-Wakonda School Breakfast Available every day: Breakfast entrée or Choice of cereals w/toast, Fruit, Milk Choices Wednesday – Breakfast entrée or Choice of cereals w/toast, Fruit, Milk Choices Thursday – Breakfast Pizza, Fruit, Milk Choices Friday – No School Monday – No School Tuesday – Waffles, Fruit, Milk Choices Irene-Wakonda Elementary School Lunch Wednesday – A. Super Mexi Tots with Bread, B. Pork Rib Sandwich, Carrots Thursday – A. Spaghetti with Meat Sauce, B. Chicken Sticks, Garlic Toast, Green Beans Friday – No School Monday – No School Tuesday – A. Tex-Mex Mac and Cheese with Bread, B. Mini Corn Dogs, Corn Irene-Wakonda Middle & High School Lunch Wednesday – A. Super Mexi Tots with Bread, B. Pork Rib Sandwich, C. Italian Sub, Carrots Thursday – A. Spaghetti with Meat Sauce, Garlic Toast, B. Chicken Sticks, Garlic Toast, C. Turkey and Cheese Sub, Green Beans Friday – No School Monday – No School Tuesday – A. Tex-Mex Mac and Cheese with Bread, B. Mini Corn Dogs, C. Cold Cut Sub, Corn Dave Says Roth Over Pension Dear Dave, — Dave My wife and I are both 25 years old, and we’re working on Baby Steps 4, 5 and 6. I have a 401(k) through my employer, and she has a pension. Cur- Dear Dave, rently, we’re falling short of the 15 per- I’m new to you and your plan. Why do you want people to pay off cent of income you advise putting to- the debt with the smallest balance first, instead of the one with the ward retirement. Should we get IRAs, highest interest rate? or start stocking money away in her Courtney pension? John Dear Courtney, Simply put, because personal finance isn’t all about math. PerDear John, sonal finance is only about 20 percent math. The other 80 percent I wouldn’t put money into a pension. is behavior. For one thing, when you die after put- We list debts in the debt snowball in order of the smallest to the Dave ting money into a pension, in most cases it largest balance, putting as much as possible toward the smallest 2x1 dies with you. Number two, when you put while paying the minimum payments on the others. The reason, money into a pension, you’re going to get as I mentioned earlier, is behavior modification. It helps you see about a six percent rate of return in the cur- yourself making a dent in your debts. rent environment — maybe even as low as five percent. You’re It’s easier to change bad habits when you see quick results from not making much on it while you’re alive, so I don’t advise putting your efforts to eliminate negative behaviors. Paying off the smallest money in pensions. We let employers put money in pensions, if they debts first, instead of the debts with the highest interest rates, will want to. That’s a nice benefit, but I wouldn’t add to it. give you quick wins that will help keep you motivated. It provides I would do a couple of Roth IRAs, and max those out. Then, max proof that you can succeed and become debt-free! out whatever you’ve got at work that you own. Of course, when — Dave you’re vested in a pension, you own it. That much is true. But still, I don’t advise adding to pensions, buying years up, or any of those * Dave Ramsey is America’s trusted 3x1 on money and business, voice kinds of things. and CEO of Ramsey Solutions. He has authored seven best-selling There are a few examples out there where that kind of thing works books, including The Total Money Makeover. The Dave Ramsey mathematically to your benefit, but they’re very hard to find. Out of Show is heard by more than 12 million listeners each week on 575 all the years I’ve been in this business, I can count on two hands the radio stations and multiple digital platforms. Follow Dave on Twitter number of times I’ve seen it work out. at @DaveRamsey and on the web at daveramsey.com. So no, I wouldn’t do more with a pension where you add to it yourself, especially at such a young age. Why the Smallest Debt First? Broad casteronline .com RAMSEY Broadcasteronline.c om Advertise your Garage Sale to thousands of readers! Broadcasteronline.c om 624-4429 A Tough Lesson 4x1 annoyed at this delay that had ruined our evening and was in no mood to visit. In addition, she was dressed in rough denim jeans and an old T-shirt and was quite coarse in her demeanor. But the lady seemed driven to find someone to share the time with. “You know,” she said, “it could be worse.” I felt skeptical. How