4 Broadcaster Press October 16, 2018 www.broadcasteronline.com Dave Says Spending Money In The Budget? Dear Dave, We are debt-free except for our home, and we have six months of expenses set aside in our emergency fund. Every time we do our monthly budget, we set aside a small amount of personal spending money for us both. Do you see anything wrong with this? DeAnna Dear DeAnna, There’s absolutely nothing wrong with having a little fun money calculated into your monthly budget when you’re in good financial shape. The problems start when couples don’t agree on these kinds of things — or worse — when they start hiding stuff and lying to each other about where the money’s going. People either grow together or they grow apart when they get married. When you start hiding things from your spouse you’re essentially keeping separate lives. That’s a bad sign in any marriage, and in many cases, this kind of thing leads to divorce. Having an agreed-upon budget isn’t just telling your money what to do. It’s also an important part of a healthy sharing and communication process between husband and wife! — Dave Dave Ramsey Close Up Small Business? Dear Dave, I have a small business, and I love what I do. Unfortunately, things haven’t been going well the last several months. On top of that, I’ve committed a lot of money to advertising in the coming year. Recently, I got a great job offer from a company that would pay me twice what I’m making now. What do you think I should do? Hugh 15th Annual National Cybersecurity Awareness Month By Sen. Mike Rounds This October is the 15th annual National Cybersecurity Awareness Month, an initiative started by the Department of Homeland Security to highlight the importance of protecting our personal information online. As always, the goal is to make sure all Americans have the tools and knowledge they need to make safe and secure decisions Dear Hugh, on the internet and to improve our national cybersecurity If it were me, I’d want to keep my options open. Closing your efforts. business would mean giving up all your customers. I’m not Attempts to obtain sensitive information online and exesure that’s a good idea when the offer has just been made, cute successful cyberattacks are increasing in frequency as and you know so little about the actual job. the internet has become an integral part of our daily lives. If you think this new job is something you might like, why Hackers are using ever-evolving technologies to access our not accept the offer and see if you can continue your oth- sensitive personal information, making it even more imporer work on the weekends? That would help cover some, if tant to take precautions to improve our security measures. not all, of your advertising commitment. Plus, it would keep South Dakotans can take a number of steps to protect some money rolling in if the new job doesn’t work out. themselves online. This includes setting strong, complex If you find you like this new job, then you’ve got a great in- passwords for online accounts and not using the same come and something you like doing on weekends that pays. password for everything. Multifactor authentication creIf you keep your business open — even on a small scale ates extra layers of security for your accounts and can be — there’s always a chance it will begin to grow again. Who a good way to prevent others from accessing your informaknows? It might give you the opportunity to jump back into it tion. You should also delete emails that seem suspicious, full-time somewhere down the road! avoid clicking on links if you aren’t sure of their authentic— Dave ity and be sure to put a lock on your mobile devices at all times. Be cautious when logging onto unsecured Wi-Fi * Dave Ramsey is America’s trusted voice on money and business, networks, such as at an airport, coffee shop or other puband CEO of Ramsey Solutions. He has authored seven best-selling books, including The Total Money Makeover. The Dave Ramsey Show lic place. It is also discouraged to enter your credit card is heard by more than 12 million listeners each week on 575 radio information, conduct online banking or engage in other stations and multiple digital platforms. Follow Dave on Twitter at @ sensitive tasks when on public Wi-Fi or when using a public computer. These are just a few ways you can protect DaveRamsey and on the web at daveramsey.com. yourself online. For more cybersecurity tips, visit www. dhs.gov/ncsam. While we, as individuals, can take important steps to keep our personal information from leaking, the federal government must also consider the damage hackers can do if they are able to access secure military information, civilian infrastructure systems, electronic voting systems or any sensitive national security information. In the Senate, I chair the Subcommittee on Cybersecurity of the Senate Armed Services Committee. We work with mempartment. I wish him well in the future.” bers of Congress, the administration, military leaders and Jones has led the Department of Public Safety industry stakeholders to develop laws and policies that throughout the Daugaard administration, following a will protect the United States from damaging cyberattacks. 