2 Broadcaster Press January 14, 2020 www.broadcasteronline.com A Bullet in How To Make Goals and Resolutions Become Reality My Arm Dave Says Dear Dave, My wife and I have our budget ready for next month, and we’ll be following your plan in 2020 to pay off debt and get our finances in order. Do you have any tips for setting and sticking to goals in general? Rick Dear Rick, That’s a fantastic goal. Living on a monthly budget, and telling your money where to go instead of Dave wondering where it went, is an important step toward gaining control of your finances. Combine that with getting out of debt, and you’ll be in charge of your most powerful wealth-building tool—your income. If you’re following my plan, you already have goals in front of you where your money is concerned. For most Americans, though, a new year means nothing more than new resolutions without real plans. Don’t get me wrong. It’s good to make resolutions and set goals, but you can’t stop there. You have to formulate a plan that turns your dreams into bite-sized pieces of progress that will gradually create a big event in your life. If you want to achieve your goals, then keep these next things in mind. When setting goals, be very specific in what you want to achieve. Include steps that will help you get there, too. Being vague will only cause you to feel directionless and overwhelmed. Most people give up when these feelings arise. Make your goals measurable. If you want to lose RAMSEY weight, don’t simply write down “lose weight” as a goal. Exactly how much weight do you want to lose? What will it take in terms of exercise and dietary changes to make it happen? Are your goals your goals? Only you can realistically set your own goals. If your spouse, co-worker, or friend sets a goal for you, chances are you’re not going to achieve it. Taking ownership will give you more opportunity to meet your goal. Also, set time limits for your goals. Putting a time frame in place will help you set realistic goals. If you want to save a certain amount of money for a particular event, break it down and determine how much cash you need to put into your savings account each month leading up to that event. And finally, put your goals and resolutions in writing. Putting them in writing will make you more likely to achieve them. Write down your goals, and review them often. This will give you motivation to make them reality. I believe this is the process for success, Rick. Successful people reassess their lives regularly, and start living intentionally, in writing, and on purpose. Happy New Year! —Dave * Dave Ramsey is America’s trusted voice on money and business, and CEO of Ramsey Solutions. He has authored seven best-selling books, including The Total Money Makeover. The Dave Ramsey Show is heard by more than 12 million listeners each week on 575 radio stations and multiple digital platforms. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. Human Sexuality Uncovered By Richard P. Holm, MD I believe that honesty is almost always the best policy. However, there are some topics people don’t want to talk about. The whys, how’s, dangers and wonders about sexuality is a topic that is still covered up today, but these issues were much more suppressed years ago. Growing up in the ‘50s and ‘60s in a small prairie town, I was immersed in conservativeSummer AC up was the operating values. Cover Tune-Up! Save $30 on a agreement for our farming community at that time. To discuss, in mixed company, methods to satisfy a us a call and we’ll Just givepartner sexually or to openly talk about lesbian, gay, bisexual, transgender, queer (LGBTQ) issues would have send out a qualified at that time. This is not to say that kids been disturbing Servicedidn’t wonder,likeprivate, about their sexuality, or that Technician in they did not experiment with sexual activity, but the Tyler, to make surealmost denial of human sexuality was as your cover up and AC unitmuch of the culture as was going to Sunday school. is ready for those hot summer South Dakota civilization is more open now One can say that our Tyler Reiser days and save $30!* honesty is helpful Technician ways. For and I believe this in many Service example, in recent years, LGBTQ individuals have been 13 years experience making their way out of the closet. Thanks to more openness, misinformed myths have been debunked by studies showing that sexual orientation has nothing to do with harming children, being a poor parent, or abusing another. Unfortunately, unethical behavior and abuse can be found in every corner of our society regardless of sexual orientation…straight, gay and everywhere in between. Openness enhances understanding, while suppression and cover up can demonize good people and even serve to protect those who abuse others. Sexual function is necessary for our species to survive but it can be much more than that. Treating each other with kindness brings mutual respect. Treating each other with honesty brings trust. Treating each other with reverence for the other person’s right to choose brings the liberty to truly love in return. That