July 25, 2017 www.broadcasteronline.com Broadcaster Press 3 Miscellaneous Dave Says Vermillion Summer Lunch Menu 1815 Using the Grandchild for Money Lower that Cell Phone Bill. Get 2 lines of unlimited data for $100/mo. with AutoPay--taxes & fees included. Video Streaming & Mobile Hotspot included. Limited offer/Restrictions Apply. Call Today and Save. 855549-9399 (MCN) Dear Dave, My wife and I have been helping our adopted daughter financially for some time. She’s 25, has been married for three years, and we don’t see this cycle stopping anytime soon. The worst part is, they will often throw in that our grandchild will go without something unless we help. We’re certain this isn’t teaching them to stand on their own feet, but we don’t know what else to do. David OXYGEN Anytime. Anywhere. No tanks to refill. No deliveries. The All-New Inogen One G4 is only 2.8 pounds! FAA approved! FREE info kit: 844-558-7482 NANI OXYGEN – Anytime. Anywhere. No tanks to refill. No deliveries. 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We buy your existing contract up to $500! 1-800-919-3588 (MCN) STEEL CULVERTS FOR SALE: New, All sizes. 605-6615050 or 605-387-5660. Ulmer Farm Service, Menno, SD. Stop paying too much for cable, and get DISH today. Call 855-589-1962 to learn more about our special offers! (MCN) SWITCH TO DIRECTV. From $50/Month, includes FREE Genie HD/DVR # 3 months HBO, SHOWTIME, CINEMAX, STARZ. Get a $50 Gift Card. Call 877-894-5275 (MCN) Valentines Getaway! 4-Day Bahamas Cruise on Carnival Liberty Sailing 2/11/18 from Port Canaveral. Inside $363.55pp Balcony $483.55pp, including taxes & port fees. $150pp Deposit by 9/10/17 to secure your cabin! Call NCP Travel 877-270-7260. nani Water Damage in your Home? Call now for a free, fast quote. Insurance approved. Help restore your piece of mind! 866865-1875 (MCN) 1820 Give Aways FREE: Galvanized tin from shed that blew down. Wood still attached. Must take all. 605-770-2950 1850 Agriculture Want to buy: Small square baler, hay tub grinder, JD 3800-3960 silage cutter, JD 454, 643 or 444 corn head, JD 212 pickup head also Sund pickup 605-661-6335 or 605665-4753. WE HAVE SEVERAL CREWS OF BEAN WALKERS. We do any type of farm work including cutting cedar trees. Put up fence and tear down fence. 24 years' experience. For more information call (712)943-2084, Cell (712)251-3277. Ramsey Graffiti Artist By Daris Howard Over 95 Don’s Dust Control 605-491-2133 1895 Utility – Livestock Trailer Trailer Sale! Triton All Aluminum utility trailers; Tilt bed aluminum UTV & utility trailers; Scissor lift trailers; 4-Place Snowmobile trailer; 16 14,000 lb. Dump trailer; 100s of TRAILER parts! 2017 6X12 Vnose, ramp $2,775.00; 2017 7x16' V-nose, ramp door, radials $4,439.00; www.FortDodgeTrailerWorld.com 515-9724554 (MCN) Serving... Years In Business Dakota Senior Meals Served at The Main Street Center & Town Square, “Meals on Wheels” Please call before 9:00am to schedule or cancel a meal at 624-7868. Menus listed below are July 26 – August 1. Menus are subject to change without notice. All menus are served with whole grain bread and 1% milk unless otherwise noted. Wednesday – Liver and Onions, Baked Potato, Green Bean Amandine, Crunchy Cranberry Salad Thursday – Ham Loaf, Diced Parsley Potatoes, Cooked Cabbage, Apricots Friday – Cooks Choice Monday – Roast Pork, Scalloped Potatoes, California Blend Veggies, Cooked Apples, Cake and Ice Cream Tuesday – N/A ' 3 HDGOLQHV t n or Re F Morse’s Market e- -farm fresh produc sweet corn – summer squash cucumbers – peppers basil – local honey tomatoes coming soon! Open 7 days a week • M-F 12 Noon-6pm • Sat & Sun 10am-6:30pm Vermillion: 605.624.5618 • Yankton: 605.665.4348 Sioux City: 712.252.2000 Vermillion Dental HealtH Located 2 Blocks South of Cotton Park & Soccer Park or 708 S. Dakota St. Vermillion 605-624-9330 or 605-677-7852 VermillionDentalHealtH.Com On behalf of children with life threatening illnesses, we would like to thank Vermillion and its surrounding communities. Acceptingts! new pAtien The eleventh annual Make A Wish dinner and auction was a huge success! Produce For Sale: Onions, Beets & new potatoes 75¢ per pound. Call Andy Nielsen. 605-6617326. Wednesday – Cheeseburger, Green Beans Thursday – Baked Corn Dog, Peas Friday – Hot Ham and Cheese Sandwich, Golden Corn Wyatt thought about it and realized there was a little bit of excitement, but that was getting old. It was more the creativity. “Creativity is a part of human nature,” the church leader said. “You need to take care of the illegal things you have done, but you also need to find another creative outlet.” Wyatt turned himself in and was sentenced to hours of community service, much of it scrubbing off graffiti or painting over it. But he couldn’t find a creative outlet and could feel the desire to create growing within him. Then one day he heard a business owner talking to a customer. “We need to paint our shop,” she said, “but I wish I could get someone to paint a logo or picture or something instead of just a boring paint job.” Wyatt had an idea. By promising to paint over it at his Classified Ads: own expense if the owner didn’t like it, he talked her into alFriday at Noon lowing him to paint a logo in a graffiti style on the building. The evening he started to paint, the police arrested him. He Display Ads: had to get the business owner to explain their agreement Friday at 11AM before he was released. Wyatt bought a suit to paint in after that so he looked professional. Graffiti art is something that takes some getting used to, and at first, the owner wasn’t sure she liked it. But she got so many compliments that she kept it and grew to love it. Soon job offers poured 1115 Valley View Drive • Vermillion in. He even painted cars, pickups, and trucks. He had Spacious Executive Family Home with a waiting list for months 6 bedrooms, 3 baths, new appliances, of work. He said he even two fireplaces, family room, two safe checked with the art departrooms, partially fenced yard, and two ment to see if it was possible detached garages, situated on secluded to major in graffiti art. They 2.8 acre lot with beautiful bluff view had never even considered $1850/month it before, yet Wyatt ended up making a good living at it For details call Robin at while going to school. As the truck whizzed by 941-957-8737 me, my thoughts returned to the present, and I smiled and said, “Nice work, Wyatt.” A truck was approaching, and I recognized some art work on the side and smiled. I thought back to the first day of class a couple of years earlier. The students were introducing themselves. When we got to Wyatt, his introduction was unique. “I am a graffiti artist,” he said. “Not like the graffiti on buildings and trains, though, right?” I asked. “Well,” he said slowly, “yes and no.” By this time the whole class was curious. “Would you like to expound on that, Wyatt?” I asked. “When I was a teenager,” he said, “I started out painting train cars with some friends. My friends soon tired of it. But for me, there was an adrenaline rush trying not to get caught. In addition, I found I was good at it. I must admit that I felt proud when I was out driving by my creations with someone and heard them say it was awesome artwork, even as they talked about how wrong it was for someone to do it. And I hated not being able to tell them it was my work.” “Did you ever get caught?” another student asked. Wyatt shook his head. “I came close a few times. One night I’m sure the police knew they had me cornered, but they couldn’t find me. It was winter, and I stayed hidden all night. They stayed until the next morning but finally left. I nearly froze to death.” “Obviously something must have changed,” I said, “or you wouldn’t be telling us this.” Wyatt nodded. “I had been doing it for around four years when one evening I was out with a girl, and she asked me what I did. When I told her I painted graffiti, she said that was awesome. I had the strangest feeling come over me as I thought, ‘I don’t want to date someone who thinks it’s awesome to break the law.’ Then I realized I was the person breaking the law, and that was worse. I decided I needed to change my ways.” Wyatt said he went to his church leader and explained to him what he had been doing and that he wanted to change. “The problem is,” Wyatt told his church leader, “I love doing it.” “Do you love it because of the excitement of doing Vermillion, Yankton, something wrong, or beSioux City and Everywhere cause it is a creative outlet?” In Between the church leader asked. Registered 18 month old Angus bulls from A.I. Many are suitable for heifers. One Sim/Angus bull. Phone John Schieffer 605-661-8531 or Marnie Shieffer 402-388-4532. 