could it be worse? “You could be the family of the man who was killed in the car wreck,” she said. “We may be late getting home tonight. But their husband and father won’t be coming home at all.” I felt shame flood over me. She was right. My family was safe, and we still had each other. “You know,” the lady continued, “I lost my father in a car wreck years ago. He was supposed to go to my recital that night. He didn’t make it, and I was upset at him. Then, after we got home, the police came and told us what had happened. Suddenly, I didn’t care that he wasn’t home on time. I just wanted him to come home. I remember watching for him for weeks, hoping it was all a big mistake and that he would still come. Comme Free Estimates Grain Bin Dealer Bill Brown 677-9220 624-8887 rcial Leave Message 300+ Miles 30+ Towns 200+ Vendors way al esidenti R APRIL 28-30, 2017 gain Buy The Bill’s Lawn Service But he didn’t. Just like that truck driver’s family will be wishing for their husband and father, but he won’t be there.” As she continued to talk, there were suddenly many things more important to me than being someplace on time. Three of them were with me in that restaurant, and I had just spent time with others all weekend. The lady continued to talk, and we mostly just listened. It was easy to tell that this wreck had brought back some painful memories that she needed to share. As the traffic started to move again, and she prepared to leave, I was sad to see her go. As she left she said, “I should be on my way so my husband will know that tonight I will be coming home.” As we pulled into our driveway at one in the morning, four hours after we had planned, I was grateful for an angel in rough denim and an old t-shirt that reminded me of what is important in life. rip! We were visiting my oldest daughter in California. While she and her husband went to a concert, we stayed with their children. While the parents had a great time getting away, we had a wonderful night with pizza, a movie, and playing games. All too soon the weekend was over and it was time to head home. We stopped in Provo to drop off my college-student daughter and then visited another daughter and her family. We enjoyed playing with our five-month-old grandson as we visited. He was happy and smiling, much different from our last visit. He must have forgotten the immunizations shots he had had and decided to forgive the injustice he had been subjected to. We left there, and headed on our way, enjoying the pleasant feelings from the weekend with family. But that didn’t last long. As we reached the south part of Salt Lake City, the warning signals were flashing. “Freeway blocked ahead. All traffic routing off of freeway.” Soon we found ourselves at almost a standstill. We checked the internet and found that the projected freeway opening was hours away. Then, to make matters worse, my youngest daughter started feeling sick. We were able to get onto an open off ramp lane leading into a mall parking lot. That lane was clear because no one wanted to get stuck in the parking lot. The line of cars there was backed up from one side to the other. My wife drove the van to take her place in the exit line, and I took my daughter for a walk to get some fresh air. When we returned about fifteen minutes later, our van was only ahead about four car lengths. At that point I made the decision that we would park the van and eat at a restaurant. We finished eating and were sitting in comfort there, watching the line of barely moving cars, when a lady approached us. I was feeling Bar By Daris Howard Ult SED imate Road T Offering NEW & U LARGE & SMALL one! call 402.893.2880 ry Something for Eveor email fullboremfg@frontiernet.net or email available locally! Guidebooks wwwbargainbuyway.com USD Jazz Ensembles with guest IRRIGATION SALES & SERVICE Irrigation PVC, Wire Installed, Well Drilling Domestic & Irrigation Pump Installation WATERLINE & ELECTRIC TRENCHING Tree & Concrete Removal, Site Clearing, & Ditch Trenching ALL TYPES OF DIRT WORK - FREE ESTIMATES Bobcats • Crane • Dozers • Excavators • Grader Grain Trailer • Scrapers • Side Dumps • Trenchers Vermillion, SD (605)670-9567 Hartington, NE (402)254-2568 Licensed in SD, NE & IA Vince DiMartino, trumpet Wednesday, April 12, 7:30 PM Warren M. Lee Fine Arts Center, Colton Hall Free Admission