2 Broadcaster Press February 13, 2018 www.broadcasteronline.com School Lunch Menus Menus listed below are for February 14 – February 20. Menus are subject to change without notice. Vermillion Schools Breakfast Available everyday: Breakfast entrée or choice of cereals with toast. Fruit or Fruit Juice, Milk choices Wednesday – A. Yogurt with Goldfish Grahams, B. Cereal Choices and Toast, Fresh Orange, Juice Choices, Milk Choices Thursday – A. Pancake Sausage Stick, B. Cereal Choices and Toast, Mixed Fruit, Juice Choices, Milk Choices Friday – No School Monday – No School Tuesday – No School Vermillion Elementary Schools Lunch Wednesday – A. Domino’s Pizza, B. Baked Fish and Cheese Sandwich, Golden Corn Thursday – A. Homestyle Tater Hot Dish and Dinner Roll, B. Hot Dog, Roasted Mixed Vegetables, Chocolate Chip Cookie Friday – No School Monday – No School Tuesday – No School Vermillion Middle School Lunch Wednesday – Domino’s Pizza, Golden Corn Thursday – Home-style Tater Hot Dish and Dinner Roll, Roasted Mixed Vegetables, Chocolate Chip Cookie Friday – No School Monday – No School Tuesday – No School Vermillion High School Lunch Wednesday – Italian Dunkers with Marinara Sauce, Candied Carrots, Home-style Coleslaw Thursday – Home-style Tater Hot Dish and Dinner Roll, Roasted Mixed Vegetables, Chocolate Chip Cookie Friday – No School Monday – No School Tuesday – No School St.Agnes School Lunch Wednesday – A. Domino’s Pizza, B. Baked Fish and Cheese Sandwich, Golden Corn Thursday – A. Homestyle Tater Hot Dish and Dinner Roll, B. Hot Dog, Roasted Mixed Vegetables, Chocolate Chip Cookie Friday – No School Monday – No School Tuesday – No School Elk Point-Jefferson Breakfast Wednesday – A. Yogurt with Goldfish Grahams, B. Cereal Choices and Toast, Fresh Orange, Juice Choices, Milk Choices Thursday – A. Pancake Sausage Stick, B. Cereal Choices and Toast, Mixed Fruit, Juice Choices, Milk Choices Friday – A. Fresh Baked Cinnamon Roll, B. Cereal Choices and Toast, Sliced Pears, Juice Choices, Milk Choices Monday – A. Pancakes with Syrup, B. Cereal Choices and Toast, Mixed Fruit, Juice Choices, Milk Choices Tuesday – A. Sausage Gravy over Biscuit, B. Cereal Choices and Toast, Pineapple, Juice Choices, Milk Choices Elk Point-Jefferson Elementary School Lunch Wednesday– A. Italian Dunkers with Marinara Sauce, B. Crispy Chicken Sandwich, Candied Carrots, Home-style Coleslaw Thursday – A. Home-style Tater Hot Dish and Dinner Roll, B. Cheeseburger, Roasted Mixed Vegetables, Chocolate Chip Cookie Friday – A. Teriyaki Chicken Sandwich, B. Pizza, Golden Corn Monday – A. Home-style Cheeseburger Soup and Dinner Roll, B. Crispy Chicken Sandwich, Steamed Carrots Tuesday – A. Soft Shell Tacos, B. Mini Corn Dogs, Chili Lime Corn, Animal Crackers Elk Point-Jefferson Middle & High School Lunch Wednesday – A. Italian Dunkers with Marinara Dakota Senior Meals Served at The Main Street Center & Town Square, “Meals on Wheels”. Please call before 9:00am to schedule or cancel a meal at 624-7868. Menus listed below are February 14 – February 20. Menus are subject to change without notice. All menus are served with whole grain bread and 1% milk unless otherwise noted. Wednesday – 3oz Breaded Butterfly Shrimp, 1c Dinner Salad, Baked Potato, 1/2c Corn O’Brien, 1/2c Berry Fruit Salad Thursday – Beef Nachos with Pinto Beans, 1/2c Bread Pudding, Orange Friday – Lemon Pepper Cod, 1/2c Parsley Potatoes, 1/2c Glazed Carrots, 1/2c Pears Monday – Closed – Call for Soup Tuesday – 1c Chili, 1/2c Fruit Cocktail, 1/2c Vanilla Ice Cream Dave Says Quit Job for School? Dear Dave, My wife and I have $72,000 in debt from student loans and a car loan. We’re trying to pay off our debt using the debt snowball system, and we each make about $45,000 a year. She’s a teacher, and she’s planning on going back to school for her master’s degree, but she’s thinking about quitting her job to do this. She’ll be able to make more money with the additional education, and she would only be unemployed for two years. The degree program will cost us $2,000 out of pocket per semester for two years. Does this sound like a good idea? Chris Dave Ramsey Dear Chris, There’s no reason for your wife to quit her job to make this happen. Lots of people — especially teachers — hold down their jobs and go back to school to further their education. I’m not sure trying to make it on one income when you’re that deep in debt is a good idea. Whatever you do, don’t borrow more money to make this happen. Cash flow it, or don’t do it. We’re talking about $8,000 total, and you’ve got $72,000 in debt hanging over your heads already. My advice would be to wait until you’ve got the other debt knocked out, then save up and pay cash for school. You could slow down your debt snowball, and use some of that to pay for school, but I’d hate to see you lose the momentum you have when it comes to getting out of debt. The choice is yours, but don’t tack on anymore student loan debt. I know her income will go up with a master’s degree, so from that standpoint it’s a good thing to do. But if you do a good thing a dumb way, it ends up being dumb! — Dave We’re all ears. Your opinion is something we always want to hear. Questions? Call, write us or contact Comments? us via e-mail and let us Story Ideas? know how we are doing. 