2 Broadcaster Press April 3, 2018 www.broadcasteronline.com Dave Says Access To My Checking Account? Many Already Know Dear Dave, Will paying my taxes online give the government electronic access to my Dear Dave, checking account? How can I convince my fellow millennials that government isn’t Ashley the solution to their problems? Josh Dear Ashley, If you use your checking account, of course they will have the ability to Dear Josh, withdraw that money from your ac- I think you’re proceeding from a false assumption. Many milcount. I believe I know where you’re lennials already understand it’s not the government’s job to take going with this question, and I think care of everyone and provide everything. The problem, I think, is you may be a little confused about my there’s a group of people in every generation that wants someone else to take care of them. stance on this sort of thing. There’s nothing wrong with certain The only thing I can suggest is that you try to be kind to everyDave entities having access to your checking ac- one. It does no good to have a political discussion with a political count. I use electronic bill pay for utilities, neophyte. If you have friends like this, perhaps you could suggest mutual fund contributions, and things like they work to control and improve the variables in their lives they that all the time. The only time I warn peo- can actually control and make better — namely themselves. ple against giving electronic access to their bank accounts is when You can’t control the variable of government, Josh. It’s not going they’re dealing with collectors over a bad debt. The government to come to your rescue. It never has. — Dave — even the IRS — isn’t known for coming in and randomly taking money out of people’s accounts. Collectors, on the other hand, do it all the time. You’re in a fight when you’re dealing with a debt collector. It’s an * Dave Ramsey is America’s trusted voice on money and busiadversarial relationship. As a rule, no one in that industry should ness, and CEO of Ramsey Solutions. He has authored seven bestever be given electronic access to any of your accounts. There selling books, including The Total Money Makeover. The Dave may be a few decent debt collection companies out there, but Ramsey Show is heard by more than 12 million listeners each week on 575 radio stations and multiple digital platforms. Follow many of them will lie, cheat, and steal to get your money. Dave on Twitter at @DaveRamsey and on the web at daveramI hope that clears things up, Ashley. sey.com. — Dave RAMSEY Regents Approve Tuition & Fee Rates For 2018-19 SPEARFISH, S.D. – The South Dakota Board of Regents this week approved tuition and mandatory fees for the upcoming academic year. The impact to students in the public university system is an average cost increase of $256.13 per year, or 3.0 percent. “This adjustment to tuition and mandatory fees attempts to keep cost to our students as low as possible,” said Regents President Bob Sutton. “Tuition and fee setting is a balancing act. On one hand, the regents must set the costs necessary to deliver all the instructional and support services required by our students. That must be balanced against managing those same costs to ensure affordable access to higher education. All of this is done with the uppermost goal in mind: to deliver to our students the highest quality education possible.” There are a number of fixed costs that impact tuition and fee rates, including salary policy and inflation. This year, the legislature adopted a 1.2 percent salary policy for all employees. The state covers about half of this salary package for employees in the public university system, so tuition, fees, and student charges must be raised internally to cover the remainder of that obligation. Inflation also impacts the costs charged to students. A 1.8 percent inflationary increase based on the Consumer Price Index was applied to the operating expense base for the universities. Additionally, both the University of South Dakota and South Dakota State University requested and were granted a $5 per credit hour tuition increase for all on-campus credits to aid in those universities’ recruitment and retention of quality faculty in support of the teaching and research missions. Northern State University was also granted a request to increase its General Activity Fee by $3 per credit hour to support student activities and services. On average, an instate undergraduate student taking 30 credit hours next year will pay $8,870.33 for tuition and the mandatory General Activity Fee. These new rates are effective for the 2018-19 academic year that begins this summer. Don’t get left out in the rain! The Broadcaster has all the deals you need to keep you high and dry! 624-4429 The Blind Date I was in college, and though I was a good athlete, I was also shy, and I didn’t date much. It was hard for me to think of any reason a girl would want to go out with me. One day, a girl from the church I attended called and asked to talk to me. Deanna was a beautiful girl, and everyone liked her. All of my roommates were sure they were madly in love with her. So I couldn’t imagine why she would want to talk to me. “Daris,” she said, “a sorority dinner and dance is coming up on April 1st, and a girl I know needs a date. Would you go with her?” I didn’t need to check my empty social calendar to tell her I was available. “I’d love to go, but I’m not very good at dancing or social things. Are you sure she wouldn’t rather go with one of my roommates?” “I’m sure. She knows about