said, sexual relationships can be complicated. Sometimes hurtful activity can be unintended and may result when one party is not observant or considerate of the other person’s feelings. Conversely, it is also a form of cover up when one party fails to communicate his or her hurt feelings, thus allowing the harm to persist. Certainly, learning to change in order to accommodate our partners, along with large doses of forgiveness and open communication, can help make relationships work. Bottom line: The closeness and joy of sexuality in our society and between individuals is greatly enhanced when we treat each other ethically, savor the respect, liberty and trust that follows and throw off the cover up so we can all learn and grow. Richard P. Holm, MD is founder of The Prairie Doc® and author of “Life’s Final Season, A Guide for Aging and Dying with Grace” available on Amazon. For free and easy access to the entire Prairie Doc® library, visit www.prairiedoc.org and follow Prairie Doc® on Facebook featuring On Call with the Prairie Doc® a medical Q&A show streaming on Facebook and broadcast on SDPB most Thursdays at 7 p.m. central. When You Want Comfort...You Want Kalins When You Want Comfort… You Want Kalins! Vermillion: 605-624-5618 *Rebate offer only available to Vermillion Light & Power customers. By Daris Howard (Continued from previous week.) After I got over the shock of seeing the bullet in my arm on the MRI, curiosity started to get the best of me. I thought of the years of my life and when it possibly could have happened. I also realized that the bullet was why every time I had gone through airport screening, I was pulled aside by the security personnel so they could use their magic wand along my leg and my arm. My leg was understandable. It was held together with more bolts than a car chassis. But now, for the first time, I understood why they wanded my arm. Still, the question lingered as to where the bullet came from. When I went to work, my colleagues asked what the MRI had shown. When I mentioned the bullet, they were almost as shocked as I was. When they found out I didn’t even know exactly where or when I had gotten it, they were even more surprised. “You can’t go around telling people you were shot and don’t even remember it,” one of them said. “You need to make up a good story to go with it.” “Like what?” I asked. “I think you should tell people you were abducted by aliens,” he replied. “And they shot me? Why would aliens shoot me?” He shrugged. “Tell people you were escaping, and they were firing at you.” When my one son heard about the bullet, he laughed. “At work, some of the other men sit around and tell tough-man stories. Wait until I tell them that my father is so tough that he got shot and didn’t even know it.” Pretty much everyone who heard the story had some sarcastic comment. But, if possible, I still hoped to find out where and when I got it. So I turned to the one person I thought might have an answer. I called my mother. “Mom, do you have any idea where or when I could have gotten a bullet in my arm?” I asked. She gasped. “What are you talking about?” I told her the story, and then asked, “So do you remember anything that might give me a clue?” My mom let out a disgusted sigh. “Absolutely not! But knowing you and your friends when you were younger, it doesn’t surprise me one bit. It’s a wonder you ever survived to adulthood.” I had to smile at that. Butch and Buster were interesting. They had grown up hunting, even as small boys, and they shot guns a lot. They not only used guns for hunting and for target practice; they sometimes shot at each other. That one is definitely a story for another day, but I started to consider that it was likely during one of those times with them that I had picked up a stray bullet. It was probably from a ricochet from something we were shooting at. My mom is living with my sister, so my sister got on the phone to talk to me. “But Daris, how, if you got shot when you were with your friends, did you not notice it? Surely you were bleeding.” “Oh, I’m sure I must have been bleeding,” I replied. “But we often came in covered with mud and bleeding from our adventures. I probably just thought it was something else and didn’t pay too much attention to it.” One of my neighbors worked with Buster. Out of curiosity, to see what Buster would say, my neighbor casually mentioned the bullet and the fact that I wasn’t sure where it came from. “Oh, my heck,” Buster said. “Me or my brother probably accidentally shot him.” When I heard about his reaction, I laughed and remembered a day when it might have happened. (To be continued.) Want to Downsize Your Gas Guzzler? Find your answer in the Broadcaster Classifieds – in print and online! Call for full details. 70 years as a Premier Lennox® Dealer 99 years in Business 400 years of Heating and Cooling Experience = Southeast South Dakota’s #1 Choice! Go to www.broadcasteronline.com or call 605-624-4429. AUTOMOTIVE 06 CIVIC. Ru ns great. 34 MPG, 30k mile s. Call Jim (605) 555-3210 . 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