20-year career in law enforcement. He will transition out of the Department over the next few weeks. Following his In particular, our Cybersecurity Subcommittee oversees departure, Deputy Secretary Shawnie Rechtenbaugh will cyber efforts at the Department of Defense (DoD). Keeping Americans safe is our top priority. serve as Interim Secretary for the balance of the adminIn recent years, the lack of serious consequences for istration. countries responsible for cyberattacks has emboldened them and has left us vulnerable to more attacks. Take for instance the 2016 election: there is clear evidence Russia attempted to meddle in our election. There is no evidence that they tried to manipulate the voting systems, but they did attempt to influence opinions through disinformation Check Out The Broadcaster 201 W Cherry campaigns on social media. Vermillion Help Wanted Section! 624-4429 I am pleased President Trump signed an executive order in September to impose sanctions on any person or government that attempts to interfere in U.S. elections. It shows our adversaries that the U.S. government is taking its responsibility seriously to protect Americans from cyber threats. We have a great deal of work ahead in the cyber domain, but I am confident in our ability to respond to this threat that is constantly evolving. Keeping Americans safe from malicious cyber activity can be best achieved by approaching it from multiple angles. While it is important that we have clear policies in place to retaliate against cyberattacks, we must also focus on preventing hackers from attacking us in the first place. In addition to the role of the federal government, each of us has a role to play in maintaining cybersecurity. I encourage all South Dakotans to spend time The Board of Clay County Commissioners, in conjunction with this month reviewing your the City of Vermillion, will be taking applications from interested online practices and making Clay County residents for positions on a Courthouse, Jail, & necessary improvements to Law Enforcement Facility Planning Committee. The committee stay safe online. DPS Secretary Jones To Depart PIERRE, S.D. – DPS Secretary Trevor Jones announced today that he has accepted a position with Dakota State University, working in the university’s digital forensics lab. “I thank Trevor Jones for his service. Shortly after I took office, our state faced the major challenge of Missouri River flooding, and Trevor’s leadership was crucial to our successful response,” said Gov. Daugaard. “Throughout my administration, Trevor has helped to keep South Dakotans safe through his efforts at the De- ESTATE SALE ANTIQUE & HOUSEHOLD HUGE MULTI-FAMILY October 19, 20 & 21 9am to 3pm each day 2nd Day – 25% Off • 3rd Day – 50% Off Ponca Community Center 3rd Street • Ponca, Nebraska 414-837-8765 FARMLAND FOR LEASE BY SEALED BID Approximately 230 Acres of Clay County Farmland For information contact: Finance Officer City of Vermillion 25 Center Street Vermillion, SD 57069 605-677-7056 Or on the web at www.vermillion.us/bids.aspx Deadline for Sealed Bids 11:00 a.m. November 1, 2018 Find the right job for you! PUBLIC NOTICE: SEEKING INDIVIDUALS TO SERVE ON A COURTHOUSE, JAIL, & LAW ENFORCEMENT FACILITY PLANNING COMMITTEE will require a long-term commitment (potentially a year or more) and will be charged with reviewing a recently-conducted Space Needs Study to develop recommendations for the future of the Courthouse, Jail, and Public Safety Center buildings. Duties will potentially include but are not limited to meeting with architects and department heads, touring the facilities, surveying the public, and reviewing preliminary remodeling and/or expansion or building plans. The Committee will receive support services from the County offices. Expression of Interest forms may be obtained from the Clay County Auditor’s Office, 211 W. Main St., Suite 200, Vermillion, SD 57069, by calling the Auditor’s Office at 605-677-7120, or by visiting the Clay County website at www.claycountysd.org/commissioners.cfm to obtain the form in a fillable PDF format. Applications will be accepted until 5:00 p.m. on November 2, 2018. CALL 201 W. Cherry, Vermillion 605-624-4429 www.broadcasteronline.com TODAY! 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