you, and she’s excited. But she may not be the best looking.” “I can’t claim that I am, either,” I replied. “And if she’s willing to go with me, I’d be happy to be her date. I just don’t want her to expect somebody too exciting.” “You’ll be wonderful,” Deanna said. “I know you’ll treat her well. That’s why I asked you.” Deanna told me a little more about the girl and that her name was DeeDee. When I hung up, my roommates gathered around. Bryce, who had answered the phone, had already told everyone it was Deanna. “What did she want?” Bryce asked. “She asked me to the sorority dinner and dance,” I said. “She asked you, the King of I-can’t-dance?” Bryce asked incredulously. “She could choose anyone. Why would she choose you?” “I’m not her date,” I replied. “I’m going with a friend of hers.” “Oh, a blind date,” David said. “Those can be disastrous. And if the girl needs someone else to ask for her, she probably needs help.” “Well, it’s not like I’m the most socially adept, either,” I replied. “You’ve got a good point there,” Bryce said. As the day grew closer, I became more nervous. The girl sounded like a great girl, and I hoped she wouldn’t be disappointed when she met me. It seemed way too soon that I was dressed in my best suit and on my way to Deanna’s apartment. When I arrived, I stood there for most of a minute, taking deep breaths to calm my nerves. Finally, I knocked on the door. A girl with frizzy, uncombed hair, wearing a month’s supply of poorly placed makeup, answered. Her dress had probably been nice when it was new, but it definitely needed ironing. She smiled a crooked smile and said, “Hi, I’m DeeDee.” I held out my hand. “Hi, I’m Daris.” The girl burst out laughing, and I felt confused. Was my name funny? Then, from behind the door, Deanna and a bunch of other girls all came out dressed in beautiful gowns. They were all laughing, too, and they yelled, “April Fools!” I was still confused. Deanna said, “We had Julie dress up and pretend to be your date.” “Oh,” I said. “So I don’t have a date?” Suddenly the girls all went quiet and looked at each other. Deanna took my hand. “Daris, I’m your date. DeeDee is my nickname.” “I’m going with you? But my roommates said you could go with anyone you wanted.” She squeezed my hand a little tighter and smiled. “And I am. I want to go with you because I like you and I’ve seen how www.broadcasteronline.com respectful and kind you are to us girls at church.” All night I struggled to believe that Deanna would want me to be her date. But I had a wonderful time. The food was excellent, and the dancing was fun. When the evening ended, I walked home, almost in a daze. When I came in, my roommates gathered to hear about my date. “What was she like?” Bryce asked. “My date was actually Deanna,” I said. My roommates all looked at each other, then burst out laughing. “Nice try,” Bryce said. “But we know it’s April Fools’ day.” I smiled and realized I couldn’t convince them otherwise, so I didn’t try. www.bro 605.624.9557 605-202-9179 LAWN LANDSCAPE FENCE Locally Owned & Operated 1200 E. Clark Street • Vermillion, SD “Large or small, we do it all” www.bro www.broadcasteronline.com broadcasteronline.com www.broadcasteronline.com www.bro Visit our Web site at www.broadcasteronline.com OAKWOOD APARTMENTS Smoke Free • Rent adjusted to income • Large 2 & 3 bedroom w/AC • O? street parking • Large closets - one walk-in • On-site coin laundry • Playground equipment • Just Blocks from Campus, High School & Prentis Park By Daris Howard Visit www.bro Visit our Web site at www.broadcasteronline.com Visit www.bro www.broadcasteronline.com www.bro Tuesday, April 10, 2018 • 4 pm Town Square Apartments 505 W. Main Street www.broadcasteronline.com Vermillion, SD SHIINE will provide information on the new Medicare cards and free unbiased information on Medicare. www.bro www.broadcasteronline.com Saturday, April 7th Eagles, 114 W. Main St., Vermillion Social Hour: 5:00 - 6:00 p.m. Banquet: 6:00 p.m. TICKETS: Pre-Sale: $15 Single • $20 Couple $10 Membership (At the Door: $20 & $25) Ticket includes meal, chance to win the door prize, raffle & auction Tickets can be purchased at: Mart Auto Body & Marine • Saunders Chiropractic Vermillion Ace Hardware • Bunyans Quality Motors • Dakota PC Warehouse www.bro Visit our Web site at Tiling Resolution: www.broadcasteronline.com Visit www.bro Visit our Web site at www.broadcasteronline.com Visit www.bro This project was supported, in part by grant number 90MP0229 from the U.S. Administration for Community Living, Department of Health and Human Services, Washington D.C., 20201. Grantees undertaking projects under government sponsorship are encouraged to express freely their findings & conclusions. Points of view or opinions do not, therefore, necessarily represent offical Administration for Community Living Policy. Any Landowner, Renter or Contractor who intends to tile adjoining fields by boring or cutting through any Spink township road will inform the supervisors of such intention before the work begins and sign a contract that states the following: 1. The tile/boring will be placed in an appropriately sized steel pipe to support the road structure. 2. Any cost of maintenance work or loads of additional gravel will be the responsibility of the person/s doing the tiling. 3. If the township incurs any expense because of the breach of contract, the landowner will be assessed the cost. Failure to reimburse the township after two months will result in the amount being placed on the Landowner’s property tax. Thank you, Spink Township Board