Broadcaster Press 9 August 13, 2019 www.broadcasteronline.com Flood Insurance an Important Resource for South Dakotans PIERRE, S.D. – It won’t happen to me. Many South Dakotans may believe they don’t need to buy flood insurance. Their house has never flooded before. They don’t live in a high-risk flood zone. age is not covered by most homeown- residential structures Buy-Flood-Insurance er’s insurance policies. • Up to $500,000 in building coverFor more information, visit age and up to $100,000 in contents Property owners can protect FloodSmart.gov or call the NFIP helpdesk at 800-427-4661. themselves from these financial losses coverage for five-or-more family residential structures FEMA's mission is helping people by having a flood insurance policy • Up to $500,000 in building coverbefore, during, and after disasters through the NFIP. Flood insurance age and up to $500,000 in contents coverage is available regardless of coverage for businesses federal disaster declarations. How to buy: In South Dakota, 229 communities participate in the NFIP and 3,739 • Contact your insurance company or agent. policies are in effect. Residents can In addition to the NFIP, purchase a flood insurance policy if Stories you missed this week because flood insurance is also their community participates in the you’re not a Plain Talk subscriber available from some NFIP, no matter their flood risk. After the recent disaster, several additional private insurance proA story about the quest of the family of Kumoli Ramakrishnan, viders. communities have expressed interest a retired University of South Dakota professor, to find a living • For an agent rein participating in the NFIP. liver donor for him. Kumoli is suffering from end-stage liver ferral, call 800-427-4661 Coverage is available for residendisease. tial and commercial buildings and the or visit https://www. contents in them: fema.gov/national-floodCoverage of the “Cure for Collins” carnival, held in the Vermillion • Up to $250,000 in building coverinsurance-program/How- National Guard Armory Aug. 3, to raise funds for the Cystic age and up Fibrosis Foundation. Collins Kassin, the 5-year-old daughter of to $100,000 Katie and Chris Kassin, has the disease. in contents coverage A comprehensive Sudoku Puzzles by KrazyDad of each of the story detailing the outlook Book Broadcaster Press 68 Easy for singleVermillion Tanagers’ fall teams and their schedules. to-four Fill the puzzle so that every row, every column, and every family section contain the numbers 1-9 without repeating a number. Sudoku #6 Sudoku #5 But flooding this year in South Dakota has demonstrated that much of the damage can occur in areas not considered especially at risk and a flood insurance policy is a sound investment. One inch of floodwater can cause up to $25,000 of damage in a home. The National Flood Insurance Program has received 222 flood insurance claims in South Dakota as of Aug. 6 and paid more than $3.7 million to policyholders. More than half of those claims were for property that was not in a high-risk flood zone, or Special Flood Hazard Area. Most came from communities that were not designated for FEMA disaster assistance to homeowners and renters. When flooding happens, the dam- bpp b Since 1934 Since 1934 bp Broadcaster 5 3 Elk Point, SD (East End Plaza) Book 68: Answers 1 Office Space – 500 sq. ft. Sudoku #1 1 Office Space – 650 sq. ft. 1 4 5 2 3 7 8 9 $700/month 7plus 6 9 3 2 5 utilities 6 8 1 4 Call 712-281-0540 COUPON 8 3 9 3 7 6 5 9 1 2 4 8 6 1 7 4 5 2 9 8 3 1 4 7 6 5 2 9 1 4 5 2 8 2 3 8 4 6 7 7 6 5 3 9 1 3 9 2 8 4 5 8 7 6 9 1 3 4 5 1 2 7 6 DC Lynch Shows Sudoku #3 9 3 7 2 1 6 5 4 8 8 4 2 5 7 3 9 6 1 6 5 1 8 4 9 2 3 7 5 8 4 6 3 7 1 9 2 1 6 9 4 2 8 7 5 3 7 2 3 9 5 1 4 8 6 1 Ticket Per Ride 4 9 8 7 6 2 3 1 5 except Zipper (2) 3 7 6 1 9 5 8 2 4 Friday 6pm-11pm, Saturday 12pm-11pm, 5 3 8 4 coupons available 2 1 Additional 6 7 9 Riverboat Days August 16–17–18 Sunday 12pm-6pm 8 Rides for $ 10 from mall merchants Sudoku #5 9 2 1 6 4 8 5 3 7 7 Press roadcaster 4 bp B 1 7 Since 1934 2 Office Spaces Available in Broadcaster Press Press2 1 4 3 8 1 Since 1934 6 5 4 7 9 8 7 4 8 9 1 3 Sudoku #2 7 6 2 1 5 3 4 89 6 3 7 2 8 9 1 3 5 3 8 2 7 5 4 1 6 5 4 7 4 1 2 133 9 5 8 4 3 2 1 3 9 8 4 2 7 4 5 6 8 1 4 9 7 Challenging Sudoku Puzzles by KrazyDad 4 5 8 9 1 9 6 9 8 8 7 7 2 6 5 5 6 3 2 © 2008 KrazyDad.com 8 7 9 6 5 2 3 4 1 EASY 1 2 4 3 9 7 6 8 5 Last Tuesday’s Sudoku Solution #4 7 8 3 1 6 2 5 2 9Sudoku #7 3 6 7 5 4 5 1 4 3 8 9 7 1 2 9 4 3 7 8 6 4 7 5 2 8 9 3 5 8 9 1 6 2 9 6 1 8 7 3 4 8 7 5 2 4 1 6 4 3 2 6 9 5 1 9 4 8 1 6 2 5 6 1 3 4 7 7 5 4 17 2 3 EA BOOK 68 #5 su do ku 2 © 2008 KrazyDad.com Check next Tuesday’s paper for 3 9 8 5 the solution to today’s puzzle. 9 8 Sudoku #6 6 4 7 5 1 8 3 9 2 6 CH BOOK 68 #4 1 9 7 5 2 And if you want to see: 6 2 3 7 1 The outcome of the Aug. 13 Clay County Commission meeting. expected 8 1 It is3 5 that commissioners will make a decision on the 6 recommendation from the courthouse committee on replacing 8 the community’s courthouse and public safety center. 3 6 2 7 Full coverage of the Clay County Fair, held Aug. 8-10 in 2 Vermillion. Look for stories and plenty1 photos. 5 7 3 of 4 1 3 A story and photo of the new8 South Dakota State Library (SDSL) mobile recording booth that was set up two weeks ago 5 at the Vermillion Public Library. 8 9 2 1 4 5 A story and photos about the work being done on a new mural 7 on the back, north wall of the Coyote Twin Theatre. 4 5 6 2 © 2008 KrazyDad.com Pick up this Friday’s Plain Talk! Local news since 1884! Here for you yesterday, today and tomorrow. Sudoku #8 8 6 7 2 4 4 201 W. Cherry, 1 5 Vermillion, SD 57069 9 8 605-624-2695 1 4 6 7