1880 Borrow Against Retirement? Dear Dave, I have an opportunity to take a loan against my 401(k) retireDear David, ment, and pay myself interest. Is this a good idea? Dave You’re right about one thing. It’s time they Susan both learned how to handle money like mature, responsible adults. I don’t know how Dear Susan, much your tried to teach her about finances Actually, you’ll end up costing yourself interest. Never take a when she was growing up, but it sounds like this “needing help” loan against your retirement! thing is turning into an endless cycle. When you pay interest against your retirement, you cost yourself You’re giving them money left and right, and it’s not working. interest. If you leave the company — which you will someday — You’re giving them fish, and you’ve heard that whole saying. You the loan against the 401(k) is due within 60 days. If you don’t pay could also teach them to fish and then not give them any fish, but it off, they consider it an early withdrawal and you’ll get taxed and I like a third choice in this scenario — give them fish only if they penalized big-time. take fishing lessons. They get no more money from you unless If you have a certifiable emergency, like owing the IRS or facing a they get financial counseling together and make a serious move foreclosure, you may have to withdraw some. You’ll still get taxed, toward straightening up their lives. but please don’t ever borrow against retirement! If they try to play on your feelings by saying your grandchild — Dave is hungry, tell them to send the child over for a meal. If they run out of money until payday, tell them to go to their financial counseling session to find answers. Right now, every time they have a * Dave Ramsey is America’s trusted voice on money and busiproblem they call mom and dad. Guess what? They don’t have any ness, and CEO of Ramsey Solutions. He has authored seven bestproblems as long as you’re doing what you’re doing. selling books, including The Total Money Makeover. The Dave Love them well. Hold their hands and say, “When I was your age, Ramsey Show is heard by more than 12 million listeners each I wish someone had done this for me. I’m not going to give you week on 575 radio stations and multiple digital platforms. Follow any more money unless you go to financial counseling sessions regularly and together. If you do this, turn in a budget to us and Dave on Twitter at @DaveRamsey and on the web at daveramlet us coach you on how to be adults and handle your own money sey.com. • Horse Arenas • Private & Commerical Drives 1875 Livestock - Poultry • Unpaved Roads For Sale: 18 Black AI bred heifers to calve 2/20/18 for 10 • Grain Elevator Access days. Bred to low BW Angus • Free Estimates bull, Graphite, 402-649-4891. For Sale: Very large chicken coop, could be a tiny house. Make offer. You move it. Call or text (605)624-6015. The Summer Food Program at well, we’ll help and set up a matching system. If you don’t do the Jolley Elementary will be servmatching part though, you won’t see anything from us.” They’ve figured out if they hold your feet to the fire when it ing lunch Monday through Friday from May 30th to July 28th comes to this grandbaby, you’re going to open the wallet. They’re from 11:00 am to 1:00 pm. playing you right now, and it’s not to their benefit — or yours! — Dave This meal is FREE to anyone 18 or younger. For more information call 677-7000. Menu listed below is for July 26 – July 28. Menus are subject to change without notice. Garry proSSer D.D.S. 605-624-8695 11 Court St. Vermillion ZaCHary Kopf vermilliondh@gmail.com D.D.S. Holy Trinity Greek Orthodox Church 6th & Jennings • Sioux City, IA 17th Annual 3 Days Drive Thru Available JULY 28, 29, 30 FRI. 5PM-10PM • SAT. 11AM-10PM • SUN. 11AM-3PM Free Admission Authentic Greek Food, Music, Bake Sale, Church Tours Through the efforts of everyone involved, children from our area with life threatening illnesses can be granted a wish! THANK YOU • To Old Lumber Company for hosting! • To All of the businesses that provided auction items! • To All of the people who bought auction items and tickets! • To All of the volunteers that assisted in making the night a success! • To 106.3 and Randy Hammer for their support! •To Our Auctioneers: Kenny Winnersteen, Hazen Bye and Jim Brady Sincerely, Gary Madsen, Rick Steenholdt, Kenny Stoos, Sara Bye Schulte, Lucky Huber, Alison Brown, Terry Rye, Sarah Wieseler, Mark Schissel, Blaine & Heidi Schollerman, and Bruce & Kelly Fischbach