201 W. Cherry •Vermillion, SD 57069 605-624-4429 • classifieds@plaintalk.net Vermillion Community Theatre Presents... Pre-planning Explained Dear Dave, My grandmother passed away a week ago. She was 98, and I know both she and my grandfather had pre-paid for their funerals in 2004. However, there were outstanding costs of $1,500 with the funeral services we had to pay out of pocket, because she had outlived the insurance policy attached to the pre-payment plan. I know you say it’s always better to pre-plan, not pre-pay, for a funeral. Can you refresh my understanding of this? Rebecca Dear Rebecca, Let’s use a round figure, and say the cost of a funeral is $10,000. What would $10,000 grow to 25 years from now if it were invested in a good mutual fund? Now, juxtapose that number with the increase in the cost of a funeral over that time. The average inflation rate of consumer-purchased items is around four percent. So, the cost of funerals, on average, has risen about four percent a year. By comparison, you could’ve invested that money, and it would’ve grown at 10 or 12 percent in a good mutual fund. Now understand, I’m not knocking folks who are in the funeral business. But lots of businesses that provide these services realize more margin in selling pre-paid policies than they do in caskets. In other words, they don’t make as much money selling the casket as they do selling a pre-paid policy on the casket. Do you understand my reasoning? If we knew the exact date she pre-paid, and how much she pre-paid, that figure invested in a good mutual fund would be a whole lot more than the cost of a reasonable funeral. It’s the same principle behind the reason I advise folks to not pre-pay college, or just about anything else, that’s likely far into the future. The money you could’ve made on the investment is a lot more than the value of pre-paying. Pre-planning, on the other hand, is a great idea for many things — including funerals. I’m truly sorry for your loss, Rebecca. God bless you all. — Dave * Dave Ramsey is America’s trusted voice on money and business, and CEO of Ramsey Solutions. He has authored seven bestselling books, including The Total Money Makeover. The Dave Ramsey Show is heard by more than 12 million listeners each week on 575 radio stations and multiple digital platforms. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. With an ad in the 624-4429 Broadcaster Sauce, B. Crispy Chicken Sandwich, Candied Carrots, Home-style Coleslaw Thursday – A. Home-style Tater Hot Dish and Dinner Roll, B. Cheeseburger, Roasted Mixed Vegetables, Chocolate Chip Cookie Friday – A. Teriyaki Chicken Sandwich, B. Pizza, Golden Corn Monday – A. Home-style Cheeseburger Soup and Dinner Roll, B. Crispy Chicken Sandwich, Steamed Carrots Tuesday – A. Soft Shell Tacos, B. Mini Corn Dogs, Chili Lime Corn, Animal Crackers Irene-Wakonda School Breakfast Available every day: Breakfast entrée or Choice of cereals w/toast, Fruit, Milk Choices Wednesday – Long John Donut, Fruit, Milk Choices Thursday – Waffles, Fruit, Milk Choices Friday – No School Monday – No School Tuesday – Long John Donut, Fruit, Milk Choices Irene-Wakonda Elementary School Lunch Wednesday – A. Italian Dunker, B. BBQ Meatball Sub, Jello, Carrots Thursday – A. Sloppy Joe, B. Hot Dog on a Bun, French Fries Friday – No School Monday – No School Tuesday – A. Spaghetti with Meat Sauce, B. Chicken Sticks, Garlic Toast, Green Beans Irene-Wakonda Middle & High School Lunch Wednesday – A. Italian Dunker, B. BBQ Meatball Sub, C. Italian Sub, Jello, Carrots Thursday – A. Sloppy Joe, B. Hot Dog on a Bun, C. Turkey and Cheese Sub, French Fries Friday – No School Monday – No School Tuesday – A. Spaghetti with Meat Sauce and Garlic Toast, B. Chicken Sticks and Garlic Toast, C. Ham and Cheese Sub, Green Beans Gender Differences By Daris Howard With Valentine’s Day approaching, I have thought quite a bit about the differences in the genders. Watching boys and girls in my classes at the university, I see those differences quite often, and they make me smile. Of course, I had already seen them between my wife, Donna, and me. But often it’s more pronounced among young people. As an example, one day a girl came into class. She apparently had a haircut, though to me it looked the same as it did in our previous class. But the other girls in her group noticed the difference immediately. “Wow!” one girl said. “You got a haircut.” “Yes,” the first girl replied. “And now I can’t do anything with it. It doesn’t lay right on the left side, and the flair is wrong in the back.” She then went on for about five minutes, describing in minute detail how bad it was. When she finally finished, one of the girls in her group said, “Well, I think it’s cute.” All of the other girls in the group voiced their agreement. A few minutes later, just about the time class was to start, a boy came in. He obviously had a haircut because, compared to the previous class day, his hair was almost nonexistent. He sat down, and the boy closest to him noticed his hair. “Hey, Dude, you got a haircut,” the boy said. “Yeah,” the boy with the haircut replied. “Man, it’s ugly,” the first boy said. “Yeah,” the boy with the haircut replied. There was no long, detailed explanation of it, no concern on how it laid, nothing. It was just ugly. Another big difference is how boys and girls ask each other out. When I was younger, girls almost never asked a boy out, but now it’s apparently quite acceptable. And watching the differences is interesting. A boy will try to ask a girl out quietly. But when a girl offers an invitation to a boy, it’s pretty much a community event. The girl will often have a whole entourage of her friends accompany her, surround the boy, and do whatever it takes to make it the social activity of the year. I have analyzed these differences and have come to a few conclusions. A boy is afraid the girl will turn him down, so he does it quietly just in case, so that it will reduce the humiliation. At first, I thought the girl did it in a big group so the boy would be too embarrassed to turn her down. But I’ve since come to the conclusion that I’m thinking like a man. From watching these episodes, I now feel the girl tends to have a great desire to have the boy be proud of her, so she wants everyone to see it when he says yes. Of course, I seldom see a boy turn a girl down in that situation. There is nothing like enduring the wrath of a whole group of girls, and the boy knows it, or quickly will. So, I suppose if her purpose is to guarantee that he will say yes, that tends to work as well. As for myself and Donna, I realized those differences are still there. She was a thousand miles away visiting our new granddaughter. She called and told me she found a beautiful coat that she wanted to buy for me. “I want to send you a picture to see if you like it,” she said. “How much does it cost?” I asked. “I want to have you see a picture first to decide if you like it before I tell you,” she replied. “If you tell me how much it costs, I can tell you if I like it even without a picture,” I said. I could tell by her sigh that she thought I was thinking too much like a man. But when she told me the price, I knew I didn’t like it. Seriously, I saved her lots of time sending the picture. Get your ad in the.. With an ad in the Broadcaster 624-4429 - ROOFING - Asphault Shingle - Steel - Flat - EPDM PRECISION PAINTING Quality Workmanship, Reasonable Rates - SIDING - A real romantic comedy by John Cariani LP Smart - Cement - Vinyl - Stone A DINNER THEATRE Heavy Duty Seamless - Gutter Guard 1500 W. Main Street, Vermillion, SD Sherwin-Williams Pro Valiant Vineyards Winery - GUTTERS - - EXTERIOR PAINTING - Friday, Feb. 16 & Saturday, Feb. 17 STORM RESTORATION - HAIL OR WIND Sunday, Feb. 18 Certified Installation Experts Call Steve or Karl 6:00 ~ Dinner Tickets $40 2:00 ~ Dessert Tickets $25 vermillioncommunitytheatre.org Since 1983 CLINT TUCKER 624-4621 Today! CALL: 624-4429 or FAX: 624-2696 EMAIL: classifieds@plaintalk.net ONLINE: BroadcasterOnline.com DROP BY: 201 W. Cherry, Vermillion Every Friday during Lent Catfish or Walleye Dinner Small $7 Large $9 Mini Butterfly Shrimp $8.50 All served with Au Gratin Potatoes, Slaw and Dinner Roll Starts at 5 pm till gone Tickets on sale until February 15 at Hy-Vee and Davis Pharmacy in Vermillion Cash, check or credit card. No sales at the door. “Will Call” available with credit card at Davis Pharmacy 605-624-4444 Classifieds •Interior •Exterior •Commercial •Residential 605-595-7809 • Vermillion, SD ’ Leos Sports Bar & Grill 11 Market St. • Vermillion